Compare Alton, IA Car Insurance Rates (2021)

Car insurance in Alton, IA averages $243 a month. Alton, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Alton car insurance rates, compare quotes from the top car insurance companies in Alton, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alton, IA after a DUI are $3,520/year
  • The cheapest car insurance company in Alton for teen drivers is USAA
  • The cheapest car insurance company in Alton is USAA

If you need to buy Alton, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Alton, IA is right here.

You’ll find Alton car insurance rates, the cheapest Alton, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Alton, Iowa car insurance rates to Ames car insurance rates, West Des Moines car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Alton, IA car insurance today? Enter your ZIP code for fast, free Alton car insurance quotes.

Cheapest Alton, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alton, IA car insurance rates? Every Alton, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,499 $1,429 $1,237 $1,289 $3,876 $4,364 $1,796 $1,940
State Farm $1,270 $1,270 $1,121 $1,121 $3,502 $4,433 $1,428 $1,628
Travelers $2,313 $2,361 $2,243 $2,250 $10,142 $16,154 $2,404 $2,848
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

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Minimum Car Insurance in Alton, IA

Every driver must carry the minimum car insurance in Alton, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Alton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Alton, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alton, IA. Compare credit history car insurance rates in Alton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alton, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,862 $2,838 $2,385
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,556 $2,085 $1,895
State Farm $2,807 $1,737 $1,371
Travelers $5,728 $4,886 $4,654
USAA $2,578 $1,773 $1,536

Cheapest Alton, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alton, IA to rates for a clean record with top companies.

Annual Alton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,746 $2,888 $1,898 $2,183
State Farm $1,821 $2,122 $1,972 $1,972
Travelers $3,717 $4,944 $6,614 $5,084
USAA $1,496 $2,015 $2,619 $1,719

Cheapest Alton, IA Car Insurance for Teen Drivers

Teen car insurance in Alton, IA can be expensive. Take a look at rates from the top car insurance companies in Alton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,210 $7,309
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $3,876 $4,364
State Farm $3,502 $4,433
Travelers $10,142 $16,154
USAA $3,562 $3,781

Cheapest Alton, IA Car Insurance for Seniors

Take a look at Alton, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,747 $1,747
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,237 $1,289
State Farm $1,121 $1,121
Travelers $2,243 $2,250
USAA $1,199 $1,222

Cheapest Alton, IA Car Insurance Rates After a DUI

A DUI in Alton, IA increases car insurance rates. Compare Alton, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,155
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $1,898
State Farm $1,972
Travelers $6,614
USAA $2,619

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Cheapest Alton, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alton, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,993 $3,063
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,179 $2,179
State Farm $1,924 $2,019
Travelers $5,089 $5,089
USAA $1,891 $2,034

The Best Cheap Car Insurance Companies in Alton, IA

Take a look at a side-by-side comparison of the top car insurance companies in Alton, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alton, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,028
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,179
State Farm $1,972
Travelers $5,089
USAA $1,962

Category Winners: Cheapest Car Insurance in Alton, Iowa

Find the cheapest car insurance companies in Alton, IA for each category right here.

Best Annual Car Insurance Rates by Company in Alton, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Alton, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alton car insurance rates. Find the cheapest Alton, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alton, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,044 $3,196 $2,844
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,030 $2,187 $2,319
State Farm $1,868 $1,983 $2,063
Travelers $4,786 $5,167 $5,316
USAA $1,859 $1,969 $2,059

What affects car insurance rates in Alton, Iowa?

What factors can have an impact on Alton, IA car insurance? There are several reasons why Alton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alton, Iowa.

Commute Time in Alton

The more time you spend in your car the higher the risk of an accident. The average commute length in Alton, IA is 12.0 minutes according to City-Data.

Compare Car Insurance Quotes in Alton, IA

Ready to find affordable Alton, Iowa car insurance today? Enter your ZIP code for fast, free Alton, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State