Compare Andover, OH Car Insurance Rates (2021)

Car insurance in Andover, OH averages $241 a month. Andover, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Andover car insurance rates, compare quotes from the top car insurance companies in Andover, OH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Andover for teen drivers is USAA
  • Average car insurance rates in Andover, OH are $2,891/year
  • The cheapest car insurance company in Andover is USAA

If you need to buy Andover, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Andover, OH is right here.

You’ll find Andover car insurance rates, the cheapest Andover, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Andover, Ohio car insurance rates to Toledo car insurance rates, Columbus car insurance rates, and Canton car insurance rates.

Ready to find affordable Andover, OH car insurance today? Enter your ZIP code for fast, free Andover car insurance quotes.

Cheapest Andover, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andover, OH car insurance rates? Every Andover, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andover, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,244 $2,238 $2,022 $2,164 $6,205 $7,088 $2,359 $2,521
American Family $966 $1,004 $883 $889 $2,983 $3,239 $1,191 $1,255
Farmers $1,982 $1,978 $1,745 $1,839 $8,700 $9,039 $2,225 $2,331
GEICO $1,361 $1,316 $1,269 $1,277 $3,607 $3,352 $1,515 $1,284
Liberty Mutual $2,049 $2,240 $1,575 $1,920 $10,564 $11,941 $2,182 $2,386
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,982 $1,888 $1,649 $1,698 $8,361 $9,438 $2,380 $2,452
State Farm $1,533 $1,533 $1,368 $1,368 $4,719 $5,938 $1,778 $2,035
Travelers $1,423 $1,446 $1,410 $1,405 $6,142 $9,746 $1,481 $1,692
USAA $905 $913 $859 $860 $2,763 $3,080 $1,210 $1,303

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Andover, OH

Every driver must carry the minimum car insurance in Andover, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Andover, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Andover, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andover, OH. Compare credit history car insurance rates in Andover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andover, Ohio

Insurance Company Poor Fair Good
Allstate $4,318 $3,134 $2,613
American Family $2,057 $1,405 $1,192
Farmers $4,228 $3,566 $3,396
GEICO $2,246 $1,873 $1,500
Liberty Mutual $6,250 $3,823 $2,998
Nationwide $3,858 $3,108 $2,625
Progressive $4,216 $3,613 $3,363
State Farm $3,612 $2,232 $1,759
Travelers $3,457 $3,010 $2,812
USAA $1,929 $1,366 $1,165

Cheapest Andover, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andover, OH to rates for a clean record with top companies.

Annual Andover, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,819 $3,415 $3,998 $3,189
American Family $1,486 $1,573 $1,573 $1,573
Farmers $3,075 $3,959 $3,860 $4,025
GEICO $1,278 $1,833 $2,638 $1,742
Liberty Mutual $3,662 $4,696 $4,802 $4,268
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $3,224 $4,349 $3,430 $3,921
State Farm $2,313 $2,755 $2,534 $2,534
Travelers $2,282 $2,968 $4,476 $2,646
USAA $1,141 $1,528 $2,014 $1,264

Cheapest Andover, OH Car Insurance for Teen Drivers

Teen car insurance in Andover, OH can be expensive. Take a look at rates from the top car insurance companies in Andover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andover, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,205 $7,088
American Family $2,983 $3,239
Farmers $8,700 $9,039
GEICO $3,607 $3,352
Liberty Mutual $10,564 $11,941
Nationwide $5,484 $7,058
Progressive $8,361 $9,438
State Farm $4,719 $5,938
Travelers $6,142 $9,746
USAA $2,763 $3,080

Cheapest Andover, OH Car Insurance for Seniors

Take a look at Andover, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andover, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,022 $2,164
American Family $883 $889
Farmers $1,745 $1,839
GEICO $1,269 $1,277
Liberty Mutual $1,575 $1,920
Nationwide $1,920 $1,932
Progressive $1,649 $1,698
State Farm $1,368 $1,368
Travelers $1,410 $1,405
USAA $859 $860

Cheapest Andover, OH Car Insurance Rates After a DUI

A DUI in Andover, OH increases car insurance rates. Compare Andover, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andover, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,998
American Family $1,573
Farmers $3,860
GEICO $2,638
Liberty Mutual $4,802
Nationwide $4,128
Progressive $3,430
State Farm $2,534
Travelers $4,476
USAA $2,014

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Andover, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andover, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andover, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,355 $3,355
American Family $1,532 $1,570
Farmers $3,730 $3,730
GEICO $1,839 $1,907
Liberty Mutual $4,357 $4,357
Nationwide $3,197 $3,197
Progressive $3,731 $3,731
State Farm $2,471 $2,597
Travelers $3,093 $3,093
USAA $1,429 $1,544

The Best Cheap Car Insurance Companies in Andover, OH

Take a look at a side-by-side comparison of the top car insurance companies in Andover, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andover, Ohio

Insurance Company Average Annual Rates
Allstate $3,355
American Family $1,551
Farmers $3,730
GEICO $1,873
Liberty Mutual $4,357
Nationwide $3,197
Progressive $3,731
State Farm $2,534
Travelers $3,093
USAA $1,487

Category Winners: Cheapest Car Insurance in Andover, Ohio

Find the cheapest car insurance companies in Andover, OH for each category right here.

Best Annual Car Insurance Rates by Company in Andover, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Andover, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andover car insurance rates. Find the cheapest Andover, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andover, Ohio

Insurance Company Low Medium High
Allstate $3,236 $3,348 $3,482
American Family $1,522 $1,563 $1,569
Farmers $3,543 $3,674 $3,972
GEICO $1,814 $1,865 $1,940
Liberty Mutual $4,193 $4,380 $4,499
Nationwide $3,527 $3,099 $2,965
Progressive $3,598 $3,701 $3,893
State Farm $2,412 $2,542 $2,648
Travelers $3,001 $3,136 $3,143
USAA $1,417 $1,485 $1,558

What affects car insurance rates in Andover, Ohio?

What factors can have an impact on Andover, OH car insurance? There are several reasons why Andover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andover, Ohio.

Commute Time in Andover

The more time you spend in your car the higher the risk of an accident. The average commute length in Andover, OH is 25.5 minutes according to City-Data.

Traffic in Andover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Andover, OH traffic data from INRIX ranks Andover as the 700th-most congested in the world.

Compare Car Insurance Quotes in Andover, OH

Ready to find affordable Andover, Ohio car insurance today? Enter your ZIP code for fast, free Andover, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption