Compare Apple Valley, OH Car Insurance Rates (2021)

Car insurance in Apple Valley, OH averages $237 a month. Apple Valley, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Apple Valley car insurance rates, compare quotes from the top car insurance companies in Apple Valley, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Apple Valley is American Family
  • The cheapest car insurance company in Apple Valley for teen drivers is American Family
  • Average car insurance rates in Apple Valley, OH are $2,849/year

If you need to buy Apple Valley, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Apple Valley, OH is right here.

You’ll find Apple Valley car insurance rates, the cheapest Apple Valley, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Apple Valley, Ohio car insurance rates to Akron car insurance rates, Toledo car insurance rates, and Columbus car insurance rates.

Ready to find affordable Apple Valley, OH car insurance today? Enter your ZIP code for fast, free Apple Valley car insurance quotes.

Cheapest Apple Valley, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Apple Valley, OH car insurance rates? Every Apple Valley, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apple Valley, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,241 $2,245 $2,005 $2,148 $6,070 $6,951 $2,379 $2,558
American Family $910 $948 $819 $825 $2,631 $2,869 $1,121 $1,183
Farmers $1,814 $1,809 $1,600 $1,686 $7,799 $8,081 $2,028 $2,121
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,200 $2,405 $1,691 $2,056 $11,308 $12,794 $2,348 $2,574
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,821 $1,733 $1,515 $1,562 $7,740 $8,726 $2,188 $2,255
State Farm $1,606 $1,606 $1,428 $1,428 $4,869 $6,130 $1,862 $2,130
Travelers $1,506 $1,531 $1,487 $1,480 $6,375 $10,045 $1,567 $1,807
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

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Minimum Car Insurance in Apple Valley, OH

Every driver must carry the minimum car insurance in Apple Valley, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Apple Valley, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Apple Valley, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Apple Valley, OH. Compare credit history car insurance rates in Apple Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Apple Valley, Ohio

Insurance Company Poor Fair Good
Allstate $4,279 $3,100 $2,595
American Family $1,875 $1,281 $1,084
Farmers $3,823 $3,216 $3,063
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,712 $4,095 $3,208
Nationwide $3,783 $3,049 $2,575
Progressive $3,889 $3,334 $3,104
State Farm $3,752 $2,318 $1,827
Travelers $3,610 $3,137 $2,928
USAA $1,890 $1,340 $1,143

Cheapest Apple Valley, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Apple Valley, OH to rates for a clean record with top companies.

Annual Apple Valley, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $3,385 $3,937 $3,165
American Family $1,355 $1,433 $1,433 $1,433
Farmers $2,780 $3,573 $3,485 $3,632
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,929 $5,030 $5,151 $4,578
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,973 $4,017 $3,163 $3,615
State Farm $2,407 $2,858 $2,633 $2,633
Travelers $2,381 $3,095 $4,660 $2,763
USAA $1,119 $1,500 $1,972 $1,239

Cheapest Apple Valley, OH Car Insurance for Teen Drivers

Teen car insurance in Apple Valley, OH can be expensive. Take a look at rates from the top car insurance companies in Apple Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Apple Valley, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,070 $6,951
American Family $2,631 $2,869
Farmers $7,799 $8,081
GEICO $3,519 $3,281
Liberty Mutual $11,308 $12,794
Nationwide $5,290 $6,843
Progressive $7,740 $8,726
State Farm $4,869 $6,130
Travelers $6,375 $10,045
USAA $2,730 $3,038

Cheapest Apple Valley, OH Car Insurance for Seniors

Take a look at Apple Valley, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Apple Valley, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,005 $2,148
American Family $819 $825
Farmers $1,600 $1,686
GEICO $1,232 $1,237
Liberty Mutual $1,691 $2,056
Nationwide $1,900 $1,918
Progressive $1,515 $1,562
State Farm $1,428 $1,428
Travelers $1,487 $1,480
USAA $840 $838

Cheapest Apple Valley, OH Car Insurance Rates After a DUI

A DUI in Apple Valley, OH increases car insurance rates. Compare Apple Valley, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Apple Valley, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,937
American Family $1,433
Farmers $3,485
GEICO $2,571
Liberty Mutual $5,151
Nationwide $4,062
Progressive $3,163
State Farm $2,633
Travelers $4,660
USAA $1,972

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Cheapest Apple Valley, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Apple Valley, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Apple Valley, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,325 $3,325
American Family $1,396 $1,430
Farmers $3,367 $3,367
GEICO $1,792 $1,857
Liberty Mutual $4,672 $4,672
Nationwide $3,136 $3,136
Progressive $3,442 $3,442
State Farm $2,568 $2,697
Travelers $3,225 $3,225
USAA $1,402 $1,513

The Best Cheap Car Insurance Companies in Apple Valley, OH

Take a look at a side-by-side comparison of the top car insurance companies in Apple Valley, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Apple Valley, Ohio

Insurance Company Average Annual Rates
Allstate $3,325
American Family $1,413
Farmers $3,367
GEICO $1,824
Liberty Mutual $4,672
Nationwide $3,136
Progressive $3,442
State Farm $2,633
Travelers $3,225
USAA $1,458

Category Winners: Cheapest Car Insurance in Apple Valley, Ohio

Find the cheapest car insurance companies in Apple Valley, OH for each category right here.

Best Annual Car Insurance Rates by Company in Apple Valley, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Apple Valley, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Apple Valley car insurance rates. Find the cheapest Apple Valley, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Apple Valley, Ohio

Insurance Company Low Medium High
Allstate $3,230 $3,319 $3,424
American Family $1,398 $1,424 $1,417
Farmers $3,199 $3,317 $3,586
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,505 $4,694 $4,817
Nationwide $3,466 $3,040 $2,901
Progressive $3,330 $3,417 $3,580
State Farm $2,514 $2,640 $2,744
Travelers $3,149 $3,266 $3,260
USAA $1,392 $1,456 $1,524

What affects car insurance rates in Apple Valley, Ohio?

What factors can have an impact on Apple Valley, OH car insurance? There are several reasons why Apple Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Apple Valley, Ohio.

Commute Time in Apple Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Apple Valley, OH is 33.6 minutes according to City-Data.

Compare Car Insurance Quotes in Apple Valley, OH

Ready to find affordable Apple Valley, Ohio car insurance today? Enter your ZIP code for fast, free Apple Valley, OH car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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