Compare Apache, OK Car Insurance Rates (2021)

Car insurance in Apache, OK averages $319 a month. Apache, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Apache car insurance rates, compare quotes from the top car insurance companies in Apache, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Apache is State Farm
  • The cheapest car insurance company in Apache for teen drivers is State Farm
  • Average car insurance rates in Apache, OK after a DUI are $4,337/year

If you need to buy Apache, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Apache, OK is right here.

You’ll find Apache car insurance rates, the cheapest Apache, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Apache, Oklahoma car insurance rates to Edmond car insurance rates, Broken Arrow car insurance rates, and Enid car insurance rates.

Ready to find affordable Apache, OK car insurance today? Enter your ZIP code for fast, free Apache car insurance quotes.

Cheapest Apache, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Apache, OK car insurance rates? Every Apache, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apache, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,037 $2,020 $1,829 $1,937 $7,926 $8,121 $2,316 $2,420
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,385 $4,629 $3,860 $4,198 $12,084 $13,260 $4,559 $4,719
Progressive $2,373 $2,256 $1,955 $2,067 $9,504 $10,653 $2,781 $2,922
State Farm $1,873 $1,873 $1,640 $1,640 $4,556 $5,756 $1,961 $2,202
USAA $1,808 $1,823 $1,722 $1,756 $5,709 $6,407 $2,340 $2,588

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Minimum Car Insurance in Apache, OK

Every driver must carry the minimum car insurance in Apache, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Apache, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Apache, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Apache, OK. Compare credit history car insurance rates in Apache from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Apache, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,110 $3,393 $3,225
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,283 $5,661 $4,441
Progressive $4,894 $4,169 $3,878
State Farm $3,736 $2,396 $1,930
USAA $4,497 $2,541 $2,020

Cheapest Apache, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Apache, OK to rates for a clean record with top companies.

Annual Apache, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,014 $3,880 $3,786 $3,624
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,351 $7,275 $8,231 $5,991
Progressive $3,359 $6,245 $3,707 $3,944
State Farm $2,508 $2,867 $2,688 $2,688
USAA $2,232 $3,186 $3,916 $2,742

Cheapest Apache, OK Car Insurance for Teen Drivers

Teen car insurance in Apache, OK can be expensive. Take a look at rates from the top car insurance companies in Apache for teenagers.

Annual Car Insurance Rates for Teen Drivers in Apache, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $7,926 $8,121
GEICO $6,078 $6,489
Liberty Mutual $12,084 $13,260
Progressive $9,504 $10,653
State Farm $4,556 $5,756
USAA $5,709 $6,407

Cheapest Apache, OK Car Insurance for Seniors

Take a look at Apache, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Apache, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $1,829 $1,937
GEICO $2,260 $2,500
Liberty Mutual $3,860 $4,198
Progressive $1,955 $2,067
State Farm $1,640 $1,640
USAA $1,722 $1,756

Cheapest Apache, OK Car Insurance Rates After a DUI

A DUI in Apache, OK increases car insurance rates. Compare Apache, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Apache, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,130
Farmers $3,786
GEICO $3,899
Liberty Mutual $8,231
Progressive $3,707
State Farm $2,688
USAA $3,916

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Cheapest Apache, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Apache, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Apache, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,576 $3,576
GEICO $3,136 $3,262
Liberty Mutual $6,462 $6,462
Progressive $4,314 $4,314
State Farm $2,642 $2,733
USAA $2,983 $3,056

The Best Cheap Car Insurance Companies in Apache, OK

Take a look at a side-by-side comparison of the top car insurance companies in Apache, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Apache, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,576
GEICO $3,199
Liberty Mutual $6,462
Progressive $4,314
State Farm $2,688
USAA $3,019

Category Winners: Cheapest Car Insurance in Apache, Oklahoma

Find the cheapest car insurance companies in Apache, OK for each category right here.

Best Annual Car Insurance Rates by Company in Apache, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Apache, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Apache car insurance rates. Find the cheapest Apache, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Apache, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,412 $3,533 $3,782
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,133 $6,438 $6,814
Progressive $4,010 $4,287 $4,645
State Farm $2,540 $2,667 $2,856
USAA $2,918 $3,012 $3,128

What affects car insurance rates in Apache, Oklahoma?

What factors can have an impact on Apache, OK car insurance? There are several reasons why Apache car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Apache, Oklahoma.

Commute Time in Apache

The more time you spend in your car the higher the risk of an accident. The average commute length in Apache, OK is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Apache, OK

Ready to find affordable Apache, Oklahoma car insurance today? Enter your ZIP code for fast, free Apache, OK car insurance quotes.

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