Compare Apalachin, NY Car Insurance Rates (2021)

Car insurance in Apalachin, NY averages $248 a month. Apalachin, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Apalachin car insurance rates, compare quotes from the top car insurance companies in Apalachin, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Apalachin, NY are $2,973/year
  • The cheapest car insurance company in Apalachin for teen drivers is GEICO
  • Average car insurance rates in Apalachin, NY after a DUI are $3,946/year

If you need to buy Apalachin, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Apalachin, NY is right here.

You’ll find Apalachin car insurance rates, the cheapest Apalachin, NY car insurance companies, and information on New York car insurance laws. You can also compare Apalachin, New York car insurance rates to Utica car insurance rates, New Rochelle car insurance rates, and Rochester car insurance rates.

Ready to find affordable Apalachin, NY car insurance today? Enter your ZIP code for fast, free Apalachin car insurance quotes.

Cheapest Apalachin, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Apalachin, NY car insurance rates? Every Apalachin, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apalachin, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,300 $3,300 $3,077 $3,077 $6,414 $10,383 $3,300 $3,501
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,454 $1,369 $1,175 $1,191 $4,704 $5,230 $1,860 $1,812
State Farm $1,913 $1,913 $1,668 $1,668 $5,641 $7,279 $2,103 $2,232
Travelers $2,250 $2,285 $2,053 $2,212 $5,159 $6,129 $2,398 $2,511
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Apalachin, NY

Every driver must carry the minimum car insurance in Apalachin, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Apalachin, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Apalachin, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Apalachin, NY. Compare credit history car insurance rates in Apalachin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Apalachin, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,345 $4,162 $3,126
Nationwide $2,598 $2,598 $2,598
Progressive $3,724 $1,919 $1,406
State Farm $4,309 $2,703 $2,145
Travelers $4,260 $2,728 $2,386
USAA $4,512 $2,242 $1,983

Cheapest Apalachin, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Apalachin, NY to rates for a clean record with top companies.

Annual Apalachin, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,623 $3,623 $7,306 $3,623
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,287 $2,287 $2,523 $2,301
State Farm $2,908 $2,908 $3,197 $3,197
Travelers $2,687 $3,327 $3,375 $3,109
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Apalachin, NY Car Insurance for Teen Drivers

Teen car insurance in Apalachin, NY can be expensive. Take a look at rates from the top car insurance companies in Apalachin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Apalachin, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $2,967 $4,318
Liberty Mutual $6,414 $10,383
Nationwide $3,454 $5,122
Progressive $4,704 $5,230
State Farm $5,641 $7,279
Travelers $5,159 $6,129
USAA $6,103 $7,296

Cheapest Apalachin, NY Car Insurance for Seniors

Take a look at Apalachin, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Apalachin, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,387 $1,367
Liberty Mutual $3,077 $3,077
Nationwide $1,874 $1,874
Progressive $1,175 $1,191
State Farm $1,668 $1,668
Travelers $2,053 $2,212
USAA $1,379 $1,382

Cheapest Apalachin, NY Car Insurance Rates After a DUI

A DUI in Apalachin, NY increases car insurance rates. Compare Apalachin, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Apalachin, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,000
GEICO $3,007
Liberty Mutual $7,306
Nationwide $4,360
Progressive $2,523
State Farm $3,197
Travelers $3,375
USAA $3,799

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Cheapest Apalachin, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Apalachin, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Apalachin, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,875 $1,988
Liberty Mutual $4,418 $4,670
Nationwide $2,598 $2,598
Progressive $2,349 $2,349
State Farm $2,946 $3,158
Travelers $3,125 $3,125
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Apalachin, NY

Take a look at a side-by-side comparison of the top car insurance companies in Apalachin, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Apalachin, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $1,931
Liberty Mutual $4,544
Nationwide $2,598
Progressive $2,349
State Farm $3,052
Travelers $3,125
USAA $2,912

Category Winners: Cheapest Car Insurance in Apalachin, New York

Find the cheapest car insurance companies in Apalachin, NY for each category right here.

Best Annual Car Insurance Rates by Company in Apalachin, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Apalachin, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Apalachin car insurance rates. Find the cheapest Apalachin, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Apalachin, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,348 $4,528 $4,756
Nationwide $2,461 $2,579 $2,754
Progressive $2,241 $2,338 $2,469
State Farm $2,904 $3,068 $3,184
Travelers $2,987 $3,101 $3,285
USAA $2,839 $2,901 $2,997

What affects car insurance rates in Apalachin, New York?

What factors can have an impact on Apalachin, NY car insurance? There are several reasons why Apalachin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Apalachin, New York.

Commute Time in Apalachin

The more time you spend in your car the higher the risk of an accident. The average commute length in Apalachin, NY is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in Apalachin, NY

Ready to find affordable Apalachin, New York car insurance today? Enter your ZIP code for fast, free Apalachin, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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