Compare Altamont, TN Car Insurance Rates (2021)

Car insurance in Altamont, TN averages $307 a month. Altamont, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Altamont car insurance rates, compare quotes from the top car insurance companies in Altamont, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Altamont, TN are $3,682/year
  • Average car insurance rates in Altamont, TN after a DUI are $4,311/year
  • The cheapest car insurance company in Altamont is State Farm

If you need to buy Altamont, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Altamont, TN is right here.

You’ll find Altamont car insurance rates, the cheapest Altamont, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Altamont, Tennessee car insurance rates to Murfreesboro car insurance rates, Hendersonville car insurance rates, and Chattanooga car insurance rates.

Ready to find affordable Altamont, TN car insurance today? Enter your ZIP code for fast, free Altamont car insurance quotes.

Cheapest Altamont, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Altamont, TN car insurance rates? Every Altamont, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altamont, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,700 $2,602 $2,421 $2,514 $9,867 $10,735 $2,898 $3,006
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,199 $2,224 $2,031 $2,031 $6,481 $6,617 $2,221 $2,290
Liberty Mutual $3,673 $129 $3,018 $3,374 $14,822 $16,476 $3,940 $4,206
Nationwide $2,106 $2,123 $1,889 $1,919 $5,787 $7,451 $2,420 $2,623
Progressive $1,904 $1,803 $1,549 $1,617 $8,409 $9,481 $2,298 $2,515
State Farm $1,475 $1,475 $1,322 $1,322 $4,413 $5,517 $1,664 $1,940
Travelers $1,744 $1,837 $1,574 $1,676 $4,766 $5,868 $1,861 $1,959
USAA $1,644 $1,679 $1,476 $1,480 $5,759 $6,610 $2,145 $2,304

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Minimum Car Insurance in Altamont, TN

Every driver must carry the minimum car insurance in Altamont, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Altamont, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Altamont, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Altamont, TN. Compare credit history car insurance rates in Altamont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Altamont, Tennessee

Insurance Company Poor Fair Good
Allstate $5,860 $4,486 $3,433
Farmers $4,951 $3,864 $3,654
GEICO $3,706 $3,168 $2,911
Liberty Mutual $8,908 $5,447 $4,260
Nationwide $3,959 $3,135 $2,775
Progressive $4,167 $3,581 $3,343
State Farm $3,471 $2,084 $1,619
Travelers $3,394 $2,650 $1,938
USAA $4,207 $2,444 $2,010

Cheapest Altamont, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Altamont, TN to rates for a clean record with top companies.

Annual Altamont, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $4,595 $5,506 $4,403
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,356 $3,174 $5,162 $2,356
Liberty Mutual $5,034 $7,248 $6,745 $5,792
Nationwide $2,850 $2,850 $4,268 $3,192
Progressive $3,258 $4,220 $3,470 $3,841
State Farm $2,185 $2,597 $2,391 $2,391
Travelers $2,162 $2,769 $3,053 $2,658
USAA $2,102 $3,136 $3,706 $2,604

Cheapest Altamont, TN Car Insurance for Teen Drivers

Teen car insurance in Altamont, TN can be expensive. Take a look at rates from the top car insurance companies in Altamont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Altamont, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,867 $10,735
Farmers $8,958 $9,479
GEICO $6,481 $6,617
Liberty Mutual $14,822 $16,476
Nationwide $5,787 $7,451
Progressive $8,409 $9,481
State Farm $4,413 $5,517
Travelers $4,766 $5,868
USAA $5,759 $6,610

Cheapest Altamont, TN Car Insurance for Seniors

Take a look at Altamont, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Altamont, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,421 $2,514
Farmers $1,992 $2,177
GEICO $2,031 $2,031
Liberty Mutual $3,018 $3,374
Nationwide $1,889 $1,919
Progressive $1,549 $1,617
State Farm $1,322 $1,322
Travelers $1,574 $1,676
USAA $1,476 $1,480

Cheapest Altamont, TN Car Insurance Rates After a DUI

A DUI in Altamont, TN increases car insurance rates. Compare Altamont, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Altamont, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,506
Farmers $4,500
GEICO $5,162
Liberty Mutual $6,745
Nationwide $4,268
Progressive $3,470
State Farm $2,391
Travelers $3,053
USAA $3,706

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Cheapest Altamont, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Altamont, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Altamont, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,593 $4,593
Farmers $4,157 $4,157
GEICO $3,245 $3,278
Liberty Mutual $6,205 $6,205
Nationwide $3,290 $3,290
Progressive $3,697 $3,697
State Farm $2,336 $2,446
Travelers $2,556 $2,765
USAA $2,805 $2,969

The Best Cheap Car Insurance Companies in Altamont, TN

Take a look at a side-by-side comparison of the top car insurance companies in Altamont, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Altamont, Tennessee

Insurance Company Average Annual Rates
Allstate $4,593
Farmers $4,157
GEICO $3,262
Liberty Mutual $6,205
Nationwide $3,290
Progressive $3,697
State Farm $2,391
Travelers $2,661
USAA $2,887

Category Winners: Cheapest Car Insurance in Altamont, Tennessee

Find the cheapest car insurance companies in Altamont, TN for each category right here.

Best Annual Car Insurance Rates by Company in Altamont, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Altamont, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Altamont car insurance rates. Find the cheapest Altamont, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Altamont, Tennessee

Insurance Company Low Medium High
Allstate $4,431 $4,582 $4,766
Farmers $3,931 $4,136 $4,402
GEICO $3,097 $3,252 $3,436
Liberty Mutual $5,932 $6,201 $6,481
Nationwide $3,324 $3,220 $3,326
Progressive $3,489 $3,696 $3,907
State Farm $2,273 $2,400 $2,500
Travelers $2,512 $2,659 $2,812
USAA $2,806 $2,878 $2,976

What affects car insurance rates in Altamont, Tennessee?

What factors can have an impact on Altamont, TN car insurance? There are several reasons why Altamont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Altamont, Tennessee.

Commute Time in Altamont

The more time you spend in your car the higher the risk of an accident. The average commute length in Altamont, TN is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Altamont, TN

Ready to find affordable Altamont, Tennessee car insurance today? Enter your ZIP code for fast, free Altamont, TN car insurance quotes.

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