Compare Amsterdam, OH Car Insurance Rates (2021)

Car insurance in Amsterdam, OH averages $235 a month. Amsterdam, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Amsterdam car insurance rates, compare quotes from the top car insurance companies in Amsterdam, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Amsterdam is USAA
  • The cheapest car insurance company in Amsterdam for teen drivers is USAA
  • Average car insurance rates in Amsterdam, OH are $2,817/year

If you need to buy Amsterdam, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Amsterdam, OH is right here.

You’ll find Amsterdam car insurance rates, the cheapest Amsterdam, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Amsterdam, Ohio car insurance rates to Parma car insurance rates, Canton car insurance rates, and Toledo car insurance rates.

Ready to find affordable Amsterdam, OH car insurance today? Enter your ZIP code for fast, free Amsterdam car insurance quotes.

Cheapest Amsterdam, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Amsterdam, OH car insurance rates? Every Amsterdam, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Amsterdam, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,201 $2,204 $1,964 $2,105 $5,957 $6,825 $2,343 $2,524
American Family $943 $980 $856 $861 $2,825 $3,073 $1,163 $1,226
Farmers $1,692 $1,687 $1,492 $1,567 $7,198 $7,465 $1,903 $2,005
GEICO $1,485 $1,432 $1,373 $1,373 $3,919 $3,646 $1,655 $1,408
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $2,032 $1,934 $1,685 $1,738 $8,676 $9,796 $2,447 $2,525
State Farm $1,596 $1,596 $1,412 $1,412 $4,741 $5,968 $1,848 $2,117
Travelers $1,465 $1,488 $1,451 $1,442 $6,217 $9,784 $1,524 $1,753
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Amsterdam, OH

Every driver must carry the minimum car insurance in Amsterdam, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Amsterdam, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Amsterdam, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Amsterdam, OH. Compare credit history car insurance rates in Amsterdam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Amsterdam, Ohio

Insurance Company Poor Fair Good
Allstate $4,204 $3,044 $2,549
American Family $1,977 $1,351 $1,144
Farmers $3,552 $2,984 $2,842
GEICO $2,444 $2,036 $1,629
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $4,352 $3,733 $3,479
State Farm $3,686 $2,278 $1,795
Travelers $3,516 $3,055 $2,851
USAA $1,792 $1,268 $1,081

Cheapest Amsterdam, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Amsterdam, OH to rates for a clean record with top companies.

Annual Amsterdam, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,765 $3,321 $3,866 $3,110
American Family $1,428 $1,511 $1,511 $1,511
Farmers $2,577 $3,313 $3,230 $3,384
GEICO $1,394 $1,994 $2,850 $1,907
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,328 $4,499 $3,539 $4,052
State Farm $2,371 $2,802 $2,586 $2,586
Travelers $2,315 $3,013 $4,542 $2,692
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Amsterdam, OH Car Insurance for Teen Drivers

Teen car insurance in Amsterdam, OH can be expensive. Take a look at rates from the top car insurance companies in Amsterdam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Amsterdam, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,957 $6,825
American Family $2,825 $3,073
Farmers $7,198 $7,465
GEICO $3,919 $3,646
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $8,676 $9,796
State Farm $4,741 $5,968
Travelers $6,217 $9,784
USAA $2,571 $2,863

Cheapest Amsterdam, OH Car Insurance for Seniors

Take a look at Amsterdam, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Amsterdam, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,964 $2,105
American Family $856 $861
Farmers $1,492 $1,567
GEICO $1,373 $1,373
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,685 $1,738
State Farm $1,412 $1,412
Travelers $1,451 $1,442
USAA $798 $797

Cheapest Amsterdam, OH Car Insurance Rates After a DUI

A DUI in Amsterdam, OH increases car insurance rates. Compare Amsterdam, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Amsterdam, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,866
American Family $1,511
Farmers $3,230
GEICO $2,850
Liberty Mutual $4,584
Nationwide $4,062
Progressive $3,539
State Farm $2,586
Travelers $4,542
USAA $1,861

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Cheapest Amsterdam, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Amsterdam, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Amsterdam, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,265 $3,265
American Family $1,473 $1,509
Farmers $3,126 $3,126
GEICO $1,999 $2,074
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $3,854 $3,854
State Farm $2,524 $2,648
Travelers $3,140 $3,140
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Amsterdam, OH

Take a look at a side-by-side comparison of the top car insurance companies in Amsterdam, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Amsterdam, Ohio

Insurance Company Average Annual Rates
Allstate $3,265
American Family $1,491
Farmers $3,126
GEICO $2,036
Liberty Mutual $4,158
Nationwide $3,136
Progressive $3,854
State Farm $2,586
Travelers $3,140
USAA $1,380

Category Winners: Cheapest Car Insurance in Amsterdam, Ohio

Find the cheapest car insurance companies in Amsterdam, OH for each category right here.

Best Annual Car Insurance Rates by Company in Amsterdam, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Amsterdam, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Amsterdam car insurance rates. Find the cheapest Amsterdam, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Amsterdam, Ohio

Insurance Company Low Medium High
Allstate $3,182 $3,260 $3,354
American Family $1,470 $1,502 $1,501
Farmers $2,989 $3,085 $3,304
GEICO $1,977 $2,028 $2,104
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $3,732 $3,827 $4,003
State Farm $2,482 $2,593 $2,684
Travelers $3,063 $3,181 $3,177
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Amsterdam, Ohio?

What factors can have an impact on Amsterdam, OH car insurance? There are several reasons why Amsterdam car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Amsterdam, Ohio.

Commute Time in Amsterdam

The more time you spend in your car the higher the risk of an accident. The average commute length in Amsterdam, OH is 23.1 minutes according to City-Data.

Traffic in Amsterdam

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Amsterdam, OH traffic data from INRIX ranks Amsterdam as the 964th-most congested in the world.

Compare Car Insurance Quotes in Amsterdam, OH

Ready to find affordable Amsterdam, Ohio car insurance today? Enter your ZIP code for fast, free Amsterdam, OH car insurance quotes.

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