Compare Alvarado, TX Car Insurance Rates (2021)

Car insurance in Alvarado, TX averages $301 a month. Alvarado, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Alvarado car insurance rates, compare quotes from the top car insurance companies in Alvarado, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Alvarado is USAA
  • The cheapest car insurance company in Alvarado for teen drivers is USAA
  • Average car insurance rates in Alvarado, TX are $3,617/year

If you need to buy Alvarado, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Alvarado, TX is right here.

You’ll find Alvarado car insurance rates, the cheapest Alvarado, TX car insurance companies, and information on Texas car insurance laws. You can also compare Alvarado, Texas car insurance rates to Houston car insurance rates, Corpus Christi car insurance rates, and El Paso car insurance rates.

Ready to find affordable Alvarado, TX car insurance today? Enter your ZIP code for fast, free Alvarado car insurance quotes.

Cheapest Alvarado, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alvarado, TX car insurance rates? Every Alvarado, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alvarado, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,601 $3,531 $3,531 $9,396 $11,309 $4,401 $4,570
American Family $2,262 $2,509 $2,121 $2,418 $5,924 $7,769 $3,226 $3,677
GEICO $2,282 $2,468 $2,213 $2,510 $5,048 $5,263 $2,471 $2,471
Nationwide $2,231 $2,266 $1,974 $2,087 $6,356 $8,149 $2,625 $2,838
Progressive $2,236 $2,121 $1,993 $2,031 $9,316 $10,379 $2,640 $2,674
State Farm $1,953 $1,953 $1,745 $1,745 $4,777 $6,105 $2,131 $2,195
USAA $1,562 $1,573 $1,492 $1,483 $4,328 $4,719 $2,076 $2,229

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Minimum Car Insurance in Alvarado, TX

Every driver must carry the minimum car insurance in Alvarado, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Alvarado, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alvarado, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alvarado, TX. Compare credit history car insurance rates in Alvarado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alvarado, Texas

Insurance Company Poor Fair Good
Allstate $6,981 $5,111 $4,377
American Family $5,152 $3,230 $2,833
GEICO $4,764 $2,702 $1,806
Nationwide $4,270 $3,438 $2,990
Progressive $4,697 $4,061 $3,764
State Farm $3,999 $2,491 $1,986
USAA $3,577 $2,063 $1,658

Cheapest Alvarado, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alvarado, TX to rates for a clean record with top companies.

Annual Alvarado, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,590 $6,862 $4,253
American Family $3,413 $4,327 $3,801 $3,413
GEICO $2,626 $3,486 $2,885 $3,367
Nationwide $3,095 $3,095 $4,579 $3,494
Progressive $3,643 $4,705 $4,250 $4,097
State Farm $2,501 $2,881 $3,419 $2,501
USAA $1,818 $2,679 $3,149 $2,086

Cheapest Alvarado, TX Car Insurance for Teen Drivers

Teen car insurance in Alvarado, TX can be expensive. Take a look at rates from the top car insurance companies in Alvarado for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alvarado, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,396 $11,309
American Family $5,924 $7,769
GEICO $5,048 $5,263
Nationwide $6,356 $8,149
Progressive $9,316 $10,379
State Farm $4,777 $6,105
USAA $4,328 $4,719

Cheapest Alvarado, TX Car Insurance for Seniors

Take a look at Alvarado, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alvarado, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,531 $3,531
American Family $2,121 $2,418
GEICO $2,213 $2,510
Nationwide $1,974 $2,087
Progressive $1,993 $2,031
State Farm $1,745 $1,745
USAA $1,492 $1,483

Cheapest Alvarado, TX Car Insurance Rates After a DUI

A DUI in Alvarado, TX increases car insurance rates. Compare Alvarado, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alvarado, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,862
American Family $3,801
GEICO $2,885
Nationwide $4,579
Progressive $4,250
State Farm $3,419
USAA $3,149

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Cheapest Alvarado, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alvarado, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alvarado, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,354 $5,625
American Family $3,738 $3,738
GEICO $3,037 $3,145
Nationwide $3,566 $3,566
Progressive $4,174 $4,174
State Farm $2,825 $2,825
USAA $2,402 $2,464

The Best Cheap Car Insurance Companies in Alvarado, TX

Take a look at a side-by-side comparison of the top car insurance companies in Alvarado, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alvarado, Texas

Insurance Company Average Annual Rates
Allstate $5,490
American Family $3,738
GEICO $3,091
Nationwide $3,566
Progressive $4,174
State Farm $2,825
USAA $2,433

Category Winners: Cheapest Car Insurance in Alvarado, Texas

Find the cheapest car insurance companies in Alvarado, TX for each category right here.

Best Annual Car Insurance Rates by Company in Alvarado, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Alvarado, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alvarado car insurance rates. Find the cheapest Alvarado, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alvarado, Texas

Insurance Company Low Medium High
Allstate $5,339 $5,433 $5,698
American Family $3,491 $3,608 $4,116
GEICO $2,937 $3,057 $3,278
Nationwide $3,833 $3,415 $3,450
Progressive $3,970 $4,153 $4,399
State Farm $2,675 $2,817 $2,985
USAA $2,350 $2,423 $2,525

What affects car insurance rates in Alvarado, Texas?

What factors can have an impact on Alvarado, TX car insurance? There are several reasons why Alvarado car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alvarado, Texas.

Car Theft in Alvarado

High levels of vehicle theft can make car insurance more expensive. Alvarado, TX car theft statistics from the FBI indicate 10 vehicle thefts a year.

Commute Time in Alvarado

The more time you spend in your car the higher the risk of an accident. The average commute length in Alvarado, TX is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Alvarado, TX

Ready to find affordable Alvarado, Texas car insurance today? Enter your ZIP code for fast, free Alvarado, TX car insurance quotes.

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