Compare Ames Lake, WA Car Insurance Rates (2021)

Car insurance in Ames Lake, WA averages $289 a month. Ames Lake, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ames Lake car insurance rates, compare quotes from the top car insurance companies in Ames Lake, WA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ames Lake, WA are $3,473/year
  • The cheapest car insurance company in Ames Lake for teen drivers is GEICO
  • Average car insurance rates in Ames Lake, WA after a DUI are $4,049/year

If you need to buy Ames Lake, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Ames Lake, WA is right here.

You’ll find Ames Lake car insurance rates, the cheapest Ames Lake, WA car insurance companies, and information on Washington car insurance laws. You can also compare Ames Lake, Washington car insurance rates to Federal Way car insurance rates, Everett car insurance rates, and Vancouver car insurance rates.

Ready to find affordable Ames Lake, WA car insurance today? Enter your ZIP code for fast, free Ames Lake car insurance quotes.

Cheapest Ames Lake, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ames Lake, WA car insurance rates? Every Ames Lake, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ames Lake, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,458 $2,427 $2,276 $2,390 $9,102 $10,576 $2,610 $2,711
American Family $2,232 $2,232 $2,039 $2,039 $8,624 $11,761 $2,232 $2,988
Farmers $2,544 $2,610 $2,329 $2,632 $5,882 $6,325 $3,213 $3,360
GEICO $1,888 $1,920 $1,765 $1,765 $4,218 $5,483 $3,253 $2,323
Liberty Mutual $1,991 $2,173 $1,778 $2,092 $11,266 $12,369 $2,114 $2,293
Nationwide $1,601 $1,636 $1,488 $1,548 $4,456 $5,410 $1,927 $2,076
Progressive $1,713 $1,598 $1,548 $1,567 $8,777 $9,818 $2,050 $2,037
State Farm $1,881 $1,881 $1,697 $1,697 $5,526 $6,988 $2,143 $2,463
USAA $1,247 $1,228 $1,205 $1,201 $5,525 $6,526 $1,580 $1,729

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ames Lake, WA

Every driver must carry the minimum car insurance in Ames Lake, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Ames Lake, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ames Lake, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ames Lake, WA. Compare credit history car insurance rates in Ames Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ames Lake, Washington

Insurance Company Poor Fair Good
Allstate $5,333 $4,106 $3,518
American Family $5,040 $4,113 $3,652
Farmers $4,403 $3,331 $3,102
GEICO $3,365 $2,692 $2,424
Liberty Mutual $6,442 $3,973 $3,114
Nationwide $3,006 $2,353 $2,195
Progressive $3,999 $3,579 $3,338
State Farm $4,409 $2,642 $2,052
USAA $3,189 $2,341 $2,060

Cheapest Ames Lake, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ames Lake, WA to rates for a clean record with top companies.

Annual Ames Lake, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,603 $4,545 $5,073 $4,055
American Family $3,414 $4,386 $5,077 $4,195
Farmers $2,980 $3,715 $4,040 $3,712
GEICO $2,185 $2,790 $4,149 $2,185
Liberty Mutual $3,843 $4,852 $4,940 $4,403
Nationwide $1,955 $2,650 $3,328 $2,138
Progressive $2,942 $4,627 $3,433 $3,552
State Farm $2,752 $3,316 $3,034 $3,034
USAA $1,858 $2,699 $3,365 $2,198

Cheapest Ames Lake, WA Car Insurance for Teen Drivers

Teen car insurance in Ames Lake, WA can be expensive. Take a look at rates from the top car insurance companies in Ames Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ames Lake, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,102 $10,576
American Family $8,624 $11,761
Farmers $5,882 $6,325
GEICO $4,218 $5,483
Liberty Mutual $11,266 $12,369
Nationwide $4,456 $5,410
Progressive $8,777 $9,818
State Farm $5,526 $6,988
USAA $5,525 $6,526

Cheapest Ames Lake, WA Car Insurance for Seniors

Take a look at Ames Lake, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ames Lake, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,276 $2,390
American Family $2,039 $2,039
Farmers $2,329 $2,632
GEICO $1,765 $1,765
Liberty Mutual $1,778 $2,092
Nationwide $1,488 $1,548
Progressive $1,548 $1,567
State Farm $1,697 $1,697
USAA $1,205 $1,201

Cheapest Ames Lake, WA Car Insurance Rates After a DUI

A DUI in Ames Lake, WA increases car insurance rates. Compare Ames Lake, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ames Lake, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,073
American Family $5,077
Farmers $4,040
GEICO $4,149
Liberty Mutual $4,940
Nationwide $3,328
Progressive $3,433
State Farm $3,034
USAA $3,365

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ames Lake, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ames Lake, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ames Lake, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,319 $4,319
American Family $4,182 $4,355
Farmers $3,612 $3,612
GEICO $2,791 $2,863
Liberty Mutual $4,510 $4,510
Nationwide $2,518 $2,518
Progressive $3,639 $3,639
State Farm $2,950 $3,119
USAA $2,505 $2,555

The Best Cheap Car Insurance Companies in Ames Lake, WA

Take a look at a side-by-side comparison of the top car insurance companies in Ames Lake, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ames Lake, Washington

Insurance Company Average Annual Rates
Allstate $4,319
American Family $4,268
Farmers $3,612
GEICO $2,827
Liberty Mutual $4,510
Nationwide $2,518
Progressive $3,639
State Farm $3,034
USAA $2,530

Category Winners: Cheapest Car Insurance in Ames Lake, Washington

Find the cheapest car insurance companies in Ames Lake, WA for each category right here.

Best Annual Car Insurance Rates by Company in Ames Lake, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ames Lake, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ames Lake car insurance rates. Find the cheapest Ames Lake, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ames Lake, Washington

Insurance Company Low Medium High
Allstate $4,090 $4,306 $4,560
American Family $4,035 $4,264 $4,505
Farmers $3,370 $3,618 $3,847
GEICO $2,655 $2,831 $2,995
Liberty Mutual $4,240 $4,523 $4,766
Nationwide $2,382 $2,518 $2,653
Progressive $3,303 $3,552 $4,061
State Farm $2,816 $3,050 $3,237
USAA $2,373 $2,530 $2,687

What affects car insurance rates in Ames Lake, Washington?

What factors can have an impact on Ames Lake, WA car insurance? There are several reasons why Ames Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ames Lake, Washington.

Commute Time in Ames Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Ames Lake, WA is 37.3 minutes according to City-Data.

Compare Car Insurance Quotes in Ames Lake, WA

Ready to find affordable Ames Lake, Washington car insurance today? Enter your ZIP code for fast, free Ames Lake, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption