Compare Alum Rock, CA Car Insurance Rates (2021)

Car insurance in Alum Rock, CA averages $314 a month. Alum Rock, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Alum Rock car insurance rates, compare quotes from the top car insurance companies in Alum Rock, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alum Rock is USAA
  • Average car insurance rates in Alum Rock, CA after a DUI are $5,291/year
  • The cheapest car insurance company in Alum Rock for teen drivers is USAA

If you need to buy Alum Rock, California car insurance, the options can be confusing. Everything you need to know about car insurance in Alum Rock, CA is right here.

You’ll find Alum Rock car insurance rates, the cheapest Alum Rock, CA car insurance companies, and information on California car insurance laws. You can also compare Alum Rock, California car insurance rates to Oakland car insurance rates, Anaheim car insurance rates, and San Diego car insurance rates.

Ready to find affordable Alum Rock, CA car insurance today? Enter your ZIP code for fast, free Alum Rock car insurance quotes.

Cheapest Alum Rock, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alum Rock, CA car insurance rates? Every Alum Rock, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alum Rock, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,744 $2,742 $2,013 $2,026 $7,710 $9,699 $3,503 $3,834
Farmers $2,842 $2,842 $2,565 $2,565 $9,078 $14,893 $3,370 $3,756
GEICO $1,876 $1,877 $1,764 $1,764 $5,737 $5,845 $2,698 $2,761
Liberty Mutual $2,245 $2,125 $2,094 $2,029 $4,935 $5,254 $2,531 $2,549
Nationwide $3,507 $3,346 $3,057 $2,879 $9,021 $9,929 $4,210 $4,163
Progressive $1,744 $1,794 $1,468 $1,746 $4,612 $5,554 $2,492 $2,675
State Farm $3,495 $3,495 $3,123 $3,123 $6,453 $8,001 $3,872 $3,993
Travelers $2,559 $2,476 $2,264 $2,239 $5,326 $6,102 $3,339 $3,265
USAA $1,935 $1,833 $1,886 $1,895 $4,405 $4,443 $2,685 $2,538

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Minimum Car Insurance in Alum Rock, CA

Every driver must carry the minimum car insurance in Alum Rock, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Alum Rock, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Alum Rock, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alum Rock, CA to rates for a clean record with top companies.

Annual Alum Rock, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,588 $4,343 $6,812 $3,393
Farmers $3,870 $5,274 $6,573 $5,238
GEICO $2,126 $3,284 $4,115 $2,637
Liberty Mutual $2,579 $3,454 $3,116 $2,732
Nationwide $3,499 $4,482 $7,593 $4,482
Progressive $1,816 $3,073 $3,537 $2,617
State Farm $3,173 $3,783 $7,141 $3,681
Travelers $2,295 $3,745 $4,361 $3,385
USAA $1,795 $2,675 $4,373 $1,967

Cheapest Alum Rock, CA Car Insurance for Teen Drivers

Teen car insurance in Alum Rock, CA can be expensive. Take a look at rates from the top car insurance companies in Alum Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alum Rock, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,710 $9,699
Farmers $9,078 $14,893
GEICO $5,737 $5,845
Liberty Mutual $4,935 $5,254
Nationwide $9,021 $9,929
Progressive $4,612 $5,554
State Farm $6,453 $8,001
Travelers $5,326 $6,102
USAA $4,405 $4,443

Cheapest Alum Rock, CA Car Insurance for Seniors

Take a look at Alum Rock, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alum Rock, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,026
Farmers $2,565 $2,565
GEICO $1,764 $1,764
Liberty Mutual $2,094 $2,029
Nationwide $3,057 $2,879
Progressive $1,468 $1,746
State Farm $3,123 $3,123
Travelers $2,264 $2,239
USAA $1,886 $1,895

Cheapest Alum Rock, CA Car Insurance Rates After a DUI

A DUI in Alum Rock, CA increases car insurance rates. Compare Alum Rock, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alum Rock, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,812
Farmers $6,573
GEICO $4,115
Liberty Mutual $3,116
Nationwide $7,593
Progressive $3,537
State Farm $7,141
Travelers $4,361
USAA $4,373

Cheapest Alum Rock, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alum Rock, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alum Rock, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,867 $4,701
Farmers $4,754 $5,724
GEICO $2,762 $3,319
Liberty Mutual $2,729 $3,211
Nationwide $4,423 $5,606
Progressive $2,500 $3,022
State Farm $4,284 $4,605
Travelers $3,097 $3,795
USAA $2,492 $2,913

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The Best Cheap Car Insurance Companies in Alum Rock, CA

Take a look at a side-by-side comparison of the top car insurance companies in Alum Rock, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alum Rock, California

Insurance Company Average Annual Rates
Allstate $4,284
Farmers $5,239
GEICO $3,040
Liberty Mutual $2,970
Nationwide $5,014
Progressive $2,761
State Farm $4,445
Travelers $3,446
USAA $2,703

Category Winners: Cheapest Car Insurance in Alum Rock, California

Find the cheapest car insurance companies in Alum Rock, CA for each category right here.

Best Annual Car Insurance Rates by Company in Alum Rock, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Alum Rock, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alum Rock car insurance rates. Find the cheapest Alum Rock, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alum Rock, California

Insurance Company Low Medium High
Allstate $4,067 $4,320 $4,465
Farmers $4,887 $5,278 $5,552
GEICO $2,817 $3,071 $3,233
Liberty Mutual $2,771 $2,998 $3,142
Nationwide $4,546 $5,103 $5,393
Progressive $2,496 $2,847 $2,939
State Farm $4,008 $4,523 $4,802
Travelers $3,017 $3,541 $3,781
USAA $2,466 $2,752 $2,889

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What affects car insurance rates in Alum Rock, California?

What factors can have an impact on Alum Rock, CA car insurance? There are several reasons why Alum Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alum Rock, California.

Commute Time in Alum Rock

The more time you spend in your car the higher the risk of an accident. The average commute length in Alum Rock, CA is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Alum Rock, CA

Ready to find affordable Alum Rock, California car insurance today? Enter your ZIP code for fast, free Alum Rock, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State