Compare Anderson, MO Car Insurance Rates (2021)

Car insurance in Anderson, MO averages $276 a month. Anderson, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Anderson car insurance rates, compare quotes from the top car insurance companies in Anderson, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Anderson, MO after a DUI are $3,871/year
  • The cheapest car insurance company in Anderson for teen drivers is Nationwide
  • Average car insurance rates in Anderson, MO are $3,309/year

If you need to buy Anderson, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Anderson, MO is right here.

You’ll find Anderson car insurance rates, the cheapest Anderson, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Anderson, Missouri car insurance rates to Kansas City car insurance rates, Lee’s Summit car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Anderson, MO car insurance today? Enter your ZIP code for fast, free Anderson car insurance quotes.

Cheapest Anderson, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Anderson, MO car insurance rates? Every Anderson, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anderson, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,298 $2,288 $2,052 $2,171 $9,497 $9,823 $2,640 $2,776
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,673 $2,896 $2,197 $2,460 $9,335 $10,362 $2,822 $3,018
Nationwide $1,534 $1,567 $1,371 $1,453 $3,959 $5,072 $1,757 $1,901
Progressive $2,034 $1,879 $1,661 $1,712 $6,850 $7,696 $2,481 $2,567
State Farm $1,709 $1,709 $1,527 $1,527 $4,922 $6,193 $1,921 $2,202
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

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Minimum Car Insurance in Anderson, MO

Every driver must carry the minimum car insurance in Anderson, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Anderson, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Anderson, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Anderson, MO. Compare credit history car insurance rates in Anderson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Anderson, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,126 $2,907 $2,450
Farmers $4,795 $3,991 $3,794
GEICO $3,884 $2,531 $2,025
Liberty Mutual $6,420 $3,914 $3,078
Nationwide $2,744 $2,267 $1,969
Progressive $3,890 $3,219 $2,971
State Farm $3,720 $2,427 $1,994
USAA $4,495 $2,106 $1,513

Cheapest Anderson, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Anderson, MO to rates for a clean record with top companies.

Annual Anderson, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,616 $4,508 $4,408 $4,241
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $3,243 $4,662 $4,807 $5,170
Nationwide $1,823 $2,346 $3,140 $1,998
Progressive $2,880 $3,931 $3,215 $3,415
State Farm $2,495 $2,933 $2,714 $2,714
USAA $2,150 $2,630 $3,681 $2,356

Cheapest Anderson, MO Car Insurance for Teen Drivers

Teen car insurance in Anderson, MO can be expensive. Take a look at rates from the top car insurance companies in Anderson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Anderson, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,660 $7,352
Farmers $9,497 $9,823
GEICO $5,812 $6,176
Liberty Mutual $9,335 $10,362
Nationwide $3,959 $5,072
Progressive $6,850 $7,696
State Farm $4,922 $6,193
USAA $4,991 $6,094

Cheapest Anderson, MO Car Insurance for Seniors

Take a look at Anderson, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Anderson, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,838 $1,838
Farmers $2,052 $2,171
GEICO $1,421 $1,831
Liberty Mutual $2,197 $2,460
Nationwide $1,371 $1,453
Progressive $1,661 $1,712
State Farm $1,527 $1,527
USAA $1,481 $1,502

Cheapest Anderson, MO Car Insurance Rates After a DUI

A DUI in Anderson, MO increases car insurance rates. Compare Anderson, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Anderson, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,169
Farmers $4,408
GEICO $3,862
Liberty Mutual $4,807
Nationwide $3,140
Progressive $3,215
State Farm $2,714
USAA $3,681

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Cheapest Anderson, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Anderson, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Anderson, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,130 $3,192
Farmers $4,193 $4,193
GEICO $2,760 $2,866
Liberty Mutual $4,470 $4,470
Nationwide $2,327 $2,327
Progressive $3,360 $3,360
State Farm $2,649 $2,779
USAA $2,607 $2,802

The Best Cheap Car Insurance Companies in Anderson, MO

Take a look at a side-by-side comparison of the top car insurance companies in Anderson, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Anderson, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,161
Farmers $4,193
GEICO $2,813
Liberty Mutual $4,470
Nationwide $2,327
Progressive $3,360
State Farm $2,714
USAA $2,704

Category Winners: Cheapest Car Insurance in Anderson, Missouri

Find the cheapest car insurance companies in Anderson, MO for each category right here.

Best Annual Car Insurance Rates by Company in Anderson, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Anderson, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Anderson car insurance rates. Find the cheapest Anderson, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Anderson, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,066 $3,261 $3,156
Farmers $3,943 $4,154 $4,483
GEICO $2,637 $2,832 $2,970
Liberty Mutual $4,237 $4,490 $4,685
Nationwide $2,187 $2,350 $2,443
Progressive $3,039 $3,366 $3,675
State Farm $2,555 $2,721 $2,865
USAA $2,581 $2,694 $2,838

What affects car insurance rates in Anderson, Missouri?

What factors can have an impact on Anderson, MO car insurance? There are several reasons why Anderson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Anderson, Missouri.

Commute Time in Anderson

The more time you spend in your car the higher the risk of an accident. The average commute length in Anderson, MO is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Anderson, MO

Ready to find affordable Anderson, Missouri car insurance today? Enter your ZIP code for fast, free Anderson, MO car insurance quotes.

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