Compare Apple River, IL Car Insurance Rates (2021)

Car insurance in Apple River, IL averages $250 a month. Apple River, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Apple River car insurance rates, compare quotes from the top car insurance companies in Apple River, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Apple River for teen drivers is Nationwide
  • The cheapest car insurance company in Apple River is State Farm
  • Average car insurance rates in Apple River, IL are $3,004/year

If you need to buy Apple River, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Apple River, IL is right here.

You’ll find Apple River car insurance rates, the cheapest Apple River, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Apple River, Illinois car insurance rates to Chicago car insurance rates, Aurora car insurance rates, and Naperville car insurance rates.

Ready to find affordable Apple River, IL car insurance today? Enter your ZIP code for fast, free Apple River car insurance quotes.

Cheapest Apple River, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Apple River, IL car insurance rates? Every Apple River, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apple River, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,254 $2,254 $2,006 $2,114 $9,328 $9,710 $2,577 $2,709
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,453 $1,572 $1,205 $1,355 $4,886 $5,453 $1,514 $1,597
Nationwide $1,421 $1,449 $1,269 $1,345 $3,728 $4,788 $1,637 $1,772
Progressive $2,051 $1,968 $1,687 $1,756 $6,821 $7,678 $2,455 $2,653
State Farm $1,350 $1,350 $1,199 $1,199 $3,790 $4,806 $1,524 $1,754
Travelers $1,492 $1,576 $1,341 $1,432 $4,086 $5,068 $1,586 $1,672
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

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Minimum Car Insurance in Apple River, IL

Every driver must carry the minimum car insurance in Apple River, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Apple River, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Apple River, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Apple River, IL. Compare credit history car insurance rates in Apple River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Apple River, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,695 $3,190 $2,696
Farmers $4,693 $3,927 $3,737
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,372 $2,098 $1,668
Nationwide $2,593 $2,094 $1,842
Progressive $3,880 $3,265 $3,006
State Farm $3,085 $1,847 $1,432
Travelers $2,797 $2,228 $1,819
USAA $3,347 $2,303 $1,900

Cheapest Apple River, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Apple River, IL to rates for a clean record with top companies.

Annual Apple River, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,479 $4,475 $4,364 $4,158
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,981 $2,817 $2,471 $2,249
Nationwide $1,760 $2,268 $2,660 $2,017
Progressive $2,803 $4,091 $3,094 $3,545
State Farm $1,945 $2,299 $2,122 $2,122
Travelers $1,823 $2,375 $2,646 $2,283
USAA $1,794 $2,581 $3,528 $2,162

Cheapest Apple River, IL Car Insurance for Teen Drivers

Teen car insurance in Apple River, IL can be expensive. Take a look at rates from the top car insurance companies in Apple River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Apple River, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,175 $8,572
Farmers $9,328 $9,710
GEICO $4,524 $4,715
Liberty Mutual $4,886 $5,453
Nationwide $3,728 $4,788
Progressive $6,821 $7,678
State Farm $3,790 $4,806
Travelers $4,086 $5,068
USAA $4,862 $5,356

Cheapest Apple River, IL Car Insurance for Seniors

Take a look at Apple River, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Apple River, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,014 $2,014
Farmers $2,006 $2,114
GEICO $1,429 $1,724
Liberty Mutual $1,205 $1,355
Nationwide $1,269 $1,345
Progressive $1,687 $1,756
State Farm $1,199 $1,199
Travelers $1,341 $1,432
USAA $1,395 $1,371

Cheapest Apple River, IL Car Insurance Rates After a DUI

A DUI in Apple River, IL increases car insurance rates. Compare Apple River, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Apple River, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,820
American Family $4,889
Farmers $4,364
GEICO $3,243
Liberty Mutual $2,471
Nationwide $2,660
Progressive $3,094
State Farm $2,122
Travelers $2,646
USAA $3,528

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Cheapest Apple River, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Apple River, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Apple River, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,482 $3,573
Farmers $4,119 $4,119
GEICO $2,338 $2,425
Liberty Mutual $2,379 $2,379
Nationwide $2,176 $2,176
Progressive $3,384 $3,384
State Farm $2,069 $2,174
Travelers $2,193 $2,371
USAA $2,446 $2,587

The Best Cheap Car Insurance Companies in Apple River, IL

Take a look at a side-by-side comparison of the top car insurance companies in Apple River, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Apple River, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,527
Farmers $4,119
GEICO $2,382
Liberty Mutual $2,379
Nationwide $2,176
Progressive $3,384
State Farm $2,122
Travelers $2,282
USAA $2,516

Category Winners: Cheapest Car Insurance in Apple River, Illinois

Find the cheapest car insurance companies in Apple River, IL for each category right here.

Best Annual Car Insurance Rates by Company in Apple River, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Apple River, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Apple River car insurance rates. Find the cheapest Apple River, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Apple River, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,413 $3,656 $3,512
Farmers $3,941 $4,034 $4,382
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,215 $2,372 $2,551
Nationwide $2,174 $2,190 $2,164
Progressive $3,167 $3,370 $3,614
State Farm $2,019 $2,125 $2,221
Travelers $2,151 $2,279 $2,415
USAA $2,344 $2,513 $2,692

What affects car insurance rates in Apple River, Illinois?

What factors can have an impact on Apple River, IL car insurance? There are several reasons why Apple River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Apple River, Illinois.

Commute Time in Apple River

The more time you spend in your car the higher the risk of an accident. The average commute length in Apple River, IL is 28.2 minutes according to City-Data.

Compare Car Insurance Quotes in Apple River, IL

Ready to find affordable Apple River, Illinois car insurance today? Enter your ZIP code for fast, free Apple River, IL car insurance quotes.

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