Compare Altoona, IA Car Insurance Rates (2021)

Car insurance in Altoona, IA averages $245 a month. Altoona, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Altoona car insurance rates, compare quotes from the top car insurance companies in Altoona, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Altoona for teen drivers is USAA
  • Average car insurance rates in Altoona, IA are $2,942/year
  • Average car insurance rates in Altoona, IA after a DUI are $3,560/year

If you need to buy Altoona, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Altoona, IA is right here.

You’ll find Altoona car insurance rates, the cheapest Altoona, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Altoona, Iowa car insurance rates to Davenport car insurance rates, Iowa City car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Altoona, IA car insurance today? Enter your ZIP code for fast, free Altoona car insurance quotes.

Cheapest Altoona, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Altoona, IA car insurance rates? Every Altoona, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altoona, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,975 $1,880 $1,771 $1,798 $6,026 $6,831 $2,124 $2,176
American Family $1,812 $1,812 $1,629 $1,629 $4,968 $6,889 $1,812 $2,172
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,062 $2,230 $1,837 $2,237 $10,755 $12,105 $2,336 $2,562
Nationwide $1,731 $1,766 $1,548 $1,640 $4,172 $5,344 $1,981 $2,142
Progressive $1,640 $1,559 $1,356 $1,411 $4,365 $4,916 $1,969 $2,137
State Farm $1,384 $1,384 $1,242 $1,242 $4,139 $5,200 $1,565 $1,805
Travelers $2,186 $2,224 $2,145 $2,145 $11,132 $17,878 $2,289 $2,638
USAA $1,199 $1,203 $1,107 $1,116 $3,372 $3,555 $1,432 $1,574

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Altoona, IA

Every driver must carry the minimum car insurance in Altoona, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Altoona, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Altoona, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Altoona, IA. Compare credit history car insurance rates in Altoona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Altoona, Iowa

Insurance Company Poor Fair Good
Allstate $3,671 $2,917 $2,630
American Family $3,618 $2,658 $2,244
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,407 $3,999 $3,141
Nationwide $3,070 $2,429 $2,122
Progressive $2,827 $2,318 $2,112
State Farm $3,198 $1,978 $1,560
Travelers $5,984 $5,055 $4,950
USAA $2,381 $1,648 $1,431

Cheapest Altoona, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Altoona, IA to rates for a clean record with top companies.

Annual Altoona, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,584 $3,156 $3,636 $2,914
American Family $2,050 $3,009 $3,894 $2,408
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,889 $4,845 $4,908 $4,420
Nationwide $1,856 $2,641 $3,574 $2,091
Progressive $1,933 $3,221 $2,104 $2,419
State Farm $2,053 $2,438 $2,245 $2,245
Travelers $3,750 $5,055 $7,114 $5,400
USAA $1,383 $1,872 $2,432 $1,591

Cheapest Altoona, IA Car Insurance for Teen Drivers

Teen car insurance in Altoona, IA can be expensive. Take a look at rates from the top car insurance companies in Altoona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Altoona, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,026 $6,831
American Family $4,968 $6,889
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,755 $12,105
Nationwide $4,172 $5,344
Progressive $4,365 $4,916
State Farm $4,139 $5,200
Travelers $11,132 $17,878
USAA $3,372 $3,555

Cheapest Altoona, IA Car Insurance for Seniors

Take a look at Altoona, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Altoona, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,771 $1,798
American Family $1,629 $1,629
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,837 $2,237
Nationwide $1,548 $1,640
Progressive $1,356 $1,411
State Farm $1,242 $1,242
Travelers $2,145 $2,145
USAA $1,107 $1,116

Cheapest Altoona, IA Car Insurance Rates After a DUI

A DUI in Altoona, IA increases car insurance rates. Compare Altoona, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Altoona, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,636
American Family $3,894
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,908
Nationwide $3,574
Progressive $2,104
State Farm $2,245
Travelers $7,114
USAA $2,432

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Altoona, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Altoona, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Altoona, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,999 $3,146
American Family $2,807 $2,873
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,516 $4,516
Nationwide $2,540 $2,540
Progressive $2,419 $2,419
State Farm $2,191 $2,300
Travelers $5,330 $5,330
USAA $1,754 $1,886

The Best Cheap Car Insurance Companies in Altoona, IA

Take a look at a side-by-side comparison of the top car insurance companies in Altoona, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Altoona, Iowa

Insurance Company Average Annual Rates
Allstate $3,073
American Family $2,840
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,516
Nationwide $2,540
Progressive $2,419
State Farm $2,245
Travelers $5,330
USAA $1,820

Category Winners: Cheapest Car Insurance in Altoona, Iowa

Find the cheapest car insurance companies in Altoona, IA for each category right here.

Best Annual Car Insurance Rates by Company in Altoona, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Altoona, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Altoona car insurance rates. Find the cheapest Altoona, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Altoona, Iowa

Insurance Company Low Medium High
Allstate $2,953 $3,077 $3,188
American Family $2,829 $3,000 $2,692
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,306 $4,507 $4,734
Nationwide $2,623 $2,540 $2,459
Progressive $2,248 $2,428 $2,581
State Farm $2,113 $2,261 $2,361
Travelers $4,972 $5,429 $5,589
USAA $1,719 $1,826 $1,914

What affects car insurance rates in Altoona, Iowa?

What factors can have an impact on Altoona, IA car insurance? There are several reasons why Altoona car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Altoona, Iowa.

Commute Time in Altoona

The more time you spend in your car the higher the risk of an accident. The average commute length in Altoona, IA is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Altoona, IA

Ready to find affordable Altoona, Iowa car insurance today? Enter your ZIP code for fast, free Altoona, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State