Compare Andover, CT Car Insurance Rates (2021)

Car insurance in Andover, CT averages $351 a month. Andover, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Andover car insurance rates, compare quotes from the top car insurance companies in Andover, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Andover for teen drivers is GEICO
  • Average car insurance rates in Andover, CT after a DUI are $5,133/year
  • The cheapest car insurance company in Andover is State Farm

If you need to buy Andover, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Andover, CT is right here.

You’ll find Andover car insurance rates, the cheapest Andover, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Andover, Connecticut car insurance rates to Bridgeport car insurance rates, Hartford car insurance rates, and New Britain car insurance rates.

Ready to find affordable Andover, CT car insurance today? Enter your ZIP code for fast, free Andover car insurance quotes.

Cheapest Andover, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andover, CT car insurance rates? Every Andover, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andover, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,504 $3,254 $3,483 $10,731 $12,660 $3,706 $3,897
GEICO $2,065 $2,071 $1,915 $1,931 $4,743 $5,620 $1,992 $1,937
Liberty Mutual $3,328 $3,621 $2,564 $3,158 $16,586 $18,697 $3,366 $3,675
Nationwide $2,320 $2,347 $2,083 $2,187 $6,416 $8,147 $2,689 $2,893
Progressive $2,165 $2,021 $1,850 $1,922 $8,972 $9,942 $2,475 $2,772
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,565 $1,587 $1,564 $1,557 $11,965 $19,259 $1,704 $1,913
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Andover, CT

Every driver must carry the minimum car insurance in Andover, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Andover, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Andover, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andover, CT. Compare credit history car insurance rates in Andover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andover, Connecticut

Insurance Company Poor Fair Good
Allstate $7,130 $5,385 $4,274
GEICO $4,048 $2,443 $1,861
Liberty Mutual $9,763 $6,080 $4,780
Nationwide $4,819 $3,229 $2,857
Progressive $4,370 $3,920 $3,754
State Farm $3,729 $2,394 $1,929
Travelers $5,832 $4,863 $4,723
USAA $3,987 $2,690 $2,369

Cheapest Andover, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andover, CT to rates for a clean record with top companies.

Annual Andover, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,771 $5,883 $6,961 $4,771
GEICO $1,760 $2,306 $4,910 $2,161
Liberty Mutual $6,021 $7,538 $7,463 $6,475
Nationwide $2,958 $3,860 $4,425 $3,298
Progressive $3,430 $4,966 $3,604 $4,060
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $4,139 $4,482 $6,522 $5,415
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Andover, CT Car Insurance for Teen Drivers

Teen car insurance in Andover, CT can be expensive. Take a look at rates from the top car insurance companies in Andover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andover, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,731 $12,660
GEICO $4,743 $5,620
Liberty Mutual $16,586 $18,697
Nationwide $6,416 $8,147
Progressive $8,972 $9,942
State Farm $4,952 $6,221
Travelers $11,965 $19,259
USAA $5,822 $6,120

Cheapest Andover, CT Car Insurance for Seniors

Take a look at Andover, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andover, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,254 $3,483
GEICO $1,915 $1,931
Liberty Mutual $2,564 $3,158
Nationwide $2,083 $2,187
Progressive $1,850 $1,922
State Farm $1,516 $1,516
Travelers $1,564 $1,557
USAA $1,727 $1,706

Cheapest Andover, CT Car Insurance Rates After a DUI

A DUI in Andover, CT increases car insurance rates. Compare Andover, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andover, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,961
GEICO $4,910
Liberty Mutual $7,463
Nationwide $4,425
Progressive $3,604
State Farm $2,745
Travelers $6,522
USAA $4,435

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Cheapest Andover, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andover, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andover, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,597 $5,597
GEICO $2,742 $2,826
Liberty Mutual $6,874 $6,874
Nationwide $3,635 $3,635
Progressive $4,015 $4,015
State Farm $2,618 $2,750
Travelers $5,139 $5,139
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Andover, CT

Take a look at a side-by-side comparison of the top car insurance companies in Andover, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andover, Connecticut

Insurance Company Average Annual Rates
Allstate $5,597
GEICO $2,784
Liberty Mutual $6,874
Nationwide $3,635
Progressive $4,015
State Farm $2,684
Travelers $5,139
USAA $3,015

Category Winners: Cheapest Car Insurance in Andover, Connecticut

Find the cheapest car insurance companies in Andover, CT for each category right here.

Best Annual Car Insurance Rates by Company in Andover, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Andover, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andover car insurance rates. Find the cheapest Andover, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andover, Connecticut

Insurance Company Low Medium High
Allstate $5,270 $5,588 $5,932
GEICO $2,588 $2,751 $3,014
Liberty Mutual $6,603 $6,821 $7,198
Nationwide $3,702 $3,663 $3,541
Progressive $3,747 $3,981 $4,318
State Farm $2,519 $2,688 $2,845
Travelers $4,769 $5,105 $5,544
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Andover, Connecticut?

What factors can have an impact on Andover, CT car insurance? There are several reasons why Andover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andover, Connecticut.

Traffic in Andover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Andover, CT traffic data from INRIX ranks Andover as the 700th-most congested in the world.

Compare Car Insurance Quotes in Andover, CT

Ready to find affordable Andover, Connecticut car insurance today? Enter your ZIP code for fast, free Andover, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State