Compare Amana, IA Car Insurance Rates (2021)

Car insurance in Amana, IA averages $248 a month. Amana, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Amana car insurance rates, compare quotes from the top car insurance companies in Amana, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Amana for teen drivers is USAA
  • Average car insurance rates in Amana, IA are $2,972/year
  • The cheapest car insurance company in Amana is USAA

If you need to buy Amana, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Amana, IA is right here.

You’ll find Amana car insurance rates, the cheapest Amana, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Amana, Iowa car insurance rates to Cedar Rapids car insurance rates, Council Bluffs car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Amana, IA car insurance today? Enter your ZIP code for fast, free Amana car insurance quotes.

Cheapest Amana, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Amana, IA car insurance rates? Every Amana, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Amana, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,919 $1,854 $1,696 $1,729 $5,334 $5,972 $2,105 $2,171
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,682 $1,626 $1,389 $1,436 $4,025 $4,547 $2,026 $2,188
State Farm $1,517 $1,517 $1,329 $1,329 $4,054 $5,148 $1,704 $1,938
Travelers $2,524 $2,577 $2,444 $2,452 $11,133 $17,714 $2,625 $3,119
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Amana, IA

Every driver must carry the minimum car insurance in Amana, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Amana, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Amana, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Amana, IA. Compare credit history car insurance rates in Amana from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Amana, Iowa

Insurance Company Poor Fair Good
Allstate $3,403 $2,708 $2,431
American Family $3,976 $2,922 $2,454
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,290 $2,569 $2,252
Progressive $2,802 $2,255 $2,038
State Farm $3,300 $2,041 $1,609
Travelers $6,269 $5,352 $5,099
USAA $2,296 $1,585 $1,376

Cheapest Amana, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Amana, IA to rates for a clean record with top companies.

Annual Amana, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,440 $2,933 $3,304 $2,711
American Family $2,251 $3,292 $4,279 $2,647
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,905 $3,106 $2,065 $2,385
State Farm $2,148 $2,485 $2,317 $2,317
Travelers $4,066 $5,417 $7,249 $5,562
USAA $1,336 $1,799 $2,338 $1,536

Cheapest Amana, IA Car Insurance for Teen Drivers

Teen car insurance in Amana, IA can be expensive. Take a look at rates from the top car insurance companies in Amana for teenagers.

Annual Car Insurance Rates for Teen Drivers in Amana, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,334 $5,972
American Family $5,354 $7,522
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,309 $5,592
Progressive $4,025 $4,547
State Farm $4,054 $5,148
Travelers $11,133 $17,714
USAA $3,209 $3,392

Cheapest Amana, IA Car Insurance for Seniors

Take a look at Amana, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Amana, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,729
American Family $1,799 $1,799
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,674 $1,791
Progressive $1,389 $1,436
State Farm $1,329 $1,329
Travelers $2,444 $2,452
USAA $1,074 $1,087

Cheapest Amana, IA Car Insurance Rates After a DUI

A DUI in Amana, IA increases car insurance rates. Compare Amana, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Amana, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,304
American Family $4,279
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,845
Progressive $2,065
State Farm $2,317
Travelers $7,249
USAA $2,338

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Amana, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Amana, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Amana, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,780 $2,915
American Family $3,081 $3,154
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,704 $2,704
Progressive $2,365 $2,365
State Farm $2,261 $2,372
Travelers $5,573 $5,573
USAA $1,689 $1,816

The Best Cheap Car Insurance Companies in Amana, IA

Take a look at a side-by-side comparison of the top car insurance companies in Amana, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Amana, Iowa

Insurance Company Average Annual Rates
Allstate $2,847
American Family $3,117
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,704
Progressive $2,365
State Farm $2,317
Travelers $5,573
USAA $1,752

Category Winners: Cheapest Car Insurance in Amana, Iowa

Find the cheapest car insurance companies in Amana, IA for each category right here.

Best Annual Car Insurance Rates by Company in Amana, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Amana, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Amana car insurance rates. Find the cheapest Amana, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Amana, Iowa

Insurance Company Low Medium High
Allstate $2,751 $2,850 $2,941
American Family $3,140 $3,290 $2,922
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,827 $2,688 $2,597
Progressive $2,240 $2,374 $2,482
State Farm $2,208 $2,329 $2,413
Travelers $5,275 $5,655 $5,790
USAA $1,658 $1,758 $1,840

What affects car insurance rates in Amana, Iowa?

What factors can have an impact on Amana, IA car insurance? There are several reasons why Amana car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Amana, Iowa.

Commute Time in Amana

The more time you spend in your car the higher the risk of an accident. The average commute length in Amana, IA is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Amana, IA

Ready to find affordable Amana, Iowa car insurance today? Enter your ZIP code for fast, free Amana, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption