Compare Andover, MN Car Insurance Rates (2021)

Car insurance in Andover, MN averages $412 a month. Andover, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Andover car insurance rates, compare quotes from the top car insurance companies in Andover, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Andover for teen drivers is State Farm
  • Average car insurance rates in Andover, MN are $4,946/year
  • The cheapest car insurance company in Andover is State Farm

If you need to buy Andover, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Andover, MN is right here.

You’ll find Andover car insurance rates, the cheapest Andover, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Andover, Minnesota car insurance rates to Plymouth car insurance rates, St. Cloud car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Andover, MN car insurance today? Enter your ZIP code for fast, free Andover car insurance quotes.

Cheapest Andover, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andover, MN car insurance rates? Every Andover, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andover, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,405 $3,303 $3,303 $7,741 $11,018 $4,165 $4,314
American Family $2,439 $2,439 $2,219 $2,219 $6,777 $9,659 $2,439 $2,721
Farmers $2,247 $2,252 $2,164 $2,307 $6,597 $6,767 $2,969 $2,894
GEICO $2,694 $2,669 $2,572 $2,501 $5,756 $7,276 $2,520 $2,630
Liberty Mutual $10,676 $10,676 $10,570 $10,570 $21,064 $31,639 $10,676 $14,886
Nationwide $2,053 $2,047 $1,830 $1,934 $5,271 $6,347 $2,415 $2,490
State Farm $1,759 $1,759 $1,586 $1,586 $3,953 $4,826 $2,030 $1,676
USAA $1,964 $1,919 $1,804 $1,773 $5,383 $5,814 $2,540 $2,661

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Minimum Car Insurance in Andover, MN

Every driver must carry the minimum car insurance in Andover, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Andover, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Andover, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andover, MN. Compare credit history car insurance rates in Andover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andover, Minnesota

Insurance Company Poor Fair Good
Allstate $7,422 $4,054 $3,769
American Family $5,391 $3,459 $2,742
Farmers $4,374 $3,204 $2,997
GEICO $4,294 $3,512 $2,925
Liberty Mutual $21,043 $13,607 $10,634
Nationwide $3,633 $2,924 $2,589
State Farm $3,495 $2,137 $1,558
USAA $4,616 $2,306 $2,026

Cheapest Andover, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andover, MN to rates for a clean record with top companies.

Annual Andover, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $5,369 $6,474 $4,844
American Family $2,611 $4,625 $5,262 $2,958
Farmers $3,030 $3,776 $3,845 $3,449
GEICO $2,384 $3,776 $5,595 $2,554
Liberty Mutual $11,112 $15,203 $22,080 $11,984
Nationwide $2,420 $3,212 $3,694 $2,868
State Farm $2,189 $2,605 $2,397 $2,397
USAA $2,213 $2,839 $4,245 $2,632

Cheapest Andover, MN Car Insurance for Teen Drivers

Teen car insurance in Andover, MN can be expensive. Take a look at rates from the top car insurance companies in Andover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andover, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,741 $11,018
American Family $6,777 $9,659
Farmers $6,597 $6,767
GEICO $5,756 $7,276
Liberty Mutual $21,064 $31,639
Nationwide $5,271 $6,347
State Farm $3,953 $4,826
USAA $5,383 $5,814

Cheapest Andover, MN Car Insurance for Seniors

Take a look at Andover, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andover, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,303 $3,303
American Family $2,219 $2,219
Farmers $2,164 $2,307
GEICO $2,572 $2,501
Liberty Mutual $10,570 $10,570
Nationwide $1,830 $1,934
State Farm $1,586 $1,586
USAA $1,804 $1,773

Cheapest Andover, MN Car Insurance Rates After a DUI

A DUI in Andover, MN increases car insurance rates. Compare Andover, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andover, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,474
American Family $5,262
Farmers $3,845
GEICO $5,595
Liberty Mutual $22,080
Nationwide $3,694
State Farm $2,397
USAA $4,245

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Cheapest Andover, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andover, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andover, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,082 $5,082
American Family $3,819 $3,909
Farmers $3,525 $3,525
GEICO $3,528 $3,627
Liberty Mutual $14,650 $15,539
Nationwide $3,048 $3,048
State Farm $2,329 $2,464
USAA $2,944 $3,021

The Best Cheap Car Insurance Companies in Andover, MN

Take a look at a side-by-side comparison of the top car insurance companies in Andover, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andover, Minnesota

Insurance Company Average Annual Rates
Allstate $5,082
American Family $3,864
Farmers $3,525
GEICO $3,577
Liberty Mutual $15,095
Nationwide $3,048
State Farm $2,397
USAA $2,982

Category Winners: Cheapest Car Insurance in Andover, Minnesota

Find the cheapest car insurance companies in Andover, MN for each category right here.

Best Annual Car Insurance Rates by Company in Andover, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Andover, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andover car insurance rates. Find the cheapest Andover, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andover, Minnesota

Insurance Company Low Medium High
Allstate $4,999 $5,078 $5,169
American Family $3,843 $3,968 $3,782
Farmers $3,370 $3,545 $3,659
GEICO $3,446 $3,574 $3,711
Liberty Mutual $14,712 $15,112 $15,460
Nationwide $2,877 $3,074 $3,194
State Farm $2,288 $2,408 $2,494
USAA $2,892 $2,981 $3,074

What affects car insurance rates in Andover, Minnesota?

What factors can have an impact on Andover, MN car insurance? There are several reasons why Andover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andover, Minnesota.

Commute Time in Andover

The more time you spend in your car the higher the risk of an accident. The average commute length in Andover, MN is 29.5 minutes according to City-Data.

Traffic in Andover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Andover, MN traffic data from INRIX ranks Andover as the 700th-most congested in the world.

Compare Car Insurance Quotes in Andover, MN

Ready to find affordable Andover, Minnesota car insurance today? Enter your ZIP code for fast, free Andover, MN car insurance quotes.

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