Compare American Fork, UT Car Insurance Rates (2021)

Car insurance in American Fork, UT averages $323 a month. American Fork, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap American Fork car insurance rates, compare quotes from the top car insurance companies in American Fork, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in American Fork, UT are $3,878/year
  • The cheapest car insurance company in American Fork is USAA
  • Average car insurance rates in American Fork, UT after a DUI are $4,436/year

If you need to buy American Fork, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in American Fork, UT is right here.

You’ll find American Fork car insurance rates, the cheapest American Fork, UT car insurance companies, and information on Utah car insurance laws. You can also compare American Fork, Utah car insurance rates to Layton car insurance rates, Orem car insurance rates, and West Jordan car insurance rates.

Ready to find affordable American Fork, UT car insurance today? Enter your ZIP code for fast, free American Fork car insurance quotes.

Cheapest American Fork, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect American Fork, UT car insurance rates? Every American Fork, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in American Fork, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,559 $2,361 $2,336 $2,336 $8,303 $9,315 $2,701 $2,674
American Family $2,271 $2,271 $2,095 $2,095 $8,288 $10,741 $2,271 $2,660
Farmers $2,158 $2,132 $1,904 $2,031 $9,319 $9,603 $2,446 $2,523
GEICO $2,050 $2,278 $2,281 $2,685 $6,158 $6,540 $1,772 $1,754
Liberty Mutual $2,501 $2,691 $2,073 $2,313 $10,249 $11,378 $2,626 $2,775
Nationwide $2,026 $2,042 $1,813 $1,902 $5,621 $7,125 $2,353 $2,517
Progressive $2,010 $1,855 $1,656 $1,759 $8,397 $9,312 $2,317 $2,418
State Farm $3,273 $3,273 $3,000 $3,000 $10,301 $12,816 $3,720 $4,245
USAA $1,494 $1,466 $1,344 $1,339 $5,325 $6,216 $1,814 $1,985

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Minimum Car Insurance in American Fork, UT

Every driver must carry the minimum car insurance in American Fork, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in American Fork, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest American Fork, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in American Fork, UT. Compare credit history car insurance rates in American Fork from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in American Fork, Utah

Insurance Company Poor Fair Good
Allstate $5,441 $3,662 $3,116
American Family $5,139 $3,854 $3,266
Farmers $4,587 $3,824 $3,632
GEICO $4,866 $2,691 $2,012
Liberty Mutual $6,511 $4,037 $3,180
Nationwide $3,914 $2,982 $2,629
Progressive $4,183 $3,604 $3,359
State Farm $8,883 $4,465 $3,013
USAA $3,757 $2,399 $1,712

Cheapest American Fork, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in American Fork, UT to rates for a clean record with top companies.

Annual American Fork, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,416 $4,138 $4,867 $3,871
American Family $3,359 $4,210 $4,989 $3,787
Farmers $3,414 $4,446 $4,317 $3,880
GEICO $2,287 $3,586 $4,226 $2,660
Liberty Mutual $3,576 $4,929 $5,293 $4,506
Nationwide $2,523 $3,392 $3,972 $2,812
Progressive $3,139 $4,773 $3,286 $3,665
State Farm $4,940 $5,967 $5,453 $5,453
USAA $2,057 $2,610 $3,517 $2,307

Cheapest American Fork, UT Car Insurance for Teen Drivers

Teen car insurance in American Fork, UT can be expensive. Take a look at rates from the top car insurance companies in American Fork for teenagers.

Annual Car Insurance Rates for Teen Drivers in American Fork, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,303 $9,315
American Family $8,288 $10,741
Farmers $9,319 $9,603
GEICO $6,158 $6,540
Liberty Mutual $10,249 $11,378
Nationwide $5,621 $7,125
Progressive $8,397 $9,312
State Farm $10,301 $12,816
USAA $5,325 $6,216

Cheapest American Fork, UT Car Insurance for Seniors

Take a look at American Fork, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in American Fork, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,336 $2,336
American Family $2,095 $2,095
Farmers $1,904 $2,031
GEICO $2,281 $2,685
Liberty Mutual $2,073 $2,313
Nationwide $1,813 $1,902
Progressive $1,656 $1,759
State Farm $3,000 $3,000
USAA $1,344 $1,339

Cheapest American Fork, UT Car Insurance Rates After a DUI

A DUI in American Fork, UT increases car insurance rates. Compare American Fork, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in American Fork, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,867
American Family $4,989
Farmers $4,317
GEICO $4,226
Liberty Mutual $5,293
Nationwide $3,972
Progressive $3,286
State Farm $5,453
USAA $3,517

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Cheapest American Fork, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in American Fork, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in American Fork, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,073 $4,073
American Family $4,084 $4,089
Farmers $4,014 $4,014
GEICO $3,136 $3,243
Liberty Mutual $4,503 $4,649
Nationwide $3,175 $3,175
Progressive $3,716 $3,716
State Farm $5,310 $5,597
USAA $2,594 $2,652

The Best Cheap Car Insurance Companies in American Fork, UT

Take a look at a side-by-side comparison of the top car insurance companies in American Fork, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in American Fork, Utah

Insurance Company Average Annual Rates
Allstate $4,073
American Family $4,086
Farmers $4,015
GEICO $3,190
Liberty Mutual $4,576
Nationwide $3,175
Progressive $3,716
State Farm $5,453
USAA $2,623

Category Winners: Cheapest Car Insurance in American Fork, Utah

Find the cheapest car insurance companies in American Fork, UT for each category right here.

Best Annual Car Insurance Rates by Company in American Fork, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest American Fork, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your American Fork car insurance rates. Find the cheapest American Fork, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in American Fork, Utah

Insurance Company Low Medium High
Allstate $3,885 $4,065 $4,270
American Family $3,954 $4,140 $4,165
Farmers $3,657 $3,955 $4,431
GEICO $2,931 $3,179 $3,459
Liberty Mutual $4,328 $4,557 $4,842
Nationwide $3,463 $3,018 $3,043
Progressive $3,379 $3,591 $4,176
State Farm $5,069 $5,473 $5,819
USAA $2,500 $2,625 $2,743

What affects car insurance rates in American Fork, Utah?

What factors can have an impact on American Fork, UT car insurance? There are several reasons why American Fork car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in American Fork, Utah.

Commute Time in American Fork

The more time you spend in your car the higher the risk of an accident. The average commute length in American Fork, UT is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in American Fork, UT

Ready to find affordable American Fork, Utah car insurance today? Enter your ZIP code for fast, free American Fork, UT car insurance quotes.

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