Compare Altona, IL Car Insurance Rates (2021)

Car insurance in Altona, IL averages $243 a month. Altona, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Altona car insurance rates, compare quotes from the top car insurance companies in Altona, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Altona, IL are $2,922/year
  • The cheapest car insurance company in Altona is State Farm
  • Average car insurance rates in Altona, IL after a DUI are $3,415/year

If you need to buy Altona, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Altona, IL is right here.

You’ll find Altona car insurance rates, the cheapest Altona, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Altona, Illinois car insurance rates to Rockford car insurance rates, Naperville car insurance rates, and Peoria car insurance rates.

Ready to find affordable Altona, IL car insurance today? Enter your ZIP code for fast, free Altona car insurance quotes.

Cheapest Altona, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Altona, IL car insurance rates? Every Altona, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altona, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,208 $2,208 $1,965 $2,073 $9,115 $9,485 $2,516 $2,639
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,343 $1,450 $1,118 $1,251 $4,397 $4,894 $1,401 $1,477
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,790 $1,708 $1,475 $1,535 $6,196 $6,967 $2,140 $2,317
State Farm $1,272 $1,272 $1,126 $1,126 $3,490 $4,442 $1,434 $1,639
Travelers $1,382 $1,459 $1,242 $1,325 $3,732 $4,622 $1,468 $1,546
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Altona, IL

Every driver must carry the minimum car insurance in Altona, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Altona, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Altona, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Altona, IL. Compare credit history car insurance rates in Altona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Altona, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,588 $3,837 $3,652
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,064 $1,912 $1,524
Nationwide $3,113 $2,512 $2,202
Progressive $3,446 $2,915 $2,688
State Farm $2,872 $1,720 $1,334
Travelers $2,571 $2,047 $1,673
USAA $3,661 $2,516 $2,074

Cheapest Altona, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Altona, IL to rates for a clean record with top companies.

Annual Altona, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,403 $4,375 $4,267 $4,059
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,807 $2,558 $2,251 $2,049
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,495 $3,663 $2,757 $3,149
State Farm $1,816 $2,135 $1,975 $1,975
Travelers $1,679 $2,183 $2,428 $2,098
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Altona, IL Car Insurance for Teen Drivers

Teen car insurance in Altona, IL can be expensive. Take a look at rates from the top car insurance companies in Altona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Altona, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $9,115 $9,485
GEICO $4,847 $5,129
Liberty Mutual $4,397 $4,894
Nationwide $4,540 $5,829
Progressive $6,196 $6,967
State Farm $3,490 $4,442
Travelers $3,732 $4,622
USAA $5,289 $5,831

Cheapest Altona, IL Car Insurance for Seniors

Take a look at Altona, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Altona, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,965 $2,073
GEICO $1,521 $1,797
Liberty Mutual $1,118 $1,251
Nationwide $1,491 $1,581
Progressive $1,475 $1,535
State Farm $1,126 $1,126
Travelers $1,242 $1,325
USAA $1,527 $1,507

Cheapest Altona, IL Car Insurance Rates After a DUI

A DUI in Altona, IL increases car insurance rates. Compare Altona, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Altona, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,267
GEICO $3,482
Liberty Mutual $2,251
Nationwide $3,196
Progressive $2,757
State Farm $1,975
Travelers $2,428
USAA $3,858

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Cheapest Altona, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Altona, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Altona, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $4,026 $4,026
GEICO $2,519 $2,617
Liberty Mutual $2,166 $2,166
Nationwide $2,609 $2,609
Progressive $3,016 $3,016
State Farm $1,926 $2,025
Travelers $2,016 $2,178
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Altona, IL

Take a look at a side-by-side comparison of the top car insurance companies in Altona, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Altona, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $4,026
GEICO $2,568
Liberty Mutual $2,166
Nationwide $2,609
Progressive $3,016
State Farm $1,975
Travelers $2,097
USAA $2,750

Category Winners: Cheapest Car Insurance in Altona, Illinois

Find the cheapest car insurance companies in Altona, IL for each category right here.

Best Annual Car Insurance Rates by Company in Altona, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Altona, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Altona car insurance rates. Find the cheapest Altona, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Altona, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,846 $3,941 $4,291
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,037 $2,161 $2,301
Nationwide $2,611 $2,626 $2,590
Progressive $2,796 $3,009 $3,242
State Farm $1,877 $1,978 $2,071
Travelers $1,979 $2,095 $2,217
USAA $2,561 $2,747 $2,942

What affects car insurance rates in Altona, Illinois?

What factors can have an impact on Altona, IL car insurance? There are several reasons why Altona car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Altona, Illinois.

Commute Time in Altona

The more time you spend in your car the higher the risk of an accident. The average commute length in Altona, IL is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Altona, IL

Ready to find affordable Altona, Illinois car insurance today? Enter your ZIP code for fast, free Altona, IL car insurance quotes.

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