Compare Annapolis, MO Car Insurance Rates (2021)

Car insurance in Annapolis, MO averages $289 a month. Annapolis, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Annapolis car insurance rates, compare quotes from the top car insurance companies in Annapolis, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Annapolis for teen drivers is Nationwide
  • Average car insurance rates in Annapolis, MO after a DUI are $4,023/year
  • Average car insurance rates in Annapolis, MO are $3,473/year

If you need to buy Annapolis, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Annapolis, MO is right here.

You’ll find Annapolis car insurance rates, the cheapest Annapolis, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Annapolis, Missouri car insurance rates to Lee’s Summit car insurance rates, Columbia car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Annapolis, MO car insurance today? Enter your ZIP code for fast, free Annapolis car insurance quotes.

Cheapest Annapolis, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Annapolis, MO car insurance rates? Every Annapolis, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Annapolis, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,177 $2,177 $1,940 $1,940 $5,997 $7,793 $2,177 $2,542
Farmers $2,613 $2,606 $2,337 $2,466 $10,616 $10,991 $3,001 $3,164
GEICO $2,058 $2,317 $1,584 $2,022 $6,437 $6,875 $1,884 $1,918
Liberty Mutual $2,683 $2,908 $2,205 $2,472 $9,413 $10,456 $2,829 $3,023
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,453 $2,291 $2,003 $2,060 $8,023 $9,043 $3,005 $3,133
State Farm $1,912 $1,912 $1,693 $1,693 $5,273 $6,656 $2,142 $2,443
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Annapolis, MO

Every driver must carry the minimum car insurance in Annapolis, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Annapolis, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Annapolis, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Annapolis, MO. Compare credit history car insurance rates in Annapolis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Annapolis, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,368 $3,073 $2,588
Farmers $5,406 $4,493 $4,273
GEICO $4,335 $2,821 $2,255
Liberty Mutual $6,462 $3,938 $3,096
Nationwide $2,630 $2,173 $1,889
Progressive $4,636 $3,830 $3,539
State Farm $3,993 $2,673 $2,231
USAA $4,157 $1,919 $1,371

Cheapest Annapolis, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Annapolis, MO to rates for a clean record with top companies.

Annual Annapolis, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,497 $3,606 $4,414 $2,854
Farmers $4,090 $5,069 $4,959 $4,779
GEICO $2,449 $3,168 $4,271 $2,660
Liberty Mutual $3,262 $4,693 $4,836 $5,205
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,448 $4,658 $3,834 $4,066
State Farm $2,742 $3,189 $2,966 $2,966
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Annapolis, MO Car Insurance for Teen Drivers

Teen car insurance in Annapolis, MO can be expensive. Take a look at rates from the top car insurance companies in Annapolis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Annapolis, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,997 $7,793
Farmers $10,616 $10,991
GEICO $6,437 $6,875
Liberty Mutual $9,413 $10,456
Nationwide $3,784 $4,845
Progressive $8,023 $9,043
State Farm $5,273 $6,656
USAA $4,426 $5,428

Cheapest Annapolis, MO Car Insurance for Seniors

Take a look at Annapolis, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Annapolis, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,940 $1,940
Farmers $2,337 $2,466
GEICO $1,584 $2,022
Liberty Mutual $2,205 $2,472
Nationwide $1,320 $1,398
Progressive $2,003 $2,060
State Farm $1,693 $1,693
USAA $1,378 $1,418

Cheapest Annapolis, MO Car Insurance Rates After a DUI

A DUI in Annapolis, MO increases car insurance rates. Compare Annapolis, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Annapolis, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,414
Farmers $4,959
GEICO $4,271
Liberty Mutual $4,836
Nationwide $3,005
Progressive $3,834
State Farm $2,966
USAA $3,284

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Cheapest Annapolis, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Annapolis, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Annapolis, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,310 $3,376
Farmers $4,724 $4,724
GEICO $3,077 $3,197
Liberty Mutual $4,499 $4,499
Nationwide $2,230 $2,230
Progressive $4,001 $4,001
State Farm $2,895 $3,036
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Annapolis, MO

Take a look at a side-by-side comparison of the top car insurance companies in Annapolis, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Annapolis, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,343
Farmers $4,724
GEICO $3,137
Liberty Mutual $4,499
Nationwide $2,231
Progressive $4,001
State Farm $2,966
USAA $2,482

Category Winners: Cheapest Car Insurance in Annapolis, Missouri

Find the cheapest car insurance companies in Annapolis, MO for each category right here.

Best Annual Car Insurance Rates by Company in Annapolis, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Annapolis, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Annapolis car insurance rates. Find the cheapest Annapolis, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Annapolis, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,237 $3,448 $3,343
Farmers $4,456 $4,682 $5,034
GEICO $2,963 $3,154 $3,294
Liberty Mutual $4,248 $4,517 $4,732
Nationwide $2,095 $2,253 $2,344
Progressive $3,667 $4,007 $4,331
State Farm $2,806 $2,971 $3,120
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Annapolis, Missouri?

What factors can have an impact on Annapolis, MO car insurance? There are several reasons why Annapolis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Annapolis, Missouri.

Commute Time in Annapolis

The more time you spend in your car the higher the risk of an accident. The average commute length in Annapolis, MO is 33.5 minutes according to City-Data.

Traffic in Annapolis

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Annapolis, MO traffic data from INRIX ranks Annapolis as the 651st-most congested in the world.

Compare Car Insurance Quotes in Annapolis, MO

Ready to find affordable Annapolis, Missouri car insurance today? Enter your ZIP code for fast, free Annapolis, MO car insurance quotes.

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