Compare Anderson, IN Car Insurance Rates (2021)

Car insurance in Anderson, IN averages $275 a month. Anderson, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Anderson car insurance rates, compare quotes from the top car insurance companies in Anderson, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Anderson for teen drivers is USAA
  • The cheapest ZIP code in Anderson is 46012
  • The cheapest car insurance company in Anderson is USAA

If you need to buy Anderson, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Anderson, IN is right here.

You’ll find Anderson car insurance rates, the cheapest Anderson, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Anderson, Indiana car insurance rates to Evansville car insurance rates, South Bend car insurance rates, and Hammond car insurance rates.

Ready to find affordable Anderson, IN car insurance today? Enter your ZIP code for fast, free Anderson car insurance quotes.

Cheapest Anderson, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Anderson, IN car insurance rates? Every Anderson, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anderson, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,546 $2,603 $2,240 $2,448 $7,993 $10,077 $2,575 $2,803
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,461 $1,442 $1,247 $1,402 $7,907 $8,440 $1,932 $2,089
GEICO $1,415 $1,414 $1,326 $1,373 $4,221 $3,931 $1,626 $1,434
Liberty Mutual $3,998 $3,998 $3,676 $3,676 $8,739 $13,190 $3,998 $5,477
Nationwide $1,672 $1,706 $1,466 $1,562 $4,968 $6,433 $1,971 $2,153
Progressive $1,602 $1,509 $1,458 $1,465 $9,622 $10,807 $2,009 $2,041
State Farm $1,484 $1,484 $1,333 $1,333 $4,674 $5,970 $1,648 $1,838
Travelers $1,193 $1,213 $1,123 $1,122 $7,516 $11,894 $1,266 $1,455
USAA $1,083 $1,065 $1,015 $1,018 $3,063 $3,408 $1,464 $1,559

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Minimum Car Insurance in Anderson, IN

Every driver must carry the minimum car insurance in Anderson, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Anderson, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Anderson, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Anderson, IN. Compare credit history car insurance rates in Anderson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Anderson, Indiana

Insurance Company Poor Fair Good
Allstate $5,153 $3,842 $3,487
American Family $4,908 $3,181 $2,661
Farmers $3,777 $3,084 $2,858
GEICO $2,516 $2,093 $1,669
Liberty Mutual $7,782 $5,065 $4,685
Nationwide $3,121 $2,635 $2,469
Progressive $4,193 $3,728 $3,521
State Farm $3,600 $2,147 $1,664
Travelers $3,725 $3,160 $3,159
USAA $2,296 $1,524 $1,309

Cheapest Anderson, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Anderson, IN to rates for a clean record with top companies.

Annual Anderson, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,305 $4,878 $4,509 $3,950
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,897 $3,382 $3,482 $3,198
GEICO $1,370 $2,159 $2,946 $1,896
Liberty Mutual $4,546 $5,369 $8,447 $5,014
Nationwide $2,360 $3,037 $2,913 $2,655
Progressive $2,852 $5,035 $3,403 $3,966
State Farm $2,409 $2,655 $2,409 $2,409
Travelers $2,845 $3,514 $3,981 $3,051
USAA $1,288 $1,840 $2,110 $1,600

Cheapest Anderson, IN Car Insurance for Teen Drivers

Teen car insurance in Anderson, IN can be expensive. Take a look at rates from the top car insurance companies in Anderson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Anderson, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,993 $10,077
American Family $6,237 $8,999
Farmers $7,907 $8,440
GEICO $4,221 $3,931
Liberty Mutual $8,739 $13,190
Nationwide $4,968 $6,433
Progressive $9,622 $10,807
State Farm $4,674 $5,970
Travelers $7,516 $11,894
USAA $3,063 $3,408

Cheapest Anderson, IN Car Insurance for Seniors

Take a look at Anderson, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Anderson, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,240 $2,448
American Family $2,008 $2,008
Farmers $1,247 $1,402
GEICO $1,326 $1,373
Liberty Mutual $3,676 $3,676
Nationwide $1,466 $1,562
Progressive $1,458 $1,465
State Farm $1,333 $1,333
Travelers $1,123 $1,122
USAA $1,015 $1,018

Cheapest Anderson, IN Car Insurance Rates After a DUI

A DUI in Anderson, IN increases car insurance rates. Compare Anderson, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Anderson, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,509
American Family $4,985
Farmers $3,482
GEICO $2,946
Liberty Mutual $8,447
Nationwide $2,913
Progressive $3,403
State Farm $2,409
Travelers $3,981
USAA $2,110

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Cheapest Anderson, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Anderson, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Anderson, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,161 $4,161
American Family $3,540 $3,627
Farmers $3,240 $3,240
GEICO $2,058 $2,127
Liberty Mutual $5,689 $5,999
Nationwide $2,742 $2,742
Progressive $3,814 $3,814
State Farm $2,401 $2,540
Travelers $3,348 $3,348
USAA $1,687 $1,732

Cheapest Anderson, IN Car Insurance Rates by ZIP Code

Anderson car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Anderson, IN.

Annual Car Insurance Rates by ZIP Code in Anderson, Indiana

ZIP Code Average Annual Rates
46011 $3,233
46012 $3,162
46013 $3,274
46016 $3,244
46017 $3,198

The Best Cheap Car Insurance Companies in Anderson, IN

Take a look at a side-by-side comparison of the top car insurance companies in Anderson, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Anderson, Indiana

Insurance Company Average Annual Rates
Allstate $4,161
American Family $3,583
Farmers $3,240
GEICO $2,093
Liberty Mutual $5,844
Nationwide $2,741
Progressive $3,814
State Farm $2,470
Travelers $3,348
USAA $1,709

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Category Winners: Cheapest Car Insurance in Anderson, Indiana

Find the cheapest car insurance companies in Anderson, IN for each category right here.

Best Annual Car Insurance Rates by Company in Anderson, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Anderson, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Anderson car insurance rates. Find the cheapest Anderson, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Anderson, Indiana

Insurance Company Low Medium High
Allstate $3,965 $4,144 $4,372
American Family $3,541 $3,702 $3,507
Farmers $3,130 $3,235 $3,355
GEICO $1,975 $2,086 $2,217
Liberty Mutual $5,650 $5,829 $6,054
Nationwide $2,775 $2,722 $2,728
Progressive $3,593 $3,752 $4,097
State Farm $2,346 $2,470 $2,595
Travelers $3,279 $3,379 $3,386
USAA $1,643 $1,705 $1,780

What affects car insurance rates in Anderson, Indiana?

What factors can have an impact on Anderson, IN car insurance? There are several reasons why Anderson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Anderson, Indiana.

Car Theft in Anderson

High levels of vehicle theft can make car insurance more expensive. Anderson, IN car theft statistics from the FBI indicate 198 vehicle thefts a year.

Commute Time in Anderson

The more time you spend in your car the higher the risk of an accident. The average commute length in Anderson, IN is 24.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Anderson, IN

Ready to find affordable Anderson, Indiana car insurance today? Enter your ZIP code for fast, free Anderson, IN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State