Compare Anchorage, AK Car Insurance Rates (2021)

Car insurance in Anchorage, AK averages $257 a month. Anchorage, Alaska car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Anchorage car insurance rates, compare quotes from the top car insurance companies in Anchorage, AK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Anchorage is 99516
  • The cheapest car insurance company in Anchorage for teen drivers is USAA
  • The cheapest car insurance company in Anchorage is USAA

If you need to buy Anchorage, Alaska car insurance, the options can be confusing. Everything you need to know about car insurance in Anchorage, AK is right here.

You’ll find Anchorage car insurance rates, the cheapest Anchorage, AK car insurance companies, and information on Alaska car insurance laws. You can also compare Anchorage, Alaska car insurance rates to Wasilla car insurance rates, Nome car insurance rates, and Fairbanks car insurance rates.

Ready to find affordable Anchorage, AK car insurance today? Enter your ZIP code for fast, free Anchorage car insurance quotes.

Cheapest Anchorage, AK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Anchorage, AK car insurance rates? Every Anchorage, Alaska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anchorage, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,435 $2,435 $2,329 $2,329 $5,706 $7,397 $2,731 $2,984
GEICO $2,255 $2,184 $2,122 $2,019 $5,039 $6,425 $2,231 $2,388
Progressive $2,103 $1,834 $1,772 $1,811 $7,643 $8,455 $2,349 $2,283
State Farm $1,703 $1,703 $1,528 $1,528 $5,392 $7,032 $2,020 $2,050
USAA $1,391 $1,384 $1,308 $1,298 $4,534 $4,985 $1,990 $2,103

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Minimum Car Insurance in Anchorage, AK

Every driver must carry the minimum car insurance in Anchorage, AK. Take a look at the Alaska car insurance requirements.

Minimum Required Car Insurance Coverage in Anchorage, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Anchorage, AK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Anchorage, AK. Compare credit history car insurance rates in Anchorage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Anchorage, Alaska

Insurance Company Poor Fair Good
Allstate $4,186 $3,339 $3,105
GEICO $3,502 $3,046 $2,700
Progressive $3,848 $3,452 $3,293
State Farm $3,982 $2,563 $2,063
USAA $3,224 $2,120 $1,778

Cheapest Anchorage, AK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Anchorage, AK to rates for a clean record with top companies.

Annual Anchorage, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,814 $4,002 $3,992 $3,365
GEICO $2,206 $3,258 $4,620 $2,246
Progressive $3,153 $4,069 $3,352 $3,552
State Farm $2,606 $3,133 $2,869 $2,869
USAA $1,868 $2,406 $3,104 $2,119

Cheapest Anchorage, AK Car Insurance for Teen Drivers

Teen car insurance in Anchorage, AK can be expensive. Take a look at rates from the top car insurance companies in Anchorage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Anchorage, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,706 $7,397
GEICO $5,039 $6,425
Progressive $7,643 $8,455
State Farm $5,392 $7,032
USAA $4,534 $4,985

Cheapest Anchorage, AK Car Insurance for Seniors

Take a look at Anchorage, AK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Anchorage, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,329 $2,329
GEICO $2,122 $2,019
Progressive $1,772 $1,811
State Farm $1,528 $1,528
USAA $1,308 $1,298

Cheapest Anchorage, AK Car Insurance Rates After a DUI

A DUI in Anchorage, AK increases car insurance rates. Compare Anchorage, Alaska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Anchorage, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,992
GEICO $4,620
Progressive $3,352
State Farm $2,869
USAA $3,104

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Cheapest Anchorage, AK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Anchorage, AK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Anchorage, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,468 $3,618
GEICO $3,043 $3,123
Progressive $3,531 $3,531
State Farm $2,789 $2,950
USAA $2,329 $2,419

Cheapest Anchorage, AK Car Insurance Rates by ZIP Code

Anchorage car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Anchorage, AK.

Annual Car Insurance Rates by ZIP Code in Anchorage, Alaska

ZIP Code Average Annual Rates
99501 $3,074
99502 $3,086
99503 $3,075
99504 $3,133
99507 $3,083
99508 $3,101
99513 $3,074
99515 $3,072
99516 $3,056
99517 $3,069
99518 $3,080
99529 $3,074
99530 $3,069
99599 $3,075

The Best Cheap Car Insurance Companies in Anchorage, AK

Take a look at a side-by-side comparison of the top car insurance companies in Anchorage, AK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Anchorage, Alaska

Insurance Company Average Annual Rates
Allstate $3,543
GEICO $3,083
Progressive $3,531
State Farm $2,869
USAA $2,374

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Category Winners: Cheapest Car Insurance in Anchorage, Alaska

Find the cheapest car insurance companies in Anchorage, AK for each category right here.

Best Annual Car Insurance Rates by Company in Anchorage, Alaska

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Anchorage, AK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Anchorage car insurance rates. Find the cheapest Anchorage, AK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Anchorage, Alaska

Insurance Company Low Medium High
Allstate $3,451 $3,453 $3,726
GEICO $3,012 $3,029 $3,207
Progressive $3,429 $3,437 $3,728
State Farm $2,761 $2,821 $3,027
USAA $2,327 $2,346 $2,449

What affects car insurance rates in Anchorage, Alaska?

What factors can have an impact on Anchorage, AK car insurance? There are several reasons why Anchorage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Anchorage, Alaska.

Commute Time in Anchorage

The more time you spend in your car the higher the risk of an accident. The average commute length in Anchorage, AK is 18.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Anchorage, AK

Ready to find affordable Anchorage, Alaska car insurance today? Enter your ZIP code for fast, free Anchorage, AK car insurance quotes.

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