Compare Andes, NY Car Insurance Rates (2021)

Car insurance in Andes, NY averages $316 a month. Andes, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Andes car insurance rates, compare quotes from the top car insurance companies in Andes, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Andes, NY after a DUI are $5,010/year
  • Average car insurance rates in Andes, NY are $3,787/year
  • The cheapest car insurance company in Andes is GEICO

If you need to buy Andes, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Andes, NY is right here.

You’ll find Andes car insurance rates, the cheapest Andes, NY car insurance companies, and information on New York car insurance laws. You can also compare Andes, New York car insurance rates to New York car insurance rates, Albany car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Andes, NY car insurance today? Enter your ZIP code for fast, free Andes car insurance quotes.

Cheapest Andes, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andes, NY car insurance rates? Every Andes, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andes, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,262 $3,105 $3,084 $3,168 $10,160 $10,996 $3,264 $3,327
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $2,026 $1,911 $1,630 $1,653 $6,546 $7,292 $2,603 $2,544
State Farm $2,305 $2,305 $2,005 $2,005 $6,704 $8,661 $2,529 $2,678
Travelers $2,865 $2,895 $2,608 $2,802 $6,652 $7,876 $3,044 $3,180
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Andes, NY

Every driver must carry the minimum car insurance in Andes, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Andes, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Andes, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andes, NY. Compare credit history car insurance rates in Andes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andes, New York

Insurance Company Poor Fair Good
Allstate $7,247 $4,236 $3,654
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $5,224 $2,665 $1,938
State Farm $5,153 $3,230 $2,563
Travelers $5,486 $3,469 $3,015
USAA $5,185 $2,565 $2,265

Cheapest Andes, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andes, NY to rates for a clean record with top companies.

Annual Andes, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,218 $4,218 $6,331 $5,416
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $3,188 $3,188 $3,520 $3,207
State Farm $3,480 $3,480 $3,818 $3,818
Travelers $3,414 $4,258 $4,322 $3,967
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Andes, NY Car Insurance for Teen Drivers

Teen car insurance in Andes, NY can be expensive. Take a look at rates from the top car insurance companies in Andes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andes, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,160 $10,996
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $6,546 $7,292
State Farm $6,704 $8,661
Travelers $6,652 $7,876
USAA $6,993 $8,362

Cheapest Andes, NY Car Insurance for Seniors

Take a look at Andes, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andes, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,084 $3,168
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,630 $1,653
State Farm $2,005 $2,005
Travelers $2,608 $2,802
USAA $1,576 $1,583

Cheapest Andes, NY Car Insurance Rates After a DUI

A DUI in Andes, NY increases car insurance rates. Compare Andes, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andes, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,331
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $3,520
State Farm $3,818
Travelers $4,322
USAA $4,343

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Cheapest Andes, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andes, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andes, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,975 $5,116
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $3,276 $3,276
State Farm $3,521 $3,777
Travelers $3,990 $3,990
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Andes, NY

Take a look at a side-by-side comparison of the top car insurance companies in Andes, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andes, New York

Insurance Company Average Annual Rates
Allstate $5,046
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $3,276
State Farm $3,649
Travelers $3,990
USAA $3,339

Category Winners: Cheapest Car Insurance in Andes, New York

Find the cheapest car insurance companies in Andes, NY for each category right here.

Best Annual Car Insurance Rates by Company in Andes, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Andes, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andes car insurance rates. Find the cheapest Andes, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andes, New York

Insurance Company Low Medium High
Allstate $4,671 $5,022 $5,444
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $3,135 $3,260 $3,431
State Farm $3,480 $3,668 $3,799
Travelers $3,811 $3,956 $4,203
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Andes, New York?

What factors can have an impact on Andes, NY car insurance? There are several reasons why Andes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andes, New York.

Commute Time in Andes

The more time you spend in your car the higher the risk of an accident. The average commute length in Andes, NY is 31.6 minutes according to City-Data.

Compare Car Insurance Quotes in Andes, NY

Ready to find affordable Andes, New York car insurance today? Enter your ZIP code for fast, free Andes, NY car insurance quotes.

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