Compare Alvarado, MN Car Insurance Rates (2021)

Car insurance in Alvarado, MN averages $366 a month. Alvarado, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Alvarado car insurance rates, compare quotes from the top car insurance companies in Alvarado, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Alvarado, MN after a DUI are $5,898/year
  • The cheapest car insurance company in Alvarado is State Farm
  • Average car insurance rates in Alvarado, MN are $4,390/year

If you need to buy Alvarado, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Alvarado, MN is right here.

You’ll find Alvarado car insurance rates, the cheapest Alvarado, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Alvarado, Minnesota car insurance rates to Duluth car insurance rates, Brooklyn Park car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Alvarado, MN car insurance today? Enter your ZIP code for fast, free Alvarado car insurance quotes.

Cheapest Alvarado, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alvarado, MN car insurance rates? Every Alvarado, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alvarado, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,881 $2,758 $2,758 $6,537 $9,541 $3,495 $3,694
American Family $2,156 $2,156 $1,953 $1,953 $5,826 $8,470 $2,156 $2,438
Farmers $2,123 $2,116 $2,046 $2,152 $5,947 $5,963 $2,766 $2,678
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $2,004 $2,026 $1,778 $1,896 $4,997 $6,122 $2,338 $2,445
State Farm $1,345 $1,345 $1,191 $1,191 $2,866 $3,566 $1,566 $1,285
USAA $1,931 $1,933 $1,747 $1,764 $5,057 $5,589 $2,537 $2,724

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Minimum Car Insurance in Alvarado, MN

Every driver must carry the minimum car insurance in Alvarado, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Alvarado, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Alvarado, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alvarado, MN. Compare credit history car insurance rates in Alvarado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alvarado, Minnesota

Insurance Company Poor Fair Good
Allstate $6,354 $3,425 $3,175
American Family $4,605 $3,078 $2,483
Farmers $4,045 $2,909 $2,717
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,512 $2,827 $2,514
State Farm $2,615 $1,600 $1,168
USAA $4,610 $2,213 $1,908

Cheapest Alvarado, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alvarado, MN to rates for a clean record with top companies.

Annual Alvarado, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,549 $5,429 $4,117
American Family $2,273 $4,118 $4,586 $2,577
Farmers $2,757 $3,481 $3,529 $3,128
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,330 $3,111 $3,590 $2,773
State Farm $1,655 $1,934 $1,794 $1,794
USAA $2,163 $2,741 $4,159 $2,578

Cheapest Alvarado, MN Car Insurance for Teen Drivers

Teen car insurance in Alvarado, MN can be expensive. Take a look at rates from the top car insurance companies in Alvarado for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alvarado, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,537 $9,541
American Family $5,826 $8,470
Farmers $5,947 $5,963
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,997 $6,122
State Farm $2,866 $3,566
USAA $5,057 $5,589

Cheapest Alvarado, MN Car Insurance for Seniors

Take a look at Alvarado, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alvarado, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,758 $2,758
American Family $1,953 $1,953
Farmers $2,046 $2,152
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,778 $1,896
State Farm $1,191 $1,191
USAA $1,747 $1,764

Cheapest Alvarado, MN Car Insurance Rates After a DUI

A DUI in Alvarado, MN increases car insurance rates. Compare Alvarado, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alvarado, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,429
American Family $4,586
Farmers $3,529
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,590
State Farm $1,794
USAA $4,159

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Cheapest Alvarado, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alvarado, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alvarado, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,318 $4,318
American Family $3,349 $3,428
Farmers $3,224 $3,224
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,951 $2,951
State Farm $1,748 $1,841
USAA $2,872 $2,948

The Best Cheap Car Insurance Companies in Alvarado, MN

Take a look at a side-by-side comparison of the top car insurance companies in Alvarado, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alvarado, Minnesota

Insurance Company Average Annual Rates
Allstate $4,318
American Family $3,389
Farmers $3,224
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,951
State Farm $1,794
USAA $2,910

Category Winners: Cheapest Car Insurance in Alvarado, Minnesota

Find the cheapest car insurance companies in Alvarado, MN for each category right here.

Best Annual Car Insurance Rates by Company in Alvarado, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Alvarado, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alvarado car insurance rates. Find the cheapest Alvarado, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alvarado, Minnesota

Insurance Company Low Medium High
Allstate $4,263 $4,315 $4,377
American Family $3,385 $3,483 $3,298
Farmers $3,108 $3,236 $3,327
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,805 $2,969 $3,079
State Farm $1,727 $1,800 $1,857
USAA $2,832 $2,908 $2,991

What affects car insurance rates in Alvarado, Minnesota?

What factors can have an impact on Alvarado, MN car insurance? There are several reasons why Alvarado car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alvarado, Minnesota.

Commute Time in Alvarado

The more time you spend in your car the higher the risk of an accident. The average commute length in Alvarado, MN is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Alvarado, MN

Ready to find affordable Alvarado, Minnesota car insurance today? Enter your ZIP code for fast, free Alvarado, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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