Compare Amherst Center, MA Car Insurance Rates (2021)

Car insurance in Amherst Center, MA averages $250 a month. Amherst Center, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Amherst Center car insurance rates, compare quotes from the top car insurance companies in Amherst Center, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Amherst Center is State Farm
  • Average car insurance rates in Amherst Center, MA are $3,005/year
  • Average car insurance rates in Amherst Center, MA after a DUI are $3,703/year

If you need to buy Amherst Center, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Amherst Center, MA is right here.

You’ll find Amherst Center car insurance rates, the cheapest Amherst Center, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Amherst Center, Massachusetts car insurance rates to Cambridge car insurance rates, Brockton car insurance rates, and New Bedford car insurance rates.

Ready to find affordable Amherst Center, MA car insurance today? Enter your ZIP code for fast, free Amherst Center car insurance quotes.

Cheapest Amherst Center, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Amherst Center, MA car insurance rates? Every Amherst Center, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Amherst Center, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,129 $2,129 $2,129 $2,129 $7,844 $7,844 $2,390 $2,390
GEICO $1,912 $1,912 $1,773 $1,773 $5,401 $5,401 $1,971 $1,971
Liberty Mutual $2,771 $2,771 $2,413 $2,413 $9,404 $9,404 $2,897 $2,897
Progressive $1,947 $1,947 $1,872 $1,872 $7,281 $7,281 $2,103 $2,103
State Farm $927 $927 $927 $927 $2,620 $2,620 $927 $927
Travelers $2,998 $2,998 $2,647 $2,647 $6,151 $6,151 $3,326 $3,326
USAA $1,360 $1,360 $1,340 $1,340 $3,171 $3,171 $1,502 $1,502

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Minimum Car Insurance in Amherst Center, MA

Every driver must carry the minimum car insurance in Amherst Center, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Amherst Center, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Amherst Center, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Amherst Center, MA to rates for a clean record with top companies.

Annual Amherst Center, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,168 $4,701 $2,812
GEICO $2,209 $3,042 $3,474 $2,330
Liberty Mutual $3,452 $4,698 $5,655 $3,680
Progressive $2,777 $3,904 $3,103 $3,419
State Farm $1,071 $1,455 $1,729 $1,146
Travelers $2,937 $4,076 $4,369 $3,739
USAA $1,313 $1,704 $2,887 $1,468

Cheapest Amherst Center, MA Car Insurance for Teen Drivers

Teen car insurance in Amherst Center, MA can be expensive. Take a look at rates from the top car insurance companies in Amherst Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Amherst Center, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,844 $7,844
GEICO $5,401 $5,401
Liberty Mutual $9,404 $9,404
Progressive $7,281 $7,281
State Farm $2,620 $2,620
Travelers $6,151 $6,151
USAA $3,171 $3,171

Cheapest Amherst Center, MA Car Insurance for Seniors

Take a look at Amherst Center, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Amherst Center, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,129 $2,129
GEICO $1,773 $1,773
Liberty Mutual $2,413 $2,413
Progressive $1,872 $1,872
State Farm $927 $927
Travelers $2,647 $2,647
USAA $1,340 $1,340

Cheapest Amherst Center, MA Car Insurance Rates After a DUI

A DUI in Amherst Center, MA increases car insurance rates. Compare Amherst Center, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Amherst Center, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,701
GEICO $3,474
Liberty Mutual $5,655
Progressive $3,103
State Farm $1,729
Travelers $4,369
USAA $2,887

Cheapest Amherst Center, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Amherst Center, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Amherst Center, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,508 $3,738
GEICO $2,710 $2,818
Liberty Mutual $4,199 $4,543
Progressive $3,301 $3,301
State Farm $1,319 $1,382
Travelers $3,600 $3,961
USAA $1,792 $1,894

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The Best Cheap Car Insurance Companies in Amherst Center, MA

Take a look at a side-by-side comparison of the top car insurance companies in Amherst Center, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Amherst Center, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,623
GEICO $2,764
Liberty Mutual $4,371
Progressive $3,301
State Farm $1,350
Travelers $3,781
USAA $1,843

Category Winners: Cheapest Car Insurance in Amherst Center, Massachusetts

Find the cheapest car insurance companies in Amherst Center, MA for each category right here.

Best Annual Car Insurance Rates by Company in Amherst Center, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Amherst Center, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Amherst Center car insurance rates. Find the cheapest Amherst Center, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Amherst Center, Massachusetts

Insurance Company Low Medium High
Allstate $3,365 $3,676 $3,829
GEICO $2,541 $2,816 $2,936
Liberty Mutual $4,094 $4,428 $4,591
Progressive $3,018 $3,364 $3,521
State Farm $1,227 $1,374 $1,450
Travelers $3,411 $3,854 $4,076
USAA $1,707 $1,874 $1,949

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What affects car insurance rates in Amherst Center, Massachusetts?

What factors can have an impact on Amherst Center, MA car insurance? There are several reasons why Amherst Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Amherst Center, Massachusetts.

Commute Time in Amherst Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Amherst Center, MA is 15.4 minutes according to City-Data.

Compare Car Insurance Quotes in Amherst Center, MA

Ready to find affordable Amherst Center, Massachusetts car insurance today? Enter your ZIP code for fast, free Amherst Center, MA car insurance quotes.

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