Compare Americus, IN Car Insurance Rates (2021)

Car insurance in Americus, IN averages $246 a month. Americus, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Americus car insurance rates, compare quotes from the top car insurance companies in Americus, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Americus, IN are $2,952/year
  • The cheapest car insurance company in Americus is USAA
  • Average car insurance rates in Americus, IN after a DUI are $3,491/year

If you need to buy Americus, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Americus, IN is right here.

You’ll find Americus car insurance rates, the cheapest Americus, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Americus, Indiana car insurance rates to Indianapolis car insurance rates, South Bend car insurance rates, and Evansville car insurance rates.

Ready to find affordable Americus, IN car insurance today? Enter your ZIP code for fast, free Americus car insurance quotes.

Cheapest Americus, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Americus, IN car insurance rates? Every Americus, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Americus, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,112 $2,155 $1,870 $2,043 $6,652 $8,414 $2,120 $2,302
American Family $2,127 $2,127 $1,916 $1,916 $5,959 $8,590 $2,127 $2,597
Farmers $1,394 $1,378 $1,192 $1,341 $7,533 $8,051 $1,843 $1,988
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,512 $1,545 $1,329 $1,416 $4,405 $5,703 $1,774 $1,937
Progressive $1,526 $1,440 $1,389 $1,396 $9,083 $10,195 $1,911 $1,942
State Farm $1,330 $1,330 $1,194 $1,194 $4,155 $5,311 $1,477 $1,645
Travelers $1,074 $1,091 $1,011 $1,009 $6,619 $10,408 $1,139 $1,311
USAA $1,067 $1,050 $996 $1,000 $3,001 $3,346 $1,442 $1,538

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Minimum Car Insurance in Americus, IN

Every driver must carry the minimum car insurance in Americus, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Americus, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Americus, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Americus, IN. Compare credit history car insurance rates in Americus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Americus, Indiana

Insurance Company Poor Fair Good
Allstate $4,266 $3,199 $2,910
American Family $4,684 $3,035 $2,540
Farmers $3,602 $2,942 $2,726
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,791 $2,359 $2,208
Progressive $3,972 $3,528 $3,331
State Farm $3,212 $1,916 $1,486
Travelers $3,292 $2,792 $2,789
USAA $2,261 $1,496 $1,283

Cheapest Americus, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Americus, IN to rates for a clean record with top companies.

Annual Americus, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,753 $4,057 $3,744 $3,279
American Family $2,355 $3,763 $4,755 $2,807
Farmers $2,762 $3,227 $3,321 $3,050
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,115 $2,715 $2,605 $2,377
Progressive $2,706 $4,756 $3,225 $3,754
State Farm $2,150 $2,367 $2,150 $2,150
Travelers $2,514 $3,106 $3,517 $2,695
USAA $1,267 $1,807 $2,074 $1,572

Cheapest Americus, IN Car Insurance for Teen Drivers

Teen car insurance in Americus, IN can be expensive. Take a look at rates from the top car insurance companies in Americus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Americus, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,652 $8,414
American Family $5,959 $8,590
Farmers $7,533 $8,051
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,405 $5,703
Progressive $9,083 $10,195
State Farm $4,155 $5,311
Travelers $6,619 $10,408
USAA $3,001 $3,346

Cheapest Americus, IN Car Insurance for Seniors

Take a look at Americus, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Americus, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $2,043
American Family $1,916 $1,916
Farmers $1,192 $1,341
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,329 $1,416
Progressive $1,389 $1,396
State Farm $1,194 $1,194
Travelers $1,011 $1,009
USAA $996 $1,000

Cheapest Americus, IN Car Insurance Rates After a DUI

A DUI in Americus, IN increases car insurance rates. Compare Americus, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Americus, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,744
American Family $4,755
Farmers $3,321
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,605
Progressive $3,225
State Farm $2,150
Travelers $3,517
USAA $2,074

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Cheapest Americus, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Americus, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Americus, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,458
American Family $3,378 $3,462
Farmers $3,090 $3,090
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,453 $2,453
Progressive $3,610 $3,610
State Farm $2,142 $2,267
Travelers $2,958 $2,958
USAA $1,658 $1,702

The Best Cheap Car Insurance Companies in Americus, IN

Take a look at a side-by-side comparison of the top car insurance companies in Americus, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Americus, Indiana

Insurance Company Average Annual Rates
Allstate $3,458
American Family $3,420
Farmers $3,090
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,453
Progressive $3,610
State Farm $2,205
Travelers $2,958
USAA $1,680

Category Winners: Cheapest Car Insurance in Americus, Indiana

Find the cheapest car insurance companies in Americus, IN for each category right here.

Best Annual Car Insurance Rates by Company in Americus, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Americus, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Americus car insurance rates. Find the cheapest Americus, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Americus, Indiana

Insurance Company Low Medium High
Allstate $3,282 $3,444 $3,648
American Family $3,370 $3,533 $3,358
Farmers $2,984 $3,084 $3,201
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,493 $2,433 $2,432
Progressive $3,404 $3,552 $3,874
State Farm $2,093 $2,204 $2,317
Travelers $2,909 $2,985 $2,979
USAA $1,619 $1,676 $1,745

What affects car insurance rates in Americus, Indiana?

What factors can have an impact on Americus, IN car insurance? There are several reasons why Americus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Americus, Indiana.

Commute Time in Americus

The more time you spend in your car the higher the risk of an accident. The average commute length in Americus, IN is 31.7 minutes according to City-Data.

Compare Car Insurance Quotes in Americus, IN

Ready to find affordable Americus, Indiana car insurance today? Enter your ZIP code for fast, free Americus, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State