Compare Andalusia, IL Car Insurance Rates (2021)

Car insurance in Andalusia, IL averages $250 a month. Andalusia, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Andalusia car insurance rates, compare quotes from the top car insurance companies in Andalusia, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Andalusia, IL after a DUI are $3,483/year
  • Average car insurance rates in Andalusia, IL are $2,995/year
  • The cheapest car insurance company in Andalusia is Liberty Mutual

If you need to buy Andalusia, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Andalusia, IL is right here.

You’ll find Andalusia car insurance rates, the cheapest Andalusia, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Andalusia, Illinois car insurance rates to Springfield car insurance rates, Cicero car insurance rates, and Champaign car insurance rates.

Ready to find affordable Andalusia, IL car insurance today? Enter your ZIP code for fast, free Andalusia car insurance quotes.

Cheapest Andalusia, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andalusia, IL car insurance rates? Every Andalusia, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andalusia, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,251 $2,254 $2,002 $2,112 $9,368 $9,762 $2,565 $2,689
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,302 $1,407 $1,088 $1,216 $4,099 $4,561 $1,360 $1,436
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $2,022 $1,931 $1,665 $1,736 $6,934 $7,797 $2,419 $2,616
State Farm $1,367 $1,367 $1,210 $1,210 $3,759 $4,781 $1,541 $1,764
Travelers $1,581 $1,669 $1,444 $1,540 $4,583 $5,769 $1,675 $1,765
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

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Minimum Car Insurance in Andalusia, IL

Every driver must carry the minimum car insurance in Andalusia, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Andalusia, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Andalusia, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andalusia, IL. Compare credit history car insurance rates in Andalusia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andalusia, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,812 $3,260 $2,751
Farmers $4,699 $3,933 $3,743
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,911 $1,815 $1,450
Nationwide $3,113 $2,512 $2,202
Progressive $3,879 $3,273 $3,018
State Farm $3,090 $1,850 $1,435
Travelers $3,054 $2,459 $1,997
USAA $3,299 $2,255 $1,854

Cheapest Andalusia, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andalusia, IL to rates for a clean record with top companies.

Annual Andalusia, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,488 $4,484 $4,373 $4,156
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,722 $2,424 $2,139 $1,949
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,803 $4,115 $3,097 $3,544
State Farm $1,953 $2,297 $2,125 $2,125
Travelers $1,990 $2,608 $2,918 $2,496
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Andalusia, IL Car Insurance for Teen Drivers

Teen car insurance in Andalusia, IL can be expensive. Take a look at rates from the top car insurance companies in Andalusia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andalusia, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,270 $8,739
Farmers $9,368 $9,762
GEICO $4,847 $5,129
Liberty Mutual $4,099 $4,561
Nationwide $4,540 $5,829
Progressive $6,934 $7,797
State Farm $3,759 $4,781
Travelers $4,583 $5,769
USAA $4,700 $5,201

Cheapest Andalusia, IL Car Insurance for Seniors

Take a look at Andalusia, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andalusia, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,069 $2,069
Farmers $2,002 $2,112
GEICO $1,521 $1,797
Liberty Mutual $1,088 $1,216
Nationwide $1,491 $1,581
Progressive $1,665 $1,736
State Farm $1,210 $1,210
Travelers $1,444 $1,540
USAA $1,379 $1,361

Cheapest Andalusia, IL Car Insurance Rates After a DUI

A DUI in Andalusia, IL increases car insurance rates. Compare Andalusia, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andalusia, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $5,001
Farmers $4,373
GEICO $3,482
Liberty Mutual $2,139
Nationwide $3,196
Progressive $3,097
State Farm $2,125
Travelers $2,918
USAA $3,453

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Cheapest Andalusia, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andalusia, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andalusia, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,561 $3,655
Farmers $4,125 $4,125
GEICO $2,519 $2,617
Liberty Mutual $2,059 $2,059
Nationwide $2,609 $2,609
Progressive $3,390 $3,390
State Farm $2,072 $2,178
Travelers $2,405 $2,601
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Andalusia, IL

Take a look at a side-by-side comparison of the top car insurance companies in Andalusia, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andalusia, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,608
Farmers $4,125
GEICO $2,568
Liberty Mutual $2,059
Nationwide $2,609
Progressive $3,390
State Farm $2,125
Travelers $2,503
USAA $2,469

Category Winners: Cheapest Car Insurance in Andalusia, Illinois

Find the cheapest car insurance companies in Andalusia, IL for each category right here.

Best Annual Car Insurance Rates by Company in Andalusia, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Andalusia, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andalusia car insurance rates. Find the cheapest Andalusia, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andalusia, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,503 $3,739 $3,582
Farmers $3,934 $4,033 $4,409
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,941 $2,054 $2,182
Nationwide $2,611 $2,626 $2,590
Progressive $3,160 $3,377 $3,634
State Farm $2,022 $2,128 $2,224
Travelers $2,338 $2,500 $2,671
USAA $2,324 $2,467 $2,616

What affects car insurance rates in Andalusia, Illinois?

What factors can have an impact on Andalusia, IL car insurance? There are several reasons why Andalusia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andalusia, Illinois.

Commute Time in Andalusia

The more time you spend in your car the higher the risk of an accident. The average commute length in Andalusia, IL is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Andalusia, IL

Ready to find affordable Andalusia, Illinois car insurance today? Enter your ZIP code for fast, free Andalusia, IL car insurance quotes.

Free Car Insurance Comparison

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