Compare Andover, IL Car Insurance Rates (2021)

Car insurance in Andover, IL averages $237 a month. Andover, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Andover car insurance rates, compare quotes from the top car insurance companies in Andover, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Andover is Nationwide
  • Average car insurance rates in Andover, IL are $2,840/year
  • Average car insurance rates in Andover, IL after a DUI are $3,307/year

If you need to buy Andover, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Andover, IL is right here.

You’ll find Andover car insurance rates, the cheapest Andover, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Andover, Illinois car insurance rates to Joliet car insurance rates, Champaign car insurance rates, and Peoria car insurance rates.

Ready to find affordable Andover, IL car insurance today? Enter your ZIP code for fast, free Andover car insurance quotes.

Cheapest Andover, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andover, IL car insurance rates? Every Andover, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andover, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,170 $2,170 $1,926 $2,035 $9,222 $9,611 $2,481 $2,601
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,352 $1,460 $1,126 $1,258 $4,334 $4,820 $1,414 $1,494
Nationwide $1,310 $1,335 $1,172 $1,242 $3,382 $4,341 $1,504 $1,627
Progressive $1,707 $1,617 $1,402 $1,470 $6,162 $6,912 $2,037 $2,212
State Farm $1,325 $1,325 $1,173 $1,173 $3,659 $4,649 $1,494 $1,713
Travelers $1,384 $1,461 $1,247 $1,330 $3,776 $4,686 $1,469 $1,547
USAA $1,518 $1,548 $1,407 $1,387 $4,800 $5,306 $1,990 $2,191

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Minimum Car Insurance in Andover, IL

Every driver must carry the minimum car insurance in Andover, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Andover, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Andover, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andover, IL. Compare credit history car insurance rates in Andover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andover, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,695 $3,190 $2,696
Farmers $4,581 $3,844 $3,657
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,051 $1,903 $1,518
Nationwide $2,366 $1,914 $1,687
Progressive $3,358 $2,840 $2,622
State Farm $3,001 $1,797 $1,394
Travelers $2,587 $2,065 $1,685
USAA $3,364 $2,300 $1,892

Cheapest Andover, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andover, IL to rates for a clean record with top companies.

Annual Andover, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,400 $4,380 $4,271 $4,056
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,802 $2,543 $2,242 $2,042
Nationwide $1,612 $2,072 $2,427 $1,845
Progressive $2,427 $3,588 $2,682 $3,063
State Farm $1,896 $2,232 $2,064 $2,064
Travelers $1,691 $2,201 $2,445 $2,113
USAA $1,804 $2,576 $3,522 $2,173

Cheapest Andover, IL Car Insurance for Teen Drivers

Teen car insurance in Andover, IL can be expensive. Take a look at rates from the top car insurance companies in Andover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andover, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,175 $8,572
Farmers $9,222 $9,611
GEICO $4,847 $5,129
Liberty Mutual $4,334 $4,820
Nationwide $3,382 $4,341
Progressive $6,162 $6,912
State Farm $3,659 $4,649
Travelers $3,776 $4,686
USAA $4,800 $5,306

Cheapest Andover, IL Car Insurance for Seniors

Take a look at Andover, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andover, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,014 $2,014
Farmers $1,926 $2,035
GEICO $1,521 $1,797
Liberty Mutual $1,126 $1,258
Nationwide $1,172 $1,242
Progressive $1,402 $1,470
State Farm $1,173 $1,173
Travelers $1,247 $1,330
USAA $1,407 $1,387

Cheapest Andover, IL Car Insurance Rates After a DUI

A DUI in Andover, IL increases car insurance rates. Compare Andover, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andover, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $4,889
Farmers $4,271
GEICO $3,482
Liberty Mutual $2,242
Nationwide $2,427
Progressive $2,682
State Farm $2,064
Travelers $2,445
USAA $3,522

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Cheapest Andover, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andover, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andover, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,482 $3,573
Farmers $4,027 $4,027
GEICO $2,519 $2,617
Liberty Mutual $2,157 $2,157
Nationwide $1,989 $1,989
Progressive $2,940 $2,940
State Farm $2,012 $2,115
Travelers $2,030 $2,195
USAA $2,448 $2,589

The Best Cheap Car Insurance Companies in Andover, IL

Take a look at a side-by-side comparison of the top car insurance companies in Andover, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andover, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,527
Farmers $4,027
GEICO $2,568
Liberty Mutual $2,157
Nationwide $1,989
Progressive $2,940
State Farm $2,064
Travelers $2,113
USAA $2,518

Category Winners: Cheapest Car Insurance in Andover, Illinois

Find the cheapest car insurance companies in Andover, IL for each category right here.

Best Annual Car Insurance Rates by Company in Andover, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Andover, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andover car insurance rates. Find the cheapest Andover, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andover, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,413 $3,656 $3,512
Farmers $3,838 $3,935 $4,308
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,040 $2,153 $2,280
Nationwide $1,977 $2,004 $1,987
Progressive $2,731 $2,928 $3,161
State Farm $1,965 $2,067 $2,160
Travelers $1,994 $2,110 $2,233
USAA $2,370 $2,517 $2,669

What affects car insurance rates in Andover, Illinois?

What factors can have an impact on Andover, IL car insurance? There are several reasons why Andover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andover, Illinois.

Commute Time in Andover

The more time you spend in your car the higher the risk of an accident. The average commute length in Andover, IL is 28.6 minutes according to City-Data.

Traffic in Andover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Andover, IL traffic data from INRIX ranks Andover as the 700th-most congested in the world.

Compare Car Insurance Quotes in Andover, IL

Ready to find affordable Andover, Illinois car insurance today? Enter your ZIP code for fast, free Andover, IL car insurance quotes.

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