Compare Altoona, PA Car Insurance Rates (2021)

Car insurance in Altoona, PA averages $321 a month. Altoona, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Altoona car insurance rates, compare quotes from the top car insurance companies in Altoona, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Altoona, PA are $3,855/year
  • The cheapest ZIP code in Altoona is 16601
  • Average car insurance rates in Altoona, PA after a DUI are $4,224/year

If you need to buy Altoona, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Altoona, PA is right here.

You’ll find Altoona car insurance rates, the cheapest Altoona, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Altoona, Pennsylvania car insurance rates to Erie car insurance rates, York car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable Altoona, PA car insurance today? Enter your ZIP code for fast, free Altoona car insurance quotes.

Cheapest Altoona, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Altoona, PA car insurance rates? Every Altoona, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altoona, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,285 $2,285 $2,106 $2,106 $7,604 $7,604 $2,516 $2,516
GEICO $2,024 $1,752 $1,896 $1,642 $5,114 $4,432 $2,041 $1,765
Liberty Mutual $3,654 $3,654 $3,348 $3,348 $10,649 $10,649 $4,635 $4,635
Nationwide $1,793 $1,793 $1,698 $1,698 $5,036 $5,036 $2,010 $2,010
Progressive $2,717 $2,717 $2,430 $2,430 $8,851 $8,851 $3,474 $3,474
State Farm $1,631 $1,631 $1,444 $1,444 $5,925 $5,925 $1,804 $1,804
Travelers $1,687 $1,687 $1,830 $1,830 $24,991 $24,991 $2,023 $2,023
USAA $1,097 $1,097 $993 $993 $3,349 $3,349 $1,451 $1,451

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Minimum Car Insurance in Altoona, PA

Every driver must carry the minimum car insurance in Altoona, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Altoona, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Altoona, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Altoona, PA. Compare credit history car insurance rates in Altoona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Altoona, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,634 $3,459 $2,791
GEICO $3,878 $2,184 $1,687
Liberty Mutual $7,112 $5,100 $4,503
Nationwide $3,092 $2,542 $2,269
Progressive $5,777 $4,062 $3,265
State Farm $3,847 $2,379 $1,877
Travelers $8,284 $7,508 $7,108
USAA $2,149 $1,600 $1,419

Cheapest Altoona, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Altoona, PA to rates for a clean record with top companies.

Annual Altoona, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,475 $4,086 $3,475 $3,475
GEICO $1,909 $3,242 $2,543 $2,639
Liberty Mutual $5,073 $5,833 $5,690 $5,690
Nationwide $1,899 $2,544 $3,549 $2,545
Progressive $3,957 $5,486 $4,067 $3,962
State Farm $2,463 $2,939 $2,701 $2,701
Travelers $5,393 $7,709 $9,722 $7,709
USAA $1,385 $1,917 $2,042 $1,547

Cheapest Altoona, PA Car Insurance for Teen Drivers

Teen car insurance in Altoona, PA can be expensive. Take a look at rates from the top car insurance companies in Altoona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Altoona, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,604 $7,604
GEICO $5,114 $4,432
Liberty Mutual $10,649 $10,649
Nationwide $5,036 $5,036
Progressive $8,851 $8,851
State Farm $5,925 $5,925
Travelers $24,991 $24,991
USAA $3,349 $3,349

Cheapest Altoona, PA Car Insurance for Seniors

Take a look at Altoona, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Altoona, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,106 $2,106
GEICO $1,896 $1,642
Liberty Mutual $3,348 $3,348
Nationwide $1,698 $1,698
Progressive $2,430 $2,430
State Farm $1,444 $1,444
Travelers $1,830 $1,830
USAA $993 $993

Cheapest Altoona, PA Car Insurance Rates After a DUI

A DUI in Altoona, PA increases car insurance rates. Compare Altoona, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Altoona, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,475
GEICO $2,543
Liberty Mutual $5,690
Nationwide $3,549
Progressive $4,067
State Farm $2,701
Travelers $9,722
USAA $2,042

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Cheapest Altoona, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Altoona, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Altoona, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,556 $3,700
GEICO $2,543 $2,623
Liberty Mutual $5,429 $5,714
Nationwide $2,634 $2,634
Progressive $4,368 $4,368
State Farm $2,622 $2,780
Travelers $7,633 $7,633
USAA $1,674 $1,772

Cheapest Altoona, PA Car Insurance Rates by ZIP Code

Altoona car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Altoona, PA.

Annual Car Insurance Rates by ZIP Code in Altoona, Pennsylvania

ZIP Code Average Annual Rates
16601 $4,793
16602 $4,798

The Best Cheap Car Insurance Companies in Altoona, PA

Take a look at a side-by-side comparison of the top car insurance companies in Altoona, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Altoona, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,628
GEICO $2,583
Liberty Mutual $5,572
Nationwide $2,634
Progressive $4,368
State Farm $2,701
Travelers $7,633
USAA $1,723

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Category Winners: Cheapest Car Insurance in Altoona, Pennsylvania

Find the cheapest car insurance companies in Altoona, PA for each category right here.

Best Annual Car Insurance Rates by Company in Altoona, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Altoona, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Altoona car insurance rates. Find the cheapest Altoona, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Altoona, Pennsylvania

Insurance Company Low Medium High
Allstate $3,491 $3,647 $3,747
GEICO $2,395 $2,605 $2,749
Liberty Mutual $5,319 $5,608 $5,788
Nationwide $2,656 $2,668 $2,580
Progressive $4,000 $4,411 $4,694
State Farm $2,529 $2,738 $2,836
Travelers $7,724 $7,647 $7,528
USAA $1,594 $1,739 $1,835

What affects car insurance rates in Altoona, Pennsylvania?

What factors can have an impact on Altoona, PA car insurance? There are several reasons why Altoona car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Altoona, Pennsylvania.

Commute Time in Altoona

The more time you spend in your car the higher the risk of an accident. The average commute length in Altoona, PA is 18.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Altoona, PA

Ready to find affordable Altoona, Pennsylvania car insurance today? Enter your ZIP code for fast, free Altoona, PA car insurance quotes.

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