Compare Alum Creek, WV Car Insurance Rates (2021)

Car insurance in Alum Creek, WV averages $359 a month. Alum Creek, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Alum Creek car insurance rates, compare quotes from the top car insurance companies in Alum Creek, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alum Creek for teen drivers is State Farm
  • The cheapest car insurance company in Alum Creek is State Farm
  • Average car insurance rates in Alum Creek, WV are $4,313/year

If you need to buy Alum Creek, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Alum Creek, WV is right here.

You’ll find Alum Creek car insurance rates, the cheapest Alum Creek, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Alum Creek, West Virginia car insurance rates to Charleston car insurance rates, Weirton car insurance rates, and Bluefield car insurance rates.

Ready to find affordable Alum Creek, WV car insurance today? Enter your ZIP code for fast, free Alum Creek car insurance quotes.

Cheapest Alum Creek, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alum Creek, WV car insurance rates? Every Alum Creek, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alum Creek, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,884 $2,670 $2,589 $2,594 $10,506 $10,948 $3,166 $3,162
GEICO $3,305 $3,259 $3,143 $3,046 $8,189 $9,883 $3,179 $3,314
Liberty Mutual $3,685 $3,997 $2,962 $3,609 $14,159 $15,975 $3,796 $4,171
Nationwide $2,382 $2,426 $2,155 $2,270 $6,302 $8,023 $2,695 $2,897
Progressive $2,209 $2,118 $2,048 $2,040 $9,822 $11,076 $2,655 $2,733
State Farm $2,033 $2,033 $1,834 $1,834 $4,644 $6,002 $2,411 $1,895
USAA $1,963 $1,931 $1,828 $1,836 $6,644 $7,341 $2,542 $2,725

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Minimum Car Insurance in Alum Creek, WV

Every driver must carry the minimum car insurance in Alum Creek, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Alum Creek, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alum Creek, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alum Creek, WV. Compare credit history car insurance rates in Alum Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alum Creek, West Virginia

Insurance Company Poor Fair Good
Allstate $5,846 $4,641 $3,958
GEICO $5,624 $4,575 $3,795
Liberty Mutual $9,348 $5,760 $4,525
Nationwide $4,156 $3,505 $3,270
Progressive $4,843 $4,233 $3,937
State Farm $4,088 $2,479 $1,940
USAA $4,940 $2,842 $2,273

Cheapest Alum Creek, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alum Creek, WV to rates for a clean record with top companies.

Annual Alum Creek, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,056 $4,813 $5,774 $4,617
GEICO $2,880 $4,640 $8,047 $3,091
Liberty Mutual $5,357 $6,778 $7,496 $6,545
Nationwide $2,885 $3,885 $4,568 $3,237
Progressive $3,677 $4,952 $4,401 $4,321
State Farm $2,595 $3,077 $2,836 $2,836
USAA $2,625 $3,118 $4,453 $3,209

Cheapest Alum Creek, WV Car Insurance for Teen Drivers

Teen car insurance in Alum Creek, WV can be expensive. Take a look at rates from the top car insurance companies in Alum Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alum Creek, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,506 $10,948
GEICO $8,189 $9,883
Liberty Mutual $14,159 $15,975
Nationwide $6,302 $8,023
Progressive $9,822 $11,076
State Farm $4,644 $6,002
USAA $6,644 $7,341

Cheapest Alum Creek, WV Car Insurance for Seniors

Take a look at Alum Creek, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alum Creek, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,589 $2,594
GEICO $3,143 $3,046
Liberty Mutual $2,962 $3,609
Nationwide $2,155 $2,270
Progressive $2,048 $2,040
State Farm $1,834 $1,834
USAA $1,828 $1,836

Cheapest Alum Creek, WV Car Insurance Rates After a DUI

A DUI in Alum Creek, WV increases car insurance rates. Compare Alum Creek, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alum Creek, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,774
GEICO $8,047
Liberty Mutual $7,496
Nationwide $4,568
Progressive $4,401
State Farm $2,836
USAA $4,453

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Cheapest Alum Creek, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alum Creek, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alum Creek, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,815 $4,815
GEICO $4,614 $4,716
Liberty Mutual $6,544 $6,544
Nationwide $3,644 $3,644
Progressive $4,338 $4,338
State Farm $2,760 $2,912
USAA $3,312 $3,390

The Best Cheap Car Insurance Companies in Alum Creek, WV

Take a look at a side-by-side comparison of the top car insurance companies in Alum Creek, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alum Creek, West Virginia

Insurance Company Average Annual Rates
Allstate $4,815
GEICO $4,665
Liberty Mutual $6,544
Nationwide $3,644
Progressive $4,338
State Farm $2,836
USAA $3,351

Category Winners: Cheapest Car Insurance in Alum Creek, West Virginia

Find the cheapest car insurance companies in Alum Creek, WV for each category right here.

Best Annual Car Insurance Rates by Company in Alum Creek, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Alum Creek, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alum Creek car insurance rates. Find the cheapest Alum Creek, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alum Creek, West Virginia

Insurance Company Low Medium High
Allstate $4,630 $4,806 $5,009
GEICO $4,382 $4,679 $4,933
Liberty Mutual $6,208 $6,529 $6,895
Nationwide $3,592 $3,628 $3,711
Progressive $4,139 $4,285 $4,588
State Farm $2,669 $2,830 $3,008
USAA $3,232 $3,346 $3,476

What affects car insurance rates in Alum Creek, West Virginia?

What factors can have an impact on Alum Creek, WV car insurance? There are several reasons why Alum Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alum Creek, West Virginia.

Commute Time in Alum Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Alum Creek, WV is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in Alum Creek, WV

Ready to find affordable Alum Creek, West Virginia car insurance today? Enter your ZIP code for fast, free Alum Creek, WV car insurance quotes.

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