Compare Apache Junction, AZ Car Insurance Rates (2021)

Car insurance in Apache Junction, AZ averages $328 a month. Apache Junction, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Apache Junction car insurance rates, compare quotes from the top car insurance companies in Apache Junction, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Apache Junction, AZ after a DUI are $4,623/year
  • Average car insurance rates in Apache Junction, AZ are $3,934/year
  • The cheapest car insurance company in Apache Junction is GEICO

If you need to buy Apache Junction, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Apache Junction, AZ is right here.

You’ll find Apache Junction car insurance rates, the cheapest Apache Junction, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Apache Junction, Arizona car insurance rates to Gilbert car insurance rates, Tucson car insurance rates, and Chandler car insurance rates.

Ready to find affordable Apache Junction, AZ car insurance today? Enter your ZIP code for fast, free Apache Junction car insurance quotes.

Cheapest Apache Junction, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Apache Junction, AZ car insurance rates? Every Apache Junction, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apache Junction, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,958 $3,958 $3,848 $3,848 $8,612 $11,157 $4,429 $4,818
American Family $2,869 $2,869 $2,634 $2,634 $7,574 $9,881 $2,869 $3,369
Farmers $2,554 $2,550 $2,271 $2,421 $10,968 $11,368 $2,875 $2,962
GEICO $1,519 $1,691 $1,288 $1,643 $4,348 $4,570 $1,387 $1,360
Nationwide $2,489 $2,533 $2,226 $2,358 $6,161 $7,893 $2,874 $3,107
Progressive $1,978 $1,731 $1,777 $1,687 $8,131 $9,074 $2,128 $2,116
State Farm $3,053 $3,053 $2,709 $2,709 $9,477 $11,930 $3,284 $4,140
Travelers $2,027 $2,133 $1,891 $2,010 $5,985 $7,562 $2,143 $2,252
USAA $1,618 $1,623 $1,510 $1,530 $5,986 $6,836 $2,126 $2,274

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Minimum Car Insurance in Apache Junction, AZ

Every driver must carry the minimum car insurance in Apache Junction, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Apache Junction, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Apache Junction, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Apache Junction, AZ. Compare credit history car insurance rates in Apache Junction from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Apache Junction, Arizona

Insurance Company Poor Fair Good
Allstate $7,139 $5,079 $4,518
American Family $5,456 $4,060 $3,496
Farmers $5,405 $4,527 $4,306
GEICO $3,057 $2,007 $1,614
Nationwide $4,460 $3,549 $3,107
Progressive $3,992 $3,486 $3,256
State Farm $9,286 $3,595 $2,253
Travelers $3,958 $3,224 $2,570
USAA $3,862 $2,702 $2,250

Cheapest Apache Junction, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Apache Junction, AZ to rates for a clean record with top companies.

Annual Apache Junction, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,459 $5,663 $6,416 $5,777
American Family $3,073 $4,765 $5,939 $3,572
Farmers $4,014 $5,176 $5,051 $4,743
GEICO $1,723 $2,338 $3,120 $1,723
Nationwide $3,133 $3,296 $4,885 $3,506
Progressive $3,156 $4,156 $3,332 $3,667
State Farm $4,589 $5,500 $5,045 $5,045
Travelers $2,600 $3,384 $3,783 $3,235
USAA $2,138 $3,059 $4,040 $2,516

Cheapest Apache Junction, AZ Car Insurance for Teen Drivers

Teen car insurance in Apache Junction, AZ can be expensive. Take a look at rates from the top car insurance companies in Apache Junction for teenagers.

Annual Car Insurance Rates for Teen Drivers in Apache Junction, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,612 $11,157
American Family $7,574 $9,881
Farmers $10,968 $11,368
GEICO $4,348 $4,570
Nationwide $6,161 $7,893
Progressive $8,131 $9,074
State Farm $9,477 $11,930
Travelers $5,985 $7,562
USAA $5,986 $6,836

Cheapest Apache Junction, AZ Car Insurance for Seniors

Take a look at Apache Junction, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Apache Junction, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,848 $3,848
American Family $2,634 $2,634
Farmers $2,271 $2,421
GEICO $1,288 $1,643
Nationwide $2,226 $2,358
Progressive $1,777 $1,687
State Farm $2,709 $2,709
Travelers $1,891 $2,010
USAA $1,510 $1,530

Cheapest Apache Junction, AZ Car Insurance Rates After a DUI

A DUI in Apache Junction, AZ increases car insurance rates. Compare Apache Junction, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Apache Junction, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,416
American Family $5,939
Farmers $5,051
GEICO $3,120
Nationwide $4,885
Progressive $3,332
State Farm $5,045
Travelers $3,783
USAA $4,040

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Cheapest Apache Junction, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Apache Junction, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Apache Junction, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,579 $5,579
American Family $4,295 $4,379
Farmers $4,746 $4,746
GEICO $2,188 $2,263
Nationwide $3,705 $3,705
Progressive $3,578 $3,578
State Farm $4,914 $5,175
Travelers $3,250 $3,250
USAA $2,906 $2,970

Cheapest Apache Junction, AZ Car Insurance Rates by ZIP Code

Apache Junction car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Apache Junction, AZ.

Annual Car Insurance Rates by ZIP Code in Apache Junction, Arizona

ZIP Code Average Annual Rates
85117 $3,959
85118 $3,889
85119 $3,939
85120 $3,896
85178 $3,856

The Best Cheap Car Insurance Companies in Apache Junction, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Apache Junction, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Apache Junction, Arizona

Insurance Company Average Annual Rates
Allstate $5,579
American Family $4,337
Farmers $4,746
GEICO $2,226
Nationwide $3,705
Progressive $3,578
State Farm $5,045
Travelers $3,251
USAA $2,938

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Category Winners: Cheapest Car Insurance in Apache Junction, Arizona

Find the cheapest car insurance companies in Apache Junction, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Apache Junction, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Apache Junction, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Apache Junction car insurance rates. Find the cheapest Apache Junction, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Apache Junction, Arizona

Insurance Company Low Medium High
Allstate $5,235 $5,607 $5,894
American Family $4,177 $4,476 $4,359
Farmers $4,028 $4,798 $5,412
GEICO $1,863 $2,260 $2,555
Nationwide $3,524 $3,750 $3,841
Progressive $3,161 $3,642 $3,930
State Farm $4,508 $5,145 $5,480
Travelers $2,876 $3,306 $3,569
USAA $2,695 $2,981 $3,138

What affects car insurance rates in Apache Junction, Arizona?

What factors can have an impact on Apache Junction, AZ car insurance? There are several reasons why Apache Junction car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Apache Junction, Arizona.

Car Theft in Apache Junction

High levels of vehicle theft can make car insurance more expensive. Apache Junction, AZ car theft statistics from the FBI indicate 80 vehicle thefts a year.

Commute Time in Apache Junction

The more time you spend in your car the higher the risk of an accident. The average commute length in Apache Junction, AZ is 28.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Apache Junction, AZ

Ready to find affordable Apache Junction, Arizona car insurance today? Enter your ZIP code for fast, free Apache Junction, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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