Compare Amherst Junction, WI Car Insurance Rates (2021)

Car insurance in Amherst Junction, WI averages $245 a month. Amherst Junction, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Amherst Junction car insurance rates, compare quotes from the top car insurance companies in Amherst Junction, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Amherst Junction is American Family
  • Average car insurance rates in Amherst Junction, WI are $2,938/year
  • Average car insurance rates in Amherst Junction, WI after a DUI are $3,255/year

If you need to buy Amherst Junction, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Amherst Junction, WI is right here.

You’ll find Amherst Junction car insurance rates, the cheapest Amherst Junction, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Amherst Junction, Wisconsin car insurance rates to Eau Claire car insurance rates, Kenosha car insurance rates, and Madison car insurance rates.

Ready to find affordable Amherst Junction, WI car insurance today? Enter your ZIP code for fast, free Amherst Junction car insurance quotes.

Cheapest Amherst Junction, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Amherst Junction, WI car insurance rates? Every Amherst Junction, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Amherst Junction, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,265 $2,405 $2,071 $2,300 $6,742 $8,681 $2,324 $2,528
American Family $972 $1,019 $904 $916 $2,601 $2,877 $1,136 $1,211
Farmers $1,949 $1,954 $1,732 $1,828 $8,958 $9,291 $2,209 $2,322
GEICO $1,434 $1,572 $1,460 $1,656 $4,657 $5,023 $1,329 $1,380
Liberty Mutual $1,968 $2,153 $1,591 $1,810 $6,361 $7,137 $2,098 $2,284
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,786 $1,719 $1,463 $1,515 $6,412 $7,260 $2,144 $2,316
State Farm $1,256 $1,256 $1,108 $1,108 $3,462 $4,386 $1,413 $1,610
USAA $1,305 $1,306 $1,179 $1,205 $3,267 $3,801 $1,698 $1,870

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Minimum Car Insurance in Amherst Junction, WI

Every driver must carry the minimum car insurance in Amherst Junction, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Amherst Junction, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Amherst Junction, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Amherst Junction, WI. Compare credit history car insurance rates in Amherst Junction from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Amherst Junction, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,816 $3,310 $2,867
American Family $1,946 $1,283 $1,134
Farmers $4,282 $3,608 $3,452
GEICO $3,040 $2,165 $1,737
Liberty Mutual $4,596 $2,757 $2,173
Nationwide $5,701 $4,756 $4,756
Progressive $3,526 $2,962 $2,742
State Farm $2,908 $1,670 $1,272
USAA $3,015 $1,584 $1,263

Cheapest Amherst Junction, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Amherst Junction, WI to rates for a clean record with top companies.

Annual Amherst Junction, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,041 $4,119 $3,811 $3,688
American Family $1,392 $1,475 $1,475 $1,475
Farmers $3,297 $4,150 $3,939 $3,737
GEICO $1,618 $2,595 $2,922 $2,120
Liberty Mutual $2,433 $3,438 $3,584 $3,246
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,825 $3,394 $2,925 $3,162
State Farm $1,801 $2,099 $1,950 $1,950
USAA $1,535 $1,927 $2,606 $1,748

Cheapest Amherst Junction, WI Car Insurance for Teen Drivers

Teen car insurance in Amherst Junction, WI can be expensive. Take a look at rates from the top car insurance companies in Amherst Junction for teenagers.

Annual Car Insurance Rates for Teen Drivers in Amherst Junction, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $8,681
American Family $2,601 $2,877
Farmers $8,958 $9,291
GEICO $4,657 $5,023
Liberty Mutual $6,361 $7,137
Nationwide $7,089 $10,840
Progressive $6,412 $7,260
State Farm $3,462 $4,386
USAA $3,267 $3,801

Cheapest Amherst Junction, WI Car Insurance for Seniors

Take a look at Amherst Junction, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Amherst Junction, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,071 $2,300
American Family $904 $916
Farmers $1,732 $1,828
GEICO $1,460 $1,656
Liberty Mutual $1,591 $1,810
Nationwide $2,913 $3,076
Progressive $1,463 $1,515
State Farm $1,108 $1,108
USAA $1,179 $1,205

Cheapest Amherst Junction, WI Car Insurance Rates After a DUI

A DUI in Amherst Junction, WI increases car insurance rates. Compare Amherst Junction, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Amherst Junction, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,811
American Family $1,475
Farmers $3,939
GEICO $2,922
Liberty Mutual $3,584
Nationwide $6,078
Progressive $2,925
State Farm $1,950
USAA $2,606

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Cheapest Amherst Junction, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Amherst Junction, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Amherst Junction, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,577 $3,753
American Family $1,430 $1,479
Farmers $3,780 $3,780
GEICO $2,263 $2,365
Liberty Mutual $3,175 $3,175
Nationwide $5,071 $5,071
Progressive $3,077 $3,077
State Farm $1,902 $1,997
USAA $1,928 $1,980

The Best Cheap Car Insurance Companies in Amherst Junction, WI

Take a look at a side-by-side comparison of the top car insurance companies in Amherst Junction, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Amherst Junction, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,665
American Family $1,454
Farmers $3,780
GEICO $2,314
Liberty Mutual $3,175
Nationwide $5,071
Progressive $3,077
State Farm $1,950
USAA $1,954

Category Winners: Cheapest Car Insurance in Amherst Junction, Wisconsin

Find the cheapest car insurance companies in Amherst Junction, WI for each category right here.

Best Annual Car Insurance Rates by Company in Amherst Junction, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Amherst Junction, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Amherst Junction car insurance rates. Find the cheapest Amherst Junction, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Amherst Junction, Wisconsin

Insurance Company Low Medium High
Allstate $3,510 $3,656 $3,828
American Family $1,441 $1,467 $1,455
Farmers $3,504 $3,751 $4,086
GEICO $2,180 $2,312 $2,451
Liberty Mutual $2,960 $3,199 $3,366
Nationwide $4,927 $5,071 $5,215
Progressive $2,907 $3,098 $3,225
State Farm $1,852 $1,955 $2,042
USAA $1,885 $1,955 $2,021

What affects car insurance rates in Amherst Junction, Wisconsin?

What factors can have an impact on Amherst Junction, WI car insurance? There are several reasons why Amherst Junction car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Amherst Junction, Wisconsin.

Commute Time in Amherst Junction

The more time you spend in your car the higher the risk of an accident. The average commute length in Amherst Junction, WI is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Amherst Junction, WI

Ready to find affordable Amherst Junction, Wisconsin car insurance today? Enter your ZIP code for fast, free Amherst Junction, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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