Compare Alturas, CA Car Insurance Rates (2021)

Car insurance in Alturas, CA averages $247 a month. Alturas, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Alturas car insurance rates, compare quotes from the top car insurance companies in Alturas, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alturas, CA after a DUI are $4,138/year
  • The cheapest car insurance company in Alturas for teen drivers is Progressive
  • Average car insurance rates in Alturas, CA are $2,967/year

If you need to buy Alturas, California car insurance, the options can be confusing. Everything you need to know about car insurance in Alturas, CA is right here.

You’ll find Alturas car insurance rates, the cheapest Alturas, CA car insurance companies, and information on California car insurance laws. You can also compare Alturas, California car insurance rates to San Jose car insurance rates, San Francisco car insurance rates, and Fresno car insurance rates.

Ready to find affordable Alturas, CA car insurance today? Enter your ZIP code for fast, free Alturas car insurance quotes.

Cheapest Alturas, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alturas, CA car insurance rates? Every Alturas, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alturas, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $2,068 $1,496 $1,524 $5,498 $6,922 $2,652 $2,953
Farmers $2,230 $2,230 $2,003 $2,003 $7,094 $11,649 $2,639 $2,935
GEICO $1,443 $1,446 $1,359 $1,359 $4,386 $4,486 $2,073 $2,133
Liberty Mutual $2,244 $2,132 $2,077 $2,016 $4,926 $5,214 $2,540 $2,552
Nationwide $2,507 $2,404 $2,175 $2,061 $6,196 $6,850 $2,983 $2,966
Progressive $1,279 $1,317 $1,061 $1,268 $3,243 $3,938 $1,811 $1,947
State Farm $2,664 $2,664 $2,373 $2,373 $4,812 $5,976 $2,942 $3,032
Travelers $2,173 $2,116 $1,918 $1,896 $4,304 $5,030 $2,825 $2,770
USAA $1,744 $1,655 $1,702 $1,712 $3,935 $3,954 $2,409 $2,281

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Minimum Car Insurance in Alturas, CA

Every driver must carry the minimum car insurance in Alturas, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Alturas, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Alturas, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alturas, CA to rates for a clean record with top companies.

Annual Alturas, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,902 $3,198 $4,995 $2,489
Farmers $3,030 $4,125 $5,140 $4,097
GEICO $1,637 $2,510 $3,164 $2,030
Liberty Mutual $2,571 $3,447 $3,108 $2,724
Nationwide $2,460 $3,147 $5,316 $3,147
Progressive $1,314 $2,193 $2,542 $1,883
State Farm $2,386 $2,851 $5,407 $2,774
Travelers $1,950 $3,108 $3,642 $2,815
USAA $1,613 $2,391 $3,926 $1,766

Cheapest Alturas, CA Car Insurance for Teen Drivers

Teen car insurance in Alturas, CA can be expensive. Take a look at rates from the top car insurance companies in Alturas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alturas, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,498 $6,922
Farmers $7,094 $11,649
GEICO $4,386 $4,486
Liberty Mutual $4,926 $5,214
Nationwide $6,196 $6,850
Progressive $3,243 $3,938
State Farm $4,812 $5,976
Travelers $4,304 $5,030
USAA $3,935 $3,954

Cheapest Alturas, CA Car Insurance for Seniors

Take a look at Alturas, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alturas, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,496 $1,524
Farmers $2,003 $2,003
GEICO $1,359 $1,359
Liberty Mutual $2,077 $2,016
Nationwide $2,175 $2,061
Progressive $1,061 $1,268
State Farm $2,373 $2,373
Travelers $1,918 $1,896
USAA $1,702 $1,712

Cheapest Alturas, CA Car Insurance Rates After a DUI

A DUI in Alturas, CA increases car insurance rates. Compare Alturas, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alturas, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,995
Farmers $5,140
GEICO $3,164
Liberty Mutual $3,108
Nationwide $5,316
Progressive $2,542
State Farm $5,407
Travelers $3,642
USAA $3,926

Cheapest Alturas, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alturas, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alturas, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,840 $3,452
Farmers $3,719 $4,477
GEICO $2,123 $2,548
Liberty Mutual $2,721 $3,204
Nationwide $3,116 $3,920
Progressive $1,803 $2,163
State Farm $3,232 $3,477
Travelers $2,592 $3,166
USAA $2,234 $2,614

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The Best Cheap Car Insurance Companies in Alturas, CA

Take a look at a side-by-side comparison of the top car insurance companies in Alturas, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alturas, California

Insurance Company Average Annual Rates
Allstate $3,146
Farmers $4,098
GEICO $2,336
Liberty Mutual $2,963
Nationwide $3,518
Progressive $1,983
State Farm $3,354
Travelers $2,879
USAA $2,424

Category Winners: Cheapest Car Insurance in Alturas, California

Find the cheapest car insurance companies in Alturas, CA for each category right here.

Best Annual Car Insurance Rates by Company in Alturas, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Alturas, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alturas car insurance rates. Find the cheapest Alturas, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alturas, California

Insurance Company Low Medium High
Allstate $2,989 $3,171 $3,278
Farmers $3,826 $4,128 $4,340
GEICO $2,183 $2,355 $2,469
Liberty Mutual $2,784 $2,986 $3,117
Nationwide $3,208 $3,573 $3,772
Progressive $1,846 $2,027 $2,076
State Farm $3,071 $3,401 $3,591
Travelers $2,598 $2,934 $3,104
USAA $2,208 $2,468 $2,595

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What affects car insurance rates in Alturas, California?

What factors can have an impact on Alturas, CA car insurance? There are several reasons why Alturas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alturas, California.

Car Theft in Alturas

High levels of vehicle theft can make car insurance more expensive. Alturas, CA car theft statistics from the FBI indicate 11 vehicle thefts a year.

Commute Time in Alturas

The more time you spend in your car the higher the risk of an accident. The average commute length in Alturas, CA is 9.7 minutes according to City-Data.

Compare Car Insurance Quotes in Alturas, CA

Ready to find affordable Alturas, California car insurance today? Enter your ZIP code for fast, free Alturas, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State