Compare Altoona, FL Car Insurance Rates (2021)

Car insurance in Altoona, FL averages $318 a month. Altoona, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Altoona car insurance rates, compare quotes from the top car insurance companies in Altoona, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Altoona for teen drivers is GEICO
  • The cheapest car insurance company in Altoona is USAA
  • Average car insurance rates in Altoona, FL are $3,817/year

If you need to buy Altoona, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Altoona, FL is right here.

You’ll find Altoona car insurance rates, the cheapest Altoona, FL car insurance companies, and information on Florida car insurance laws. You can also compare Altoona, Florida car insurance rates to Miami car insurance rates, St. Petersburg car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable Altoona, FL car insurance today? Enter your ZIP code for fast, free Altoona car insurance quotes.

Cheapest Altoona, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Altoona, FL car insurance rates? Every Altoona, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altoona, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,806 $3,665 $3,330 $3,396 $13,122 $14,312 $3,841 $3,912
GEICO $2,440 $2,453 $2,284 $2,284 $4,368 $5,520 $2,691 $2,743
Liberty Mutual $2,735 $2,735 $2,520 $2,520 $5,587 $8,515 $2,735 $3,647
Nationwide $2,488 $2,462 $2,227 $2,304 $5,970 $7,367 $2,739 $2,857
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,428 $1,406 $1,329 $1,322 $4,832 $5,622 $1,785 $1,930

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Minimum Car Insurance in Altoona, FL

Every driver must carry the minimum car insurance in Altoona, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Altoona, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Altoona, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Altoona, FL. Compare credit history car insurance rates in Altoona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Altoona, Florida

Insurance Company Poor Fair Good
Allstate $8,606 $5,465 $4,449
GEICO $4,499 $2,734 $2,061
Liberty Mutual $4,943 $3,671 $3,008
Nationwide $4,433 $3,265 $2,957
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $4,009 $1,949 $1,412

Cheapest Altoona, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Altoona, FL to rates for a clean record with top companies.

Annual Altoona, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,331 $6,360 $7,086 $5,916
GEICO $2,170 $2,762 $4,093 $3,367
Liberty Mutual $2,839 $3,638 $5,203 $3,817
Nationwide $3,044 $3,329 $4,460 $3,374
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,932 $2,376 $3,495 $2,024

Cheapest Altoona, FL Car Insurance for Teen Drivers

Teen car insurance in Altoona, FL can be expensive. Take a look at rates from the top car insurance companies in Altoona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Altoona, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,122 $14,312
GEICO $4,368 $5,520
Liberty Mutual $5,587 $8,515
Nationwide $5,970 $7,367
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,832 $5,622

Cheapest Altoona, FL Car Insurance for Seniors

Take a look at Altoona, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Altoona, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,330 $3,396
GEICO $2,284 $2,284
Liberty Mutual $2,520 $2,520
Nationwide $2,227 $2,304
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,329 $1,322

Cheapest Altoona, FL Car Insurance Rates After a DUI

A DUI in Altoona, FL increases car insurance rates. Compare Altoona, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Altoona, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,086
GEICO $4,093
Liberty Mutual $5,203
Nationwide $4,460
Progressive $4,982
State Farm $2,499
USAA $3,495

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Cheapest Altoona, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Altoona, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Altoona, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,995 $6,351
GEICO $3,082 $3,113
Liberty Mutual $3,754 $3,994
Nationwide $3,552 $3,552
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,429 $2,485

The Best Cheap Car Insurance Companies in Altoona, FL

Take a look at a side-by-side comparison of the top car insurance companies in Altoona, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Altoona, Florida

Insurance Company Average Annual Rates
Allstate $6,173
GEICO $3,098
Liberty Mutual $3,874
Nationwide $3,552
Progressive $5,068
State Farm $2,499
USAA $2,457

Category Winners: Cheapest Car Insurance in Altoona, Florida

Find the cheapest car insurance companies in Altoona, FL for each category right here.

Best Annual Car Insurance Rates by Company in Altoona, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Altoona, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Altoona car insurance rates. Find the cheapest Altoona, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Altoona, Florida

Insurance Company Low Medium High
Allstate $4,804 $6,482 $7,234
GEICO $2,601 $3,198 $3,495
Liberty Mutual $3,555 $3,927 $4,140
Nationwide $2,842 $3,686 $4,127
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,130 $2,542 $2,699

Compare Car Insurance Quotes in Altoona, FL

Ready to find affordable Altoona, Florida car insurance today? Enter your ZIP code for fast, free Altoona, FL car insurance quotes.

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