Compare Americus, GA Car Insurance Rates (2021)

Car insurance in Americus, GA averages $386 a month. Americus, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Americus car insurance rates, compare quotes from the top car insurance companies in Americus, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Americus is GEICO
  • The cheapest ZIP code in Americus is 31709
  • Average car insurance rates in Americus, GA after a DUI are $5,697/year

If you need to buy Americus, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Americus, GA is right here.

You’ll find Americus car insurance rates, the cheapest Americus, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Americus, Georgia car insurance rates to Albany car insurance rates, Columbus car insurance rates, and Warner Robins car insurance rates.

Ready to find affordable Americus, GA car insurance today? Enter your ZIP code for fast, free Americus car insurance quotes.

Cheapest Americus, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Americus, GA car insurance rates? Every Americus, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Americus, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,602 $1,574 $1,544 $1,544 $4,617 $5,519 $2,026 $2,264
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,565 $2,390 $2,193 $2,289 $7,527 $8,355 $2,970 $3,122
State Farm $1,960 $1,960 $1,753 $1,753 $5,097 $6,714 $2,146 $2,311
USAA $1,691 $1,689 $1,565 $1,575 $6,024 $7,140 $2,105 $2,328

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Minimum Car Insurance in Americus, GA

Every driver must carry the minimum car insurance in Americus, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Americus, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Americus, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Americus, GA. Compare credit history car insurance rates in Americus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Americus, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,253 $2,286 $2,220
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,230 $6,650 $5,814
Progressive $4,484 $3,804 $3,492
State Farm $4,196 $2,615 $2,074
USAA $3,928 $2,760 $2,355

Cheapest Americus, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Americus, GA to rates for a clean record with top companies.

Annual Americus, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $1,733 $2,181 $4,489 $1,942
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $3,119 $5,336 $3,625 $3,626
State Farm $2,707 $3,216 $2,962 $2,962
USAA $2,309 $2,918 $4,258 $2,573

Cheapest Americus, GA Car Insurance for Teen Drivers

Teen car insurance in Americus, GA can be expensive. Take a look at rates from the top car insurance companies in Americus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Americus, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $4,617 $5,519
Liberty Mutual $20,620 $23,033
Nationwide $12,456 $16,087
Progressive $7,527 $8,355
State Farm $5,097 $6,714
USAA $6,024 $7,140

Cheapest Americus, GA Car Insurance for Seniors

Take a look at Americus, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Americus, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,544 $1,544
Liberty Mutual $4,088 $4,641
Nationwide $3,940 $4,342
Progressive $2,193 $2,289
State Farm $1,753 $1,753
USAA $1,565 $1,575

Cheapest Americus, GA Car Insurance Rates After a DUI

A DUI in Americus, GA increases car insurance rates. Compare Americus, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Americus, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,927
GEICO $4,489
Liberty Mutual $10,982
Nationwide $9,638
Progressive $3,625
State Farm $2,962
USAA $4,258

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Cheapest Americus, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Americus, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Americus, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,541 $2,632
Liberty Mutual $9,217 $9,217
Nationwide $6,898 $6,898
Progressive $3,927 $3,927
State Farm $2,962 $2,962
USAA $2,877 $3,152

Cheapest Americus, GA Car Insurance Rates by ZIP Code

Americus car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Americus, GA.

Annual Car Insurance Rates by ZIP Code in Americus, Georgia

ZIP Code Average Annual Rates
31709 $4,448
31719 $4,483

The Best Cheap Car Insurance Companies in Americus, GA

Take a look at a side-by-side comparison of the top car insurance companies in Americus, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Americus, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $2,586
Liberty Mutual $9,217
Nationwide $6,898
Progressive $3,927
State Farm $2,962
USAA $3,014

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Category Winners: Cheapest Car Insurance in Americus, Georgia

Find the cheapest car insurance companies in Americus, GA for each category right here.

Best Annual Car Insurance Rates by Company in Americus, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Americus, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Americus car insurance rates. Find the cheapest Americus, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Americus, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,411 $2,597 $2,751
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $6,793 $7,016 $6,885
Progressive $3,631 $3,870 $4,278
State Farm $2,773 $2,963 $3,149
USAA $2,880 $2,999 $3,165

What affects car insurance rates in Americus, Georgia?

What factors can have an impact on Americus, GA car insurance? There are several reasons why Americus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Americus, Georgia.

Commute Time in Americus

The more time you spend in your car the higher the risk of an accident. The average commute length in Americus, GA is 17.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Americus, GA

Ready to find affordable Americus, Georgia car insurance today? Enter your ZIP code for fast, free Americus, GA car insurance quotes.

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