Compare Ama, LA Car Insurance Rates (2021)

Car insurance in Ama, LA averages $536 a month. Ama, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Ama car insurance rates, compare quotes from the top car insurance companies in Ama, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ama for teen drivers is Allstate
  • The cheapest car insurance company in Ama is USAA
  • Average car insurance rates in Ama, LA after a DUI are $7,443/year

If you need to buy Ama, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ama, LA is right here.

You’ll find Ama car insurance rates, the cheapest Ama, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Ama, Louisiana car insurance rates to Lake Charles car insurance rates, Houma car insurance rates, and Monroe car insurance rates.

Ready to find affordable Ama, LA car insurance today? Enter your ZIP code for fast, free Ama car insurance quotes.

Cheapest Ama, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ama, LA car insurance rates? Every Ama, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ama, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,674 $3,674 $3,802 $3,802 $7,983 $10,034 $4,051 $4,383
GEICO $4,216 $4,865 $5,062 $6,239 $15,714 $16,502 $4,062 $3,911
Progressive $5,427 $5,046 $4,545 $4,948 $21,135 $23,444 $6,126 $6,118
State Farm $3,160 $3,160 $2,898 $2,898 $9,250 $11,633 $3,521 $3,930
USAA $2,901 $2,849 $2,858 $2,823 $8,873 $10,342 $3,556 $3,890

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Minimum Car Insurance in Ama, LA

Every driver must carry the minimum car insurance in Ama, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ama, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ama, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ama, LA. Compare credit history car insurance rates in Ama from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ama, Louisiana

Insurance Company Poor Fair Good
Allstate $6,767 $4,672 $4,087
GEICO $9,012 $7,817 $5,886
Progressive $10,856 $9,299 $8,641
State Farm $7,013 $4,512 $3,644
USAA $6,542 $4,213 $3,529

Cheapest Ama, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ama, LA to rates for a clean record with top companies.

Annual Ama, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $6,236 $5,568 $4,808
GEICO $5,134 $8,294 $10,266 $6,592
Progressive $7,997 $10,712 $10,328 $9,357
State Farm $4,642 $5,470 $5,056 $5,056
USAA $3,632 $5,075 $5,997 $4,342

Cheapest Ama, LA Car Insurance for Teen Drivers

Teen car insurance in Ama, LA can be expensive. Take a look at rates from the top car insurance companies in Ama for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ama, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,983 $10,034
GEICO $15,714 $16,502
Progressive $21,135 $23,444
State Farm $9,250 $11,633
USAA $8,873 $10,342

Cheapest Ama, LA Car Insurance for Seniors

Take a look at Ama, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ama, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,802 $3,802
GEICO $5,062 $6,239
Progressive $4,545 $4,948
State Farm $2,898 $2,898
USAA $2,858 $2,823

Cheapest Ama, LA Car Insurance Rates After a DUI

A DUI in Ama, LA increases car insurance rates. Compare Ama, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ama, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,568
GEICO $10,266
Progressive $10,328
State Farm $5,056
USAA $5,997

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Cheapest Ama, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ama, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ama, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,175 $5,175
GEICO $7,418 $7,725
Progressive $9,599 $9,599
State Farm $4,924 $5,188
USAA $4,611 $4,911

The Best Cheap Car Insurance Companies in Ama, LA

Take a look at a side-by-side comparison of the top car insurance companies in Ama, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ama, Louisiana

Insurance Company Average Annual Rates
Allstate $5,175
GEICO $7,571
Progressive $9,599
State Farm $5,056
USAA $4,761

Category Winners: Cheapest Car Insurance in Ama, Louisiana

Find the cheapest car insurance companies in Ama, LA for each category right here.

Best Annual Car Insurance Rates by Company in Ama, Louisiana

Category Insurance Company
Teenagers Allstate
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ama, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ama car insurance rates. Find the cheapest Ama, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ama, Louisiana

Insurance Company Low Medium High
Allstate $4,458 $5,272 $5,796
GEICO $6,158 $7,598 $8,958
Progressive $7,612 $9,498 $11,687
State Farm $4,362 $5,044 $5,762
USAA $4,028 $4,846 $5,409

What affects car insurance rates in Ama, Louisiana?

What factors can have an impact on Ama, LA car insurance? There are several reasons why Ama car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ama, Louisiana.

Commute Time in Ama

The more time you spend in your car the higher the risk of an accident. The average commute length in Ama, LA is 34.6 minutes according to City-Data.

Traffic in Ama

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Ama, LA traffic data from INRIX ranks Ama as the 518th-most congested in the world.

Compare Car Insurance Quotes in Ama, LA

Ready to find affordable Ama, Louisiana car insurance today? Enter your ZIP code for fast, free Ama, LA car insurance quotes.

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