Compare Alto Pass, IL Car Insurance Rates (2021)

Car insurance in Alto Pass, IL averages $283 a month. Alto Pass, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Alto Pass car insurance rates, compare quotes from the top car insurance companies in Alto Pass, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alto Pass is Liberty Mutual
  • Average car insurance rates in Alto Pass, IL after a DUI are $3,963/year
  • Average car insurance rates in Alto Pass, IL are $3,394/year

If you need to buy Alto Pass, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Alto Pass, IL is right here.

You’ll find Alto Pass car insurance rates, the cheapest Alto Pass, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Alto Pass, Illinois car insurance rates to Cicero car insurance rates, Springfield car insurance rates, and Aurora car insurance rates.

Ready to find affordable Alto Pass, IL car insurance today? Enter your ZIP code for fast, free Alto Pass car insurance quotes.

Cheapest Alto Pass, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alto Pass, IL car insurance rates? Every Alto Pass, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alto Pass, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $3,058 $3,172 $3,172 $7,807 $10,119 $3,653 $3,944
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,541 $2,549 $2,253 $2,378 $10,807 $11,298 $2,896 $3,034
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,417 $1,532 $1,177 $1,317 $4,444 $4,950 $1,485 $1,574
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $2,277 $2,169 $1,873 $1,963 $7,784 $8,763 $2,709 $2,918
State Farm $1,505 $1,505 $1,337 $1,337 $4,130 $5,264 $1,696 $1,928
Travelers $1,508 $1,592 $1,358 $1,450 $4,162 $5,176 $1,602 $1,689
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

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Minimum Car Insurance in Alto Pass, IL

Every driver must carry the minimum car insurance in Alto Pass, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Alto Pass, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Alto Pass, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alto Pass, IL. Compare credit history car insurance rates in Alto Pass from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alto Pass, Illinois

Insurance Company Poor Fair Good
Allstate $6,066 $4,359 $3,813
American Family $4,999 $3,383 $2,856
Farmers $5,363 $4,506 $4,289
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,171 $1,969 $1,571
Nationwide $5,077 $4,077 $3,564
Progressive $4,358 $3,677 $3,385
State Farm $3,393 $2,037 $1,583
Travelers $2,838 $2,265 $1,848
USAA $3,742 $2,576 $2,125

Cheapest Alto Pass, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alto Pass, IL to rates for a clean record with top companies.

Annual Alto Pass, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,418 $5,761 $5,342 $4,463
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,992 $5,134 $5,006 $4,744
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,871 $2,633 $2,326 $2,118
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $3,144 $4,621 $3,482 $3,980
State Farm $2,148 $2,527 $2,338 $2,338
Travelers $1,850 $2,413 $2,689 $2,317
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Alto Pass, IL Car Insurance for Teen Drivers

Teen car insurance in Alto Pass, IL can be expensive. Take a look at rates from the top car insurance companies in Alto Pass for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alto Pass, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,807 $10,119
American Family $6,511 $9,083
Farmers $10,807 $11,298
GEICO $5,690 $6,014
Liberty Mutual $4,444 $4,950
Nationwide $7,470 $9,649
Progressive $7,784 $8,763
State Farm $4,130 $5,264
Travelers $4,162 $5,176
USAA $5,467 $6,018

Cheapest Alto Pass, IL Car Insurance for Seniors

Take a look at Alto Pass, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alto Pass, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,172 $3,172
American Family $2,146 $2,146
Farmers $2,253 $2,378
GEICO $1,757 $2,095
Liberty Mutual $1,177 $1,317
Nationwide $2,362 $2,514
Progressive $1,873 $1,963
State Farm $1,337 $1,337
Travelers $1,358 $1,450
USAA $1,551 $1,522

Cheapest Alto Pass, IL Car Insurance Rates After a DUI

A DUI in Alto Pass, IL increases car insurance rates. Compare Alto Pass, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alto Pass, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,342
American Family $5,196
Farmers $5,006
GEICO $4,060
Liberty Mutual $2,326
Nationwide $5,233
Progressive $3,482
State Farm $2,338
Travelers $2,689
USAA $3,954

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Cheapest Alto Pass, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alto Pass, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alto Pass, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
American Family $3,697 $3,794
Farmers $4,719 $4,719
GEICO $2,920 $3,043
Liberty Mutual $2,237 $2,237
Nationwide $4,239 $4,239
Progressive $3,807 $3,807
State Farm $2,278 $2,398
Travelers $2,227 $2,408
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Alto Pass, IL

Take a look at a side-by-side comparison of the top car insurance companies in Alto Pass, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alto Pass, Illinois

Insurance Company Average Annual Rates
Allstate $4,746
American Family $3,746
Farmers $4,719
GEICO $2,982
Liberty Mutual $2,237
Nationwide $4,239
Progressive $3,807
State Farm $2,338
Travelers $2,317
USAA $2,814

Category Winners: Cheapest Car Insurance in Alto Pass, Illinois

Find the cheapest car insurance companies in Alto Pass, IL for each category right here.

Best Annual Car Insurance Rates by Company in Alto Pass, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Alto Pass, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alto Pass car insurance rates. Find the cheapest Alto Pass, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alto Pass, Illinois

Insurance Company Low Medium High
Allstate $4,586 $4,741 $4,910
American Family $3,633 $3,882 $3,723
Farmers $4,489 $4,604 $5,065
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,115 $2,232 $2,364
Nationwide $4,215 $4,278 $4,224
Progressive $3,464 $3,789 $4,168
State Farm $2,203 $2,340 $2,470
Travelers $2,182 $2,314 $2,455
USAA $2,621 $2,812 $3,010

What affects car insurance rates in Alto Pass, Illinois?

What factors can have an impact on Alto Pass, IL car insurance? There are several reasons why Alto Pass car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alto Pass, Illinois.

Commute Time in Alto Pass

The more time you spend in your car the higher the risk of an accident. The average commute length in Alto Pass, IL is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Alto Pass, IL

Ready to find affordable Alto Pass, Illinois car insurance today? Enter your ZIP code for fast, free Alto Pass, IL car insurance quotes.

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