Compare Andover, IA Car Insurance Rates (2021)

Car insurance in Andover, IA averages $243 a month. Andover, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Andover car insurance rates, compare quotes from the top car insurance companies in Andover, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Andover, IA after a DUI are $3,506/year
  • The cheapest car insurance company in Andover for teen drivers is USAA
  • Average car insurance rates in Andover, IA are $2,912/year

If you need to buy Andover, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Andover, IA is right here.

You’ll find Andover car insurance rates, the cheapest Andover, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Andover, Iowa car insurance rates to Iowa City car insurance rates, West Des Moines car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Andover, IA car insurance today? Enter your ZIP code for fast, free Andover car insurance quotes.

Cheapest Andover, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andover, IA car insurance rates? Every Andover, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andover, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,978 $2,143 $1,742 $2,115 $9,764 $10,980 $2,242 $2,468
Nationwide $1,681 $1,723 $1,500 $1,598 $3,902 $5,035 $1,907 $2,071
Progressive $1,769 $1,701 $1,459 $1,514 $4,360 $4,921 $2,128 $2,301
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,294 $2,340 $2,232 $2,238 $10,217 $16,279 $2,389 $2,816
USAA $1,190 $1,198 $1,098 $1,112 $3,290 $3,478 $1,423 $1,567

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Minimum Car Insurance in Andover, IA

Every driver must carry the minimum car insurance in Andover, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Andover, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Andover, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andover, IA. Compare credit history car insurance rates in Andover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andover, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $4,048 $2,975 $2,496
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,946 $3,688 $2,903
Nationwide $2,944 $2,312 $2,025
Progressive $2,974 $2,405 $2,178
State Farm $3,182 $1,968 $1,552
Travelers $5,734 $4,899 $4,669
USAA $2,351 $1,624 $1,409

Cheapest Andover, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andover, IA to rates for a clean record with top companies.

Annual Andover, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,291 $3,348 $4,357 $2,695
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,610 $4,468 $4,549 $4,089
Nationwide $1,762 $2,523 $3,432 $1,991
Progressive $2,024 $3,321 $2,196 $2,534
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $3,717 $4,959 $6,638 $5,088
USAA $1,367 $1,843 $2,395 $1,572

Cheapest Andover, IA Car Insurance for Teen Drivers

Teen car insurance in Andover, IA can be expensive. Take a look at rates from the top car insurance companies in Andover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andover, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,438 $7,652
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,764 $10,980
Nationwide $3,902 $5,035
Progressive $4,360 $4,921
State Farm $3,928 $4,983
Travelers $10,217 $16,279
USAA $3,290 $3,478

Cheapest Andover, IA Car Insurance for Seniors

Take a look at Andover, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andover, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,832 $1,832
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,742 $2,115
Nationwide $1,500 $1,598
Progressive $1,459 $1,514
State Farm $1,278 $1,278
Travelers $2,232 $2,238
USAA $1,098 $1,112

Cheapest Andover, IA Car Insurance Rates After a DUI

A DUI in Andover, IA increases car insurance rates. Compare Andover, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andover, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,581
American Family $4,357
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,549
Nationwide $3,432
Progressive $2,196
State Farm $2,234
Travelers $6,638
USAA $2,395

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Cheapest Andover, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andover, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andover, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $3,136 $3,210
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,179 $4,179
Nationwide $2,427 $2,427
Progressive $2,519 $2,519
State Farm $2,180 $2,288
Travelers $5,101 $5,101
USAA $1,729 $1,860

The Best Cheap Car Insurance Companies in Andover, IA

Take a look at a side-by-side comparison of the top car insurance companies in Andover, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andover, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,173
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,179
Nationwide $2,427
Progressive $2,519
State Farm $2,234
Travelers $5,101
USAA $1,794

Category Winners: Cheapest Car Insurance in Andover, Iowa

Find the cheapest car insurance companies in Andover, IA for each category right here.

Best Annual Car Insurance Rates by Company in Andover, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Andover, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andover car insurance rates. Find the cheapest Andover, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andover, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,197 $3,348 $2,973
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,016 $4,174 $4,347
Nationwide $2,525 $2,418 $2,339
Progressive $2,376 $2,528 $2,653
State Farm $2,125 $2,247 $2,330
Travelers $4,801 $5,177 $5,323
USAA $1,697 $1,801 $1,886

What affects car insurance rates in Andover, Iowa?

What factors can have an impact on Andover, IA car insurance? There are several reasons why Andover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andover, Iowa.

Commute Time in Andover

The more time you spend in your car the higher the risk of an accident. The average commute length in Andover, IA is 16.9 minutes according to City-Data.

Traffic in Andover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Andover, IA traffic data from INRIX ranks Andover as the 700th-most congested in the world.

Compare Car Insurance Quotes in Andover, IA

Ready to find affordable Andover, Iowa car insurance today? Enter your ZIP code for fast, free Andover, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State