Compare Annapolis, CA Car Insurance Rates (2021)

Car insurance in Annapolis, CA averages $280 a month. Annapolis, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Annapolis car insurance rates, compare quotes from the top car insurance companies in Annapolis, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Annapolis for teen drivers is USAA
  • Average car insurance rates in Annapolis, CA are $3,364/year
  • Average car insurance rates in Annapolis, CA after a DUI are $4,723/year

If you need to buy Annapolis, California car insurance, the options can be confusing. Everything you need to know about car insurance in Annapolis, CA is right here.

You’ll find Annapolis car insurance rates, the cheapest Annapolis, CA car insurance companies, and information on California car insurance laws. You can also compare Annapolis, California car insurance rates to Bakersfield car insurance rates, Anaheim car insurance rates, and Oakland car insurance rates.

Ready to find affordable Annapolis, CA car insurance today? Enter your ZIP code for fast, free Annapolis car insurance quotes.

Cheapest Annapolis, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Annapolis, CA car insurance rates? Every Annapolis, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Annapolis, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,510 $1,833 $1,855 $6,989 $8,788 $3,225 $3,549
Farmers $2,213 $2,213 $1,981 $1,981 $7,113 $11,795 $2,626 $2,926
GEICO $1,716 $1,718 $1,614 $1,614 $5,233 $5,334 $2,467 $2,527
Liberty Mutual $2,183 $2,072 $2,028 $1,968 $4,807 $5,094 $2,468 $2,481
Nationwide $3,003 $2,873 $2,598 $2,456 $7,562 $8,335 $3,585 $3,564
Progressive $1,952 $2,019 $1,609 $1,943 $5,147 $6,293 $2,794 $3,022
State Farm $3,194 $3,194 $2,854 $2,854 $5,830 $7,191 $3,539 $3,656
Travelers $2,129 $2,068 $1,882 $1,863 $4,287 $4,918 $2,747 $2,699
USAA $1,714 $1,625 $1,674 $1,684 $3,866 $3,901 $2,384 $2,254

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Minimum Car Insurance in Annapolis, CA

Every driver must carry the minimum car insurance in Annapolis, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Annapolis, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Annapolis, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Annapolis, CA to rates for a clean record with top companies.

Annual Annapolis, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,356 $3,973 $6,209 $3,090
Farmers $3,027 $4,129 $5,160 $4,107
GEICO $1,943 $2,998 $3,761 $2,410
Liberty Mutual $2,507 $3,359 $3,029 $2,656
Nationwide $2,967 $3,795 $6,430 $3,795
Progressive $2,036 $3,431 $3,997 $2,926
State Farm $2,878 $3,435 $6,500 $3,342
Travelers $1,912 $3,054 $3,560 $2,771
USAA $1,589 $2,358 $3,864 $1,740

Cheapest Annapolis, CA Car Insurance for Teen Drivers

Teen car insurance in Annapolis, CA can be expensive. Take a look at rates from the top car insurance companies in Annapolis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Annapolis, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,989 $8,788
Farmers $7,113 $11,795
GEICO $5,233 $5,334
Liberty Mutual $4,807 $5,094
Nationwide $7,562 $8,335
Progressive $5,147 $6,293
State Farm $5,830 $7,191
Travelers $4,287 $4,918
USAA $3,866 $3,901

Cheapest Annapolis, CA Car Insurance for Seniors

Take a look at Annapolis, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Annapolis, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,833 $1,855
Farmers $1,981 $1,981
GEICO $1,614 $1,614
Liberty Mutual $2,028 $1,968
Nationwide $2,598 $2,456
Progressive $1,609 $1,943
State Farm $2,854 $2,854
Travelers $1,882 $1,863
USAA $1,674 $1,684

Cheapest Annapolis, CA Car Insurance Rates After a DUI

A DUI in Annapolis, CA increases car insurance rates. Compare Annapolis, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Annapolis, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,209
Farmers $5,160
GEICO $3,761
Liberty Mutual $3,029
Nationwide $6,430
Progressive $3,997
State Farm $6,500
Travelers $3,560
USAA $3,864

Cheapest Annapolis, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Annapolis, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Annapolis, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,530 $4,284
Farmers $3,727 $4,485
GEICO $2,524 $3,032
Liberty Mutual $2,652 $3,123
Nationwide $3,750 $4,744
Progressive $2,811 $3,383
State Farm $3,896 $4,181
Travelers $2,545 $3,103
USAA $2,202 $2,574

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The Best Cheap Car Insurance Companies in Annapolis, CA

Take a look at a side-by-side comparison of the top car insurance companies in Annapolis, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Annapolis, California

Insurance Company Average Annual Rates
Allstate $3,907
Farmers $4,106
GEICO $2,778
Liberty Mutual $2,888
Nationwide $4,247
Progressive $3,097
State Farm $4,039
Travelers $2,824
USAA $2,388

Category Winners: Cheapest Car Insurance in Annapolis, California

Find the cheapest car insurance companies in Annapolis, CA for each category right here.

Best Annual Car Insurance Rates by Company in Annapolis, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Annapolis, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Annapolis car insurance rates. Find the cheapest Annapolis, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Annapolis, California

Insurance Company Low Medium High
Allstate $3,717 $3,938 $4,066
Farmers $3,878 $4,132 $4,308
GEICO $2,541 $2,806 $2,987
Liberty Mutual $2,706 $2,912 $3,045
Nationwide $3,891 $4,310 $4,540
Progressive $2,896 $3,164 $3,232
State Farm $3,748 $4,087 $4,282
Travelers $2,492 $2,894 $3,086
USAA $2,199 $2,427 $2,538

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What affects car insurance rates in Annapolis, California?

What factors can have an impact on Annapolis, CA car insurance? There are several reasons why Annapolis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Annapolis, California.

Traffic in Annapolis

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Annapolis, CA traffic data from INRIX ranks Annapolis as the 651st-most congested in the world.

Compare Car Insurance Quotes in Annapolis, CA

Ready to find affordable Annapolis, California car insurance today? Enter your ZIP code for fast, free Annapolis, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State