Compare Alton, NY Car Insurance Rates (2021)

Car insurance in Alton, NY averages $253 a month. Alton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Alton car insurance rates, compare quotes from the top car insurance companies in Alton, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alton, NY are $3,038/year
  • The cheapest car insurance company in Alton for teen drivers is GEICO
  • The cheapest car insurance company in Alton is GEICO

If you need to buy Alton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Alton, NY is right here.

You’ll find Alton car insurance rates, the cheapest Alton, NY car insurance companies, and information on New York car insurance laws. You can also compare Alton, New York car insurance rates to Rochester car insurance rates, New Rochelle car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Alton, NY car insurance today? Enter your ZIP code for fast, free Alton car insurance quotes.

Cheapest Alton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alton, NY car insurance rates? Every Alton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,166 $2,043 $2,036 $2,068 $6,229 $6,683 $2,143 $2,162
GEICO $1,235 $1,189 $1,200 $1,183 $2,545 $3,687 $1,115 $1,144
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,701 $1,598 $1,372 $1,391 $5,688 $6,338 $2,193 $2,140
State Farm $2,478 $2,478 $2,157 $2,157 $7,181 $9,231 $2,721 $2,856
Travelers $2,307 $2,339 $2,094 $2,254 $5,203 $6,192 $2,447 $2,554
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Alton, NY

Every driver must carry the minimum car insurance in Alton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Alton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alton, NY. Compare credit history car insurance rates in Alton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alton, New York

Insurance Company Poor Fair Good
Allstate $4,570 $2,684 $2,321
GEICO $2,082 $1,531 $1,374
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $4,430 $2,295 $1,682
State Farm $5,518 $3,459 $2,744
Travelers $4,365 $2,757 $2,400
USAA $4,102 $2,062 $1,823

Cheapest Alton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alton, NY to rates for a clean record with top companies.

Annual Alton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,712 $2,712 $3,935 $3,406
GEICO $1,319 $1,437 $2,574 $1,319
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,727 $2,727 $3,012 $2,743
State Farm $3,724 $3,724 $4,090 $4,090
Travelers $2,738 $3,376 $3,422 $3,158
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Alton, NY Car Insurance for Teen Drivers

Teen car insurance in Alton, NY can be expensive. Take a look at rates from the top car insurance companies in Alton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,229 $6,683
GEICO $2,545 $3,687
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,688 $6,338
State Farm $7,181 $9,231
Travelers $5,203 $6,192
USAA $5,556 $6,624

Cheapest Alton, NY Car Insurance for Seniors

Take a look at Alton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,036 $2,068
GEICO $1,200 $1,183
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,372 $1,391
State Farm $2,157 $2,157
Travelers $2,094 $2,254
USAA $1,273 $1,277

Cheapest Alton, NY Car Insurance Rates After a DUI

A DUI in Alton, NY increases car insurance rates. Compare Alton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,935
GEICO $2,574
Liberty Mutual $6,837
Nationwide $4,377
Progressive $3,012
State Farm $4,090
Travelers $3,422
USAA $3,469

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Cheapest Alton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,149 $3,234
GEICO $1,614 $1,711
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,803 $2,803
State Farm $3,766 $4,048
Travelers $3,174 $3,174
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Alton, NY

Take a look at a side-by-side comparison of the top car insurance companies in Alton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alton, New York

Insurance Company Average Annual Rates
Allstate $3,191
GEICO $1,662
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,803
State Farm $3,907
Travelers $3,174
USAA $2,662

Category Winners: Cheapest Car Insurance in Alton, New York

Find the cheapest car insurance companies in Alton, NY for each category right here.

Best Annual Car Insurance Rates by Company in Alton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Alton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alton car insurance rates. Find the cheapest Alton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alton, New York

Insurance Company Low Medium High
Allstate $3,008 $3,180 $3,386
GEICO $1,582 $1,658 $1,747
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,667 $2,789 $2,951
State Farm $3,727 $3,928 $4,067
Travelers $3,004 $3,140 $3,377
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Alton, New York?

What factors can have an impact on Alton, NY car insurance? There are several reasons why Alton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alton, New York.

Commute Time in Alton

The more time you spend in your car the higher the risk of an accident. The average commute length in Alton, NY is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Alton, NY

Ready to find affordable Alton, New York car insurance today? Enter your ZIP code for fast, free Alton, NY car insurance quotes.

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