Compare Anniston, AL Car Insurance Rates (2021)

Car insurance in Anniston, AL averages $302 a month. Anniston, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Anniston car insurance rates, compare quotes from the top car insurance companies in Anniston, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in Anniston is 36205
  • Average car insurance rates in Anniston, AL are $3,625/year
  • The cheapest car insurance company in Anniston is USAA

If you need to buy Anniston, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Anniston, AL is right here.

You’ll find Anniston car insurance rates, the cheapest Anniston, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Anniston, Alabama car insurance rates to Tuscaloosa car insurance rates, Madison car insurance rates, and Decatur car insurance rates.

Ready to find affordable Anniston, AL car insurance today? Enter your ZIP code for fast, free Anniston car insurance quotes.

Cheapest Anniston, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Anniston, AL car insurance rates? Every Anniston, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anniston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,998 $1,904 $1,808 $1,843 $6,949 $7,455 $2,235 $2,285
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,942 $1,929 $1,848 $1,908 $5,090 $4,991 $2,049 $1,901
Liberty Mutual $2,982 $3,222 $2,450 $2,741 $10,872 $12,091 $3,169 $3,371
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,257 $2,103 $1,852 $1,990 $9,462 $10,532 $2,629 $2,781
State Farm $2,785 $2,785 $2,538 $2,538 $8,706 $10,878 $3,153 $3,648
Travelers $1,550 $1,574 $1,455 $1,450 $8,355 $13,150 $1,466 $1,680
USAA $1,256 $1,275 $1,174 $1,150 $3,735 $4,140 $1,634 $1,763

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Anniston, AL

Every driver must carry the minimum car insurance in Anniston, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Anniston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Anniston, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Anniston, AL. Compare credit history car insurance rates in Anniston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Anniston, Alabama

Insurance Company Poor Fair Good
Allstate $4,087 $3,213 $2,629
Farmers $4,508 $3,880 $3,677
GEICO $3,443 $2,456 $2,223
Liberty Mutual $7,319 $4,491 $3,526
Nationwide $3,374 $2,630 $2,377
Progressive $4,726 $4,070 $3,806
State Farm $7,508 $3,799 $2,580
Travelers $4,182 $3,627 $3,696
USAA $2,706 $1,764 $1,576

Cheapest Anniston, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Anniston, AL to rates for a clean record with top companies.

Annual Anniston, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,813 $3,316 $3,931 $3,178
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,828 $2,936 $3,629 $2,436
Liberty Mutual $4,010 $5,582 $5,457 $5,400
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,785 $4,779 $4,088 $4,151
State Farm $4,159 $5,203 $4,577 $4,577
Travelers $3,192 $3,350 $4,907 $3,890
USAA $1,552 $1,947 $2,886 $1,678

Cheapest Anniston, AL Car Insurance for Teen Drivers

Teen car insurance in Anniston, AL can be expensive. Take a look at rates from the top car insurance companies in Anniston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Anniston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,949 $7,455
Farmers $8,886 $9,143
GEICO $5,090 $4,991
Liberty Mutual $10,872 $12,091
Nationwide $4,867 $6,248
Progressive $9,462 $10,532
State Farm $8,706 $10,878
Travelers $8,355 $13,150
USAA $3,735 $4,140

Cheapest Anniston, AL Car Insurance for Seniors

Take a look at Anniston, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Anniston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,808 $1,843
Farmers $2,056 $2,185
GEICO $1,848 $1,908
Liberty Mutual $2,450 $2,741
Nationwide $1,647 $1,702
Progressive $1,852 $1,990
State Farm $2,538 $2,538
Travelers $1,455 $1,450
USAA $1,174 $1,150

Cheapest Anniston, AL Car Insurance Rates After a DUI

A DUI in Anniston, AL increases car insurance rates. Compare Anniston, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Anniston, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,931
Farmers $4,272
GEICO $3,629
Liberty Mutual $5,457
Nationwide $3,555
Progressive $4,088
State Farm $4,577
Travelers $4,907
USAA $2,886

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Anniston, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Anniston, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Anniston, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,310 $3,310
Farmers $4,022 $4,022
GEICO $2,658 $2,756
Liberty Mutual $5,112 $5,112
Nationwide $2,794 $2,794
Progressive $4,201 $4,201
State Farm $4,516 $4,742
Travelers $3,835 $3,835
USAA $1,924 $2,108

Cheapest Anniston, AL Car Insurance Rates by ZIP Code

Anniston car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Anniston, AL.

Annual Car Insurance Rates by ZIP Code in Anniston, Alabama

ZIP Code Average Annual Rates
36201 $3,777
36205 $3,689
36206 $3,759
36207 $3,706

The Best Cheap Car Insurance Companies in Anniston, AL

Take a look at a side-by-side comparison of the top car insurance companies in Anniston, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Anniston, Alabama

Insurance Company Average Annual Rates
Allstate $3,310
Farmers $4,022
GEICO $2,707
Liberty Mutual $5,112
Nationwide $2,794
Progressive $4,201
State Farm $4,629
Travelers $3,835
USAA $2,016

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Anniston, Alabama

Find the cheapest car insurance companies in Anniston, AL for each category right here.

Best Annual Car Insurance Rates by Company in Anniston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Anniston, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Anniston car insurance rates. Find the cheapest Anniston, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Anniston, Alabama

Insurance Company Low Medium High
Allstate $3,189 $3,304 $3,436
Farmers $3,792 $3,968 $4,305
GEICO $2,493 $2,695 $2,934
Liberty Mutual $4,862 $5,086 $5,388
Nationwide $2,787 $2,768 $2,825
Progressive $3,728 $4,175 $4,699
State Farm $4,363 $4,624 $4,900
Travelers $3,644 $3,911 $3,949
USAA $1,942 $2,005 $2,101

What affects car insurance rates in Anniston, Alabama?

What factors can have an impact on Anniston, AL car insurance? There are several reasons why Anniston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Anniston, Alabama.

Car Theft in Anniston

High levels of vehicle theft can make car insurance more expensive. Anniston, AL car theft statistics from the FBI indicate 152 vehicle thefts a year.

Commute Time in Anniston

The more time you spend in your car the higher the risk of an accident. The average commute length in Anniston, AL is 24.9 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Anniston, AL

Ready to find affordable Anniston, Alabama car insurance today? Enter your ZIP code for fast, free Anniston, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State