Compare Anderson, AL Car Insurance Rates (2021)

Car insurance in Anderson, AL averages $293 a month. Anderson, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Anderson car insurance rates, compare quotes from the top car insurance companies in Anderson, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Anderson is USAA
  • Average car insurance rates in Anderson, AL are $3,519/year
  • The cheapest car insurance company in Anderson for teen drivers is USAA

If you need to buy Anderson, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Anderson, AL is right here.

You’ll find Anderson car insurance rates, the cheapest Anderson, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Anderson, Alabama car insurance rates to Decatur car insurance rates, Tuscaloosa car insurance rates, and Madison car insurance rates.

Ready to find affordable Anderson, AL car insurance today? Enter your ZIP code for fast, free Anderson car insurance quotes.

Cheapest Anderson, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Anderson, AL car insurance rates? Every Anderson, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anderson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,767 $6,647 $7,147 $2,125 $2,167
Farmers $2,263 $2,249 $2,022 $2,153 $8,813 $9,068 $2,558 $2,646
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,283 $2,135 $1,872 $2,003 $9,515 $10,613 $2,669 $2,843
State Farm $2,599 $2,599 $2,365 $2,365 $8,014 $10,030 $2,939 $3,388
Travelers $1,456 $1,479 $1,365 $1,361 $7,759 $12,193 $1,381 $1,585
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

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Minimum Car Insurance in Anderson, AL

Every driver must carry the minimum car insurance in Anderson, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Anderson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Anderson, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Anderson, AL. Compare credit history car insurance rates in Anderson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Anderson, Alabama

Insurance Company Poor Fair Good
Allstate $3,910 $3,072 $2,512
Farmers $4,452 $3,831 $3,631
GEICO $3,439 $2,454 $2,220
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $2,982 $2,332 $2,112
Progressive $4,778 $4,107 $3,840
State Farm $6,950 $3,520 $2,393
Travelers $3,896 $3,379 $3,443
USAA $2,692 $1,754 $1,567

Cheapest Anderson, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Anderson, AL to rates for a clean record with top companies.

Annual Anderson, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $3,171 $3,756 $3,040
Farmers $3,344 $4,327 $4,222 $3,992
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,828 $4,824 $4,118 $4,198
State Farm $3,859 $4,810 $4,240 $4,240
Travelers $2,977 $3,124 $4,566 $3,624
USAA $1,542 $1,939 $2,868 $1,667

Cheapest Anderson, AL Car Insurance for Teen Drivers

Teen car insurance in Anderson, AL can be expensive. Take a look at rates from the top car insurance companies in Anderson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Anderson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,647 $7,147
Farmers $8,813 $9,068
GEICO $5,088 $4,973
Liberty Mutual $11,290 $12,551
Nationwide $4,243 $5,451
Progressive $9,515 $10,613
State Farm $8,014 $10,030
Travelers $7,759 $12,193
USAA $3,739 $4,136

Cheapest Anderson, AL Car Insurance for Seniors

Take a look at Anderson, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Anderson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,767
Farmers $2,022 $2,153
GEICO $1,862 $1,928
Liberty Mutual $2,478 $2,771
Nationwide $1,486 $1,536
Progressive $1,872 $2,003
State Farm $2,365 $2,365
Travelers $1,365 $1,361
USAA $1,163 $1,132

Cheapest Anderson, AL Car Insurance Rates After a DUI

A DUI in Anderson, AL increases car insurance rates. Compare Anderson, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Anderson, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
Farmers $4,222
GEICO $3,640
Liberty Mutual $5,603
Nationwide $3,141
Progressive $4,118
State Farm $4,240
Travelers $4,566
USAA $2,868

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Cheapest Anderson, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Anderson, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Anderson, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,971 $3,971
GEICO $2,657 $2,751
Liberty Mutual $5,253 $5,253
Nationwide $2,475 $2,475
Progressive $4,242 $4,242
State Farm $4,182 $4,392
Travelers $3,573 $3,573
USAA $1,913 $2,096

The Best Cheap Car Insurance Companies in Anderson, AL

Take a look at a side-by-side comparison of the top car insurance companies in Anderson, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Anderson, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,971
GEICO $2,704
Liberty Mutual $5,253
Nationwide $2,475
Progressive $4,242
State Farm $4,287
Travelers $3,573
USAA $2,004

Category Winners: Cheapest Car Insurance in Anderson, Alabama

Find the cheapest car insurance companies in Anderson, AL for each category right here.

Best Annual Car Insurance Rates by Company in Anderson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Anderson, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Anderson car insurance rates. Find the cheapest Anderson, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Anderson, Alabama

Insurance Company Low Medium High
Allstate $3,043 $3,159 $3,292
Farmers $3,728 $3,914 $4,273
GEICO $2,473 $2,691 $2,949
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,449 $2,456 $2,521
Progressive $3,796 $4,219 $4,710
State Farm $4,035 $4,282 $4,545
Travelers $3,400 $3,644 $3,674
USAA $1,933 $1,994 $2,086

What affects car insurance rates in Anderson, Alabama?

What factors can have an impact on Anderson, AL car insurance? There are several reasons why Anderson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Anderson, Alabama.

Commute Time in Anderson

The more time you spend in your car the higher the risk of an accident. The average commute length in Anderson, AL is 33.7 minutes according to City-Data.

Compare Car Insurance Quotes in Anderson, AL

Ready to find affordable Anderson, Alabama car insurance today? Enter your ZIP code for fast, free Anderson, AL car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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