Compare American Falls, ID Car Insurance Rates (2021)

Car insurance in American Falls, ID averages $237 a month. American Falls, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap American Falls car insurance rates, compare quotes from the top car insurance companies in American Falls, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in American Falls, ID are $2,844/year
  • Average car insurance rates in American Falls, ID after a DUI are $3,529/year
  • The cheapest car insurance company in American Falls for teen drivers is State Farm

If you need to buy American Falls, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in American Falls, ID is right here.

You’ll find American Falls car insurance rates, the cheapest American Falls, ID car insurance companies, and information on Idaho car insurance laws. You can also compare American Falls, Idaho car insurance rates to Lewiston car insurance rates, Idaho Falls car insurance rates, and Meridian car insurance rates.

Ready to find affordable American Falls, ID car insurance today? Enter your ZIP code for fast, free American Falls car insurance quotes.

Cheapest American Falls, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect American Falls, ID car insurance rates? Every American Falls, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in American Falls, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,322 $2,311 $2,018 $2,092 $8,448 $9,761 $2,597 $2,749
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,029 $2,002 $1,929 $1,874 $4,407 $5,477 $2,779 $2,120
Liberty Mutual $1,550 $1,673 $1,257 $1,404 $4,901 $5,448 $1,646 $1,741
Nationwide $1,798 $1,843 $1,621 $1,723 $4,347 $5,363 $2,096 $2,258
State Farm $1,122 $1,122 $1,008 $1,008 $3,303 $4,167 $1,264 $1,457
Travelers $1,365 $1,387 $1,375 $1,368 $6,738 $10,643 $1,451 $1,662
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in American Falls, ID

Every driver must carry the minimum car insurance in American Falls, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in American Falls, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest American Falls, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in American Falls, ID. Compare credit history car insurance rates in American Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in American Falls, Idaho

Insurance Company Poor Fair Good
Allstate $5,329 $3,621 $3,163
American Family $4,776 $3,404 $2,905
Farmers $3,416 $2,899 $2,770
GEICO $3,436 $2,745 $2,300
Liberty Mutual $3,503 $2,150 $1,704
Nationwide $3,144 $2,530 $2,219
State Farm $2,537 $1,604 $1,278
Travelers $3,720 $3,129 $2,896
USAA $2,742 $1,585 $1,273

Cheapest American Falls, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in American Falls, ID to rates for a clean record with top companies.

Annual American Falls, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,334 $4,187 $4,676 $3,952
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,744 $2,773 $3,864 $2,928
Liberty Mutual $2,037 $2,550 $2,635 $2,588
Nationwide $2,008 $2,609 $3,651 $2,257
State Farm $1,650 $1,962 $1,806 $1,806
Travelers $2,001 $2,850 $4,953 $3,190
USAA $1,341 $1,908 $2,595 $1,623

Cheapest American Falls, ID Car Insurance for Teen Drivers

Teen car insurance in American Falls, ID can be expensive. Take a look at rates from the top car insurance companies in American Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in American Falls, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,448 $9,761
American Family $7,355 $9,596
Farmers $7,333 $7,580
GEICO $4,407 $5,477
Liberty Mutual $4,901 $5,448
Nationwide $4,347 $5,363
State Farm $3,303 $4,167
Travelers $6,738 $10,643
USAA $3,565 $3,999

Cheapest American Falls, ID Car Insurance for Seniors

Take a look at American Falls, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in American Falls, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,092
American Family $1,859 $1,859
Farmers $1,332 $1,411
GEICO $1,929 $1,874
Liberty Mutual $1,257 $1,404
Nationwide $1,621 $1,723
State Farm $1,008 $1,008
Travelers $1,375 $1,368
USAA $1,070 $1,059

Cheapest American Falls, ID Car Insurance Rates After a DUI

A DUI in American Falls, ID increases car insurance rates. Compare American Falls, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in American Falls, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,676
American Family $4,444
Farmers $3,138
GEICO $3,864
Liberty Mutual $2,635
Nationwide $3,651
State Farm $1,806
Travelers $4,953
USAA $2,595

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Cheapest American Falls, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in American Falls, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in American Falls, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,037 $4,037
American Family $3,619 $3,771
Farmers $3,028 $3,028
GEICO $2,779 $2,876
Liberty Mutual $2,452 $2,452
Nationwide $2,631 $2,631
State Farm $1,763 $1,850
Travelers $3,249 $3,249
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in American Falls, ID

Take a look at a side-by-side comparison of the top car insurance companies in American Falls, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in American Falls, Idaho

Insurance Company Average Annual Rates
Allstate $4,037
American Family $3,695
Farmers $3,028
GEICO $2,827
Liberty Mutual $2,452
Nationwide $2,631
State Farm $1,806
Travelers $3,249
USAA $1,867

Category Winners: Cheapest Car Insurance in American Falls, Idaho

Find the cheapest car insurance companies in American Falls, ID for each category right here.

Best Annual Car Insurance Rates by Company in American Falls, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest American Falls, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your American Falls car insurance rates. Find the cheapest American Falls, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in American Falls, Idaho

Insurance Company Low Medium High
Allstate $3,890 $4,030 $4,193
American Family $3,705 $3,879 $3,502
Farmers $2,877 $2,994 $3,215
GEICO $2,686 $2,824 $2,972
Liberty Mutual $2,325 $2,449 $2,583
Nationwide $2,595 $2,764 $2,534
State Farm $1,707 $1,810 $1,902
Travelers $3,196 $3,296 $3,254
USAA $1,817 $1,864 $1,920

What affects car insurance rates in American Falls, Idaho?

What factors can have an impact on American Falls, ID car insurance? There are several reasons why American Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in American Falls, Idaho.

Commute Time in American Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in American Falls, ID is 15.8 minutes according to City-Data.

Compare Car Insurance Quotes in American Falls, ID

Ready to find affordable American Falls, Idaho car insurance today? Enter your ZIP code for fast, free American Falls, ID car insurance quotes.

Free Car Insurance Comparison

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