Compare Alto, MI Car Insurance Rates (2021)

Car insurance in Alto, MI averages $781 a month. Alto, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Alto car insurance rates, compare quotes from the top car insurance companies in Alto, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alto is USAA
  • Average car insurance rates in Alto, MI after a DUI are $15,804/year
  • Average car insurance rates in Alto, MI are $9,371/year

If you need to buy Alto, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Alto, MI is right here.

You’ll find Alto car insurance rates, the cheapest Alto, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Alto, Michigan car insurance rates to Lansing car insurance rates, Grand Rapids car insurance rates, and Flint car insurance rates.

Ready to find affordable Alto, MI car insurance today? Enter your ZIP code for fast, free Alto car insurance quotes.

Cheapest Alto, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alto, MI car insurance rates? Every Alto, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alto, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,784 $16,784 $15,590 $15,590 $41,589 $41,589 $17,682 $17,682
Farmers $3,629 $3,629 $3,381 $3,381 $8,411 $8,411 $4,081 $4,081
GEICO $3,450 $3,450 $3,558 $3,558 $10,304 $10,304 $3,309 $3,309
Liberty Mutual $15,012 $15,012 $14,862 $14,862 $35,474 $35,474 $15,012 $15,012
Nationwide $2,752 $2,752 $2,472 $2,472 $6,859 $6,859 $2,994 $2,994
Progressive $2,749 $2,585 $2,440 $2,675 $10,561 $11,453 $3,214 $3,057
State Farm $6,783 $6,783 $6,257 $6,257 $23,489 $23,489 $7,963 $7,963
Travelers $5,326 $5,326 $4,574 $4,574 $16,054 $16,054 $5,786 $5,786
USAA $2,682 $2,526 $2,524 $2,374 $6,498 $6,131 $3,252 $3,099

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Minimum Car Insurance in Alto, MI

Every driver must carry the minimum car insurance in Alto, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Alto, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alto, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alto, MI. Compare credit history car insurance rates in Alto from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alto, Michigan

Insurance Company Poor Fair Good
Allstate $34,815 $19,242 $14,677
Farmers $6,371 $4,287 $3,968
GEICO $6,623 $4,874 $3,969
Liberty Mutual $31,784 $18,352 $10,133
Nationwide $4,669 $3,570 $3,069
Progressive $5,534 $4,707 $4,285
State Farm $18,036 $9,130 $6,203
Travelers $8,132 $7,886 $7,787
USAA $5,444 $3,108 $2,356

Cheapest Alto, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alto, MI to rates for a clean record with top companies.

Annual Alto, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,158 $14,912 $49,962 $15,613
Farmers $4,101 $5,225 $5,154 $5,021
GEICO $1,768 $3,841 $11,685 $3,328
Liberty Mutual $14,053 $16,970 $31,329 $18,007
Nationwide $3,258 $4,271 $3,907 $3,641
Progressive $4,138 $5,384 $4,827 $5,018
State Farm $7,127 $8,517 $18,247 $10,602
Travelers $5,374 $7,668 $12,346 $6,352
USAA $2,925 $3,654 $4,777 $3,188

Cheapest Alto, MI Car Insurance for Teen Drivers

Teen car insurance in Alto, MI can be expensive. Take a look at rates from the top car insurance companies in Alto for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alto, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,589 $41,589
Farmers $8,411 $8,411
GEICO $10,304 $10,304
Liberty Mutual $35,474 $35,474
Nationwide $6,859 $6,859
Progressive $10,561 $11,453
State Farm $23,489 $23,489
Travelers $16,054 $16,054
USAA $6,498 $6,131

Cheapest Alto, MI Car Insurance for Seniors

Take a look at Alto, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alto, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,590 $15,590
Farmers $3,381 $3,381
GEICO $3,558 $3,558
Liberty Mutual $14,862 $14,862
Nationwide $2,472 $2,472
Progressive $2,440 $2,675
State Farm $6,257 $6,257
Travelers $4,574 $4,574
USAA $2,524 $2,374

Cheapest Alto, MI Car Insurance Rates After a DUI

A DUI in Alto, MI increases car insurance rates. Compare Alto, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alto, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,962
Farmers $5,154
GEICO $11,685
Liberty Mutual $31,329
Nationwide $3,907
Progressive $4,827
State Farm $18,247
Travelers $12,346
USAA $4,777

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Cheapest Alto, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alto, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alto, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,911 $22,911
Farmers $4,875 $4,875
GEICO $5,042 $5,268
Liberty Mutual $19,394 $20,785
Nationwide $3,769 $3,769
Progressive $4,842 $4,842
State Farm $10,833 $11,413
Travelers $7,890 $7,980
USAA $3,594 $3,678

The Best Cheap Car Insurance Companies in Alto, MI

Take a look at a side-by-side comparison of the top car insurance companies in Alto, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alto, Michigan

Insurance Company Average Annual Rates
Allstate $22,911
Farmers $4,875
GEICO $5,155
Liberty Mutual $20,090
Nationwide $3,769
Progressive $4,842
State Farm $11,123
Travelers $7,935
USAA $3,636

Category Winners: Cheapest Car Insurance in Alto, Michigan

Find the cheapest car insurance companies in Alto, MI for each category right here.

Best Annual Car Insurance Rates by Company in Alto, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Alto, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alto car insurance rates. Find the cheapest Alto, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alto, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,962 $23,424
Farmers $4,716 $4,860 $5,050
GEICO $4,808 $5,108 $5,550
Liberty Mutual $19,639 $20,046 $20,584
Nationwide $3,917 $3,712 $3,679
Progressive $4,706 $4,848 $4,972
State Farm $10,624 $11,184 $11,560
Travelers $7,853 $7,942 $8,010
USAA $3,536 $3,644 $3,727

Compare Car Insurance Quotes in Alto, MI

Ready to find affordable Alto, Michigan car insurance today? Enter your ZIP code for fast, free Alto, MI car insurance quotes.

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