Compare Appleton City, MO Car Insurance Rates (2021)

Car insurance in Appleton City, MO averages $265 a month. Appleton City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Appleton City car insurance rates, compare quotes from the top car insurance companies in Appleton City, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Appleton City for teen drivers is Nationwide
  • The cheapest car insurance company in Appleton City is Nationwide
  • Average car insurance rates in Appleton City, MO are $3,174/year

If you need to buy Appleton City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Appleton City, MO is right here.

You’ll find Appleton City car insurance rates, the cheapest Appleton City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Appleton City, Missouri car insurance rates to Springfield car insurance rates, St. Charles car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Appleton City, MO car insurance today? Enter your ZIP code for fast, free Appleton City car insurance quotes.

Cheapest Appleton City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Appleton City, MO car insurance rates? Every Appleton City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Appleton City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,689 $2,520 $2,598 $7,953 $8,625 $2,649 $2,726
American Family $2,029 $2,029 $1,808 $1,808 $5,560 $7,219 $2,029 $2,371
Farmers $2,308 $2,300 $2,062 $2,181 $9,458 $9,785 $2,642 $2,773
GEICO $1,802 $2,006 $1,408 $1,783 $5,510 $5,819 $1,667 $1,675
Liberty Mutual $2,511 $2,725 $2,069 $2,320 $8,339 $9,263 $2,651 $2,836
Nationwide $1,546 $1,590 $1,373 $1,468 $3,861 $4,997 $1,760 $1,917
Progressive $2,036 $1,914 $1,664 $1,711 $6,345 $7,151 $2,490 $2,558
State Farm $1,544 $1,544 $1,378 $1,378 $4,397 $5,558 $1,735 $1,970
USAA $1,488 $1,477 $1,338 $1,364 $4,405 $5,384 $1,855 $2,064

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Minimum Car Insurance in Appleton City, MO

Every driver must carry the minimum car insurance in Appleton City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Appleton City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Appleton City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Appleton City, MO. Compare credit history car insurance rates in Appleton City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Appleton City, Missouri

Insurance Company Poor Fair Good
Allstate $5,610 $3,614 $2,981
American Family $4,054 $2,858 $2,408
Farmers $4,790 $3,986 $3,790
GEICO $3,738 $2,437 $1,951
Liberty Mutual $5,873 $3,574 $2,820
Nationwide $2,741 $2,246 $1,955
Progressive $3,755 $3,095 $2,851
State Farm $3,325 $2,185 $1,804
USAA $4,037 $1,881 $1,349

Cheapest Appleton City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Appleton City, MO to rates for a clean record with top companies.

Annual Appleton City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,933 $4,922 $3,947
American Family $2,317 $3,366 $4,096 $2,648
Farmers $3,625 $4,500 $4,401 $4,229
GEICO $2,130 $2,742 $3,660 $2,303
Liberty Mutual $2,984 $4,255 $4,400 $4,718
Nationwide $1,845 $2,332 $3,072 $2,008
Progressive $2,828 $3,716 $3,112 $3,279
State Farm $2,245 $2,631 $2,438 $2,438
USAA $1,947 $2,357 $3,260 $2,124

Cheapest Appleton City, MO Car Insurance for Teen Drivers

Teen car insurance in Appleton City, MO can be expensive. Take a look at rates from the top car insurance companies in Appleton City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Appleton City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,953 $8,625
American Family $5,560 $7,219
Farmers $9,458 $9,785
GEICO $5,510 $5,819
Liberty Mutual $8,339 $9,263
Nationwide $3,861 $4,997
Progressive $6,345 $7,151
State Farm $4,397 $5,558
USAA $4,405 $5,384

Cheapest Appleton City, MO Car Insurance for Seniors

Take a look at Appleton City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Appleton City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,598
American Family $1,808 $1,808
Farmers $2,062 $2,181
GEICO $1,408 $1,783
Liberty Mutual $2,069 $2,320
Nationwide $1,373 $1,468
Progressive $1,664 $1,711
State Farm $1,378 $1,378
USAA $1,338 $1,364

Cheapest Appleton City, MO Car Insurance Rates After a DUI

A DUI in Appleton City, MO increases car insurance rates. Compare Appleton City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Appleton City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,922
American Family $4,096
Farmers $4,401
GEICO $3,660
Liberty Mutual $4,400
Nationwide $3,072
Progressive $3,112
State Farm $2,438
USAA $3,260

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Cheapest Appleton City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Appleton City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Appleton City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,069 $4,069
American Family $3,076 $3,137
Farmers $4,189 $4,189
GEICO $2,657 $2,761
Liberty Mutual $4,089 $4,089
Nationwide $2,314 $2,314
Progressive $3,234 $3,234
State Farm $2,378 $2,499
USAA $2,334 $2,509

The Best Cheap Car Insurance Companies in Appleton City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Appleton City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Appleton City, Missouri

Insurance Company Average Annual Rates
Allstate $4,069
American Family $3,107
Farmers $4,189
GEICO $2,709
Liberty Mutual $4,089
Nationwide $2,314
Progressive $3,234
State Farm $2,438
USAA $2,422

Category Winners: Cheapest Car Insurance in Appleton City, Missouri

Find the cheapest car insurance companies in Appleton City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Appleton City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Appleton City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Appleton City car insurance rates. Find the cheapest Appleton City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Appleton City, Missouri

Insurance Company Low Medium High
Allstate $3,909 $4,060 $4,237
American Family $3,013 $3,205 $3,102
Farmers $3,935 $4,149 $4,481
GEICO $2,533 $2,729 $2,864
Liberty Mutual $3,869 $4,108 $4,290
Nationwide $2,186 $2,333 $2,423
Progressive $2,927 $3,240 $3,534
State Farm $2,281 $2,447 $2,586
USAA $2,320 $2,414 $2,532

What affects car insurance rates in Appleton City, Missouri?

What factors can have an impact on Appleton City, MO car insurance? There are several reasons why Appleton City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Appleton City, Missouri.

Commute Time in Appleton City

The more time you spend in your car the higher the risk of an accident. The average commute length in Appleton City, MO is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Appleton City, MO

Ready to find affordable Appleton City, Missouri car insurance today? Enter your ZIP code for fast, free Appleton City, MO car insurance quotes.

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