Compare Alton, MO Car Insurance Rates (2021)

Car insurance in Alton, MO averages $289 a month. Alton, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Alton car insurance rates, compare quotes from the top car insurance companies in Alton, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alton, MO after a DUI are $4,021/year
  • Average car insurance rates in Alton, MO are $3,474/year
  • The cheapest car insurance company in Alton for teen drivers is Nationwide

If you need to buy Alton, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Alton, MO is right here.

You’ll find Alton car insurance rates, the cheapest Alton, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Alton, Missouri car insurance rates to St. Louis car insurance rates, St. Charles car insurance rates, and Florissant car insurance rates.

Ready to find affordable Alton, MO car insurance today? Enter your ZIP code for fast, free Alton car insurance quotes.

Cheapest Alton, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alton, MO car insurance rates? Every Alton, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,191 $2,191 $1,948 $1,948 $5,884 $7,675 $2,191 $2,574
Farmers $2,508 $2,511 $2,249 $2,369 $9,910 $10,281 $2,858 $3,013
GEICO $2,156 $2,403 $1,670 $2,102 $6,527 $6,937 $2,011 $2,045
Liberty Mutual $2,686 $2,917 $2,213 $2,484 $8,857 $9,843 $2,834 $3,034
Nationwide $1,470 $1,506 $1,312 $1,394 $3,745 $4,812 $1,679 $1,820
Progressive $2,609 $2,491 $2,132 $2,184 $7,726 $8,749 $3,209 $3,322
State Farm $2,029 $2,029 $1,787 $1,787 $5,418 $6,877 $2,269 $2,565
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Alton, MO

Every driver must carry the minimum car insurance in Alton, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Alton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alton, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alton, MO. Compare credit history car insurance rates in Alton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alton, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,350 $3,054 $2,572
Farmers $5,114 $4,239 $4,035
GEICO $4,466 $2,906 $2,322
Liberty Mutual $6,272 $3,804 $2,999
Nationwide $2,620 $2,157 $1,875
Progressive $4,709 $3,875 $3,574
State Farm $4,109 $2,806 $2,370
USAA $4,216 $1,958 $1,402

Cheapest Alton, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alton, MO to rates for a clean record with top companies.

Annual Alton, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,522 $3,585 $4,334 $2,860
Farmers $3,904 $4,770 $4,673 $4,502
GEICO $2,568 $3,261 $4,328 $2,769
Liberty Mutual $3,179 $4,533 $4,691 $5,031
Nationwide $1,750 $2,235 $2,972 $1,912
Progressive $3,584 $4,609 $3,912 $4,106
State Farm $2,874 $3,316 $3,095 $3,095
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Alton, MO Car Insurance for Teen Drivers

Teen car insurance in Alton, MO can be expensive. Take a look at rates from the top car insurance companies in Alton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,884 $7,675
Farmers $9,910 $10,281
GEICO $6,527 $6,937
Liberty Mutual $8,857 $9,843
Nationwide $3,745 $4,812
Progressive $7,726 $8,749
State Farm $5,418 $6,877
USAA $4,587 $5,609

Cheapest Alton, MO Car Insurance for Seniors

Take a look at Alton, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,948 $1,948
Farmers $2,249 $2,369
GEICO $1,670 $2,102
Liberty Mutual $2,213 $2,484
Nationwide $1,312 $1,394
Progressive $2,132 $2,184
State Farm $1,787 $1,787
USAA $1,391 $1,422

Cheapest Alton, MO Car Insurance Rates After a DUI

A DUI in Alton, MO increases car insurance rates. Compare Alton, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alton, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,334
Farmers $4,673
GEICO $4,328
Liberty Mutual $4,691
Nationwide $2,972
Progressive $3,912
State Farm $3,095
USAA $3,392

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Cheapest Alton, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alton, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,292 $3,359
Farmers $4,462 $4,462
GEICO $3,165 $3,298
Liberty Mutual $4,358 $4,358
Nationwide $2,217 $2,217
Progressive $4,053 $4,053
State Farm $3,020 $3,170
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Alton, MO

Take a look at a side-by-side comparison of the top car insurance companies in Alton, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alton, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,325
Farmers $4,462
GEICO $3,231
Liberty Mutual $4,358
Nationwide $2,217
Progressive $4,053
State Farm $3,095
USAA $2,526

Category Winners: Cheapest Car Insurance in Alton, Missouri

Find the cheapest car insurance companies in Alton, MO for each category right here.

Best Annual Car Insurance Rates by Company in Alton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

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Cheapest Alton, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alton car insurance rates. Find the cheapest Alton, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alton, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,236 $3,431 $3,309
Farmers $4,201 $4,421 $4,765
GEICO $3,044 $3,251 $3,399
Liberty Mutual $4,114 $4,377 $4,584
Nationwide $2,091 $2,237 $2,324
Progressive $3,728 $4,058 $4,372
State Farm $2,925 $3,101 $3,258
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Alton, Missouri?

What factors can have an impact on Alton, MO car insurance? There are several reasons why Alton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alton, Missouri.

Commute Time in Alton

The more time you spend in your car the higher the risk of an accident. The average commute length in Alton, MO is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Alton, MO

Ready to find affordable Alton, Missouri car insurance today? Enter your ZIP code for fast, free Alton, MO car insurance quotes.

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