Compare Andover, KS Car Insurance Rates (2021)

Car insurance in Andover, KS averages $284 a month. Andover, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Andover car insurance rates, compare quotes from the top car insurance companies in Andover, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Andover, KS are $3,412/year
  • The cheapest car insurance company in Andover is American Family
  • The cheapest car insurance company in Andover for teen drivers is American Family

If you need to buy Andover, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Andover, KS is right here.

You’ll find Andover car insurance rates, the cheapest Andover, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Andover, Kansas car insurance rates to Shawnee car insurance rates, Olathe car insurance rates, and Topeka car insurance rates.

Ready to find affordable Andover, KS car insurance today? Enter your ZIP code for fast, free Andover car insurance quotes.

Cheapest Andover, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andover, KS car insurance rates? Every Andover, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andover, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,758 $2,729 $2,455 $2,575 $7,931 $8,206 $3,110 $3,251
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,232 $2,409 $2,154 $2,404 $10,805 $12,064 $2,417 $2,608
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,298 $2,168 $1,859 $1,941 $8,782 $9,879 $2,708 $2,900
State Farm $1,741 $1,741 $1,531 $1,531 $4,714 $6,004 $1,959 $2,214
Travelers $2,045 $2,081 $1,994 $2,020 $8,276 $12,901 $2,094 $2,466
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

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Minimum Car Insurance in Andover, KS

Every driver must carry the minimum car insurance in Andover, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Andover, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Andover, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andover, KS. Compare credit history car insurance rates in Andover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andover, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $3,014 $2,127 $1,777
Farmers $4,836 $3,883 $3,661
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,637 $4,637 $4,637
Nationwide $2,721 $2,413 $2,248
Progressive $4,638 $3,925 $3,636
State Farm $3,901 $2,331 $1,806
Travelers $4,894 $3,984 $3,826
USAA $3,387 $2,234 $1,841

Cheapest Andover, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andover, KS to rates for a clean record with top companies.

Annual Andover, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,469 $4,489 $4,374 $4,174
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,471 $5,277 $5,177 $4,623
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,741 $4,419 $3,924 $4,182
State Farm $2,481 $2,878 $2,680 $2,680
Travelers $3,086 $4,026 $5,550 $4,277
USAA $1,813 $2,453 $3,606 $2,078

Cheapest Andover, KS Car Insurance for Teen Drivers

Teen car insurance in Andover, KS can be expensive. Take a look at rates from the top car insurance companies in Andover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andover, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,550 $4,288
Farmers $7,931 $8,206
GEICO $4,439 $5,960
Liberty Mutual $10,805 $12,064
Nationwide $3,809 $4,645
Progressive $8,782 $9,879
State Farm $4,714 $6,004
Travelers $8,276 $12,901
USAA $5,068 $5,304

Cheapest Andover, KS Car Insurance for Seniors

Take a look at Andover, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andover, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,615 $1,615
Farmers $2,455 $2,575
GEICO $2,443 $2,273
Liberty Mutual $2,154 $2,404
Nationwide $1,591 $1,710
Progressive $1,859 $1,941
State Farm $1,531 $1,531
Travelers $1,994 $2,020
USAA $1,333 $1,341

Cheapest Andover, KS Car Insurance Rates After a DUI

A DUI in Andover, KS increases car insurance rates. Compare Andover, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andover, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,736
American Family $2,268
Farmers $4,374
GEICO $4,922
Liberty Mutual $5,177
Nationwide $3,725
Progressive $3,924
State Farm $2,680
Travelers $5,550
USAA $3,606

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Cheapest Andover, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andover, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andover, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,277 $2,335
Farmers $4,127 $4,127
GEICO $3,027 $3,159
Liberty Mutual $4,637 $4,637
Nationwide $2,461 $2,461
Progressive $4,067 $4,067
State Farm $2,612 $2,747
Travelers $4,235 $4,235
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in Andover, KS

Take a look at a side-by-side comparison of the top car insurance companies in Andover, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andover, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,306
Farmers $4,127
GEICO $3,093
Liberty Mutual $4,637
Nationwide $2,461
Progressive $4,067
State Farm $2,680
Travelers $4,235
USAA $2,487

Category Winners: Cheapest Car Insurance in Andover, Kansas

Find the cheapest car insurance companies in Andover, KS for each category right here.

Best Annual Car Insurance Rates by Company in Andover, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Andover, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andover car insurance rates. Find the cheapest Andover, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andover, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,318 $2,422 $2,177
Farmers $3,941 $4,103 $4,337
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,521 $4,625 $4,764
Nationwide $2,585 $2,435 $2,362
Progressive $3,823 $4,031 $4,346
State Farm $2,577 $2,687 $2,774
Travelers $4,019 $4,241 $4,444
USAA $2,393 $2,480 $2,589

What affects car insurance rates in Andover, Kansas?

What factors can have an impact on Andover, KS car insurance? There are several reasons why Andover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andover, Kansas.

Commute Time in Andover

The more time you spend in your car the higher the risk of an accident. The average commute length in Andover, KS is 21.9 minutes according to City-Data.

Traffic in Andover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Andover, KS traffic data from INRIX ranks Andover as the 700th-most congested in the world.

Compare Car Insurance Quotes in Andover, KS

Ready to find affordable Andover, Kansas car insurance today? Enter your ZIP code for fast, free Andover, KS car insurance quotes.

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