Compare Applewood, CO Car Insurance Rates (2021)

Car insurance in Applewood, CO averages $336 a month. Applewood, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Applewood car insurance rates, compare quotes from the top car insurance companies in Applewood, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Applewood for teen drivers is USAA
  • Average car insurance rates in Applewood, CO after a DUI are $4,794/year
  • Average car insurance rates in Applewood, CO are $4,029/year

If you need to buy Applewood, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Applewood, CO is right here.

You’ll find Applewood car insurance rates, the cheapest Applewood, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Applewood, Colorado car insurance rates to Pueblo car insurance rates, Greeley car insurance rates, and Boulder car insurance rates.

Ready to find affordable Applewood, CO car insurance today? Enter your ZIP code for fast, free Applewood car insurance quotes.

Cheapest Applewood, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Applewood, CO car insurance rates? Every Applewood, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Applewood, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,182 $3,069 $3,100 $12,003 $12,641 $3,746 $3,760
American Family $2,733 $2,733 $2,464 $2,464 $6,635 $8,912 $2,733 $3,348
Farmers $3,278 $3,258 $2,962 $3,188 $12,587 $12,751 $3,605 $3,651
GEICO $2,089 $2,296 $2,253 $2,591 $6,657 $7,012 $1,904 $1,918
Liberty Mutual $1,876 $1,791 $1,618 $1,784 $5,768 $6,264 $1,881 $1,862
Nationwide $2,559 $2,601 $2,295 $2,419 $6,513 $8,306 $2,950 $3,180
Progressive $2,622 $2,447 $2,294 $2,283 $9,179 $10,252 $2,957 $2,868
State Farm $2,062 $2,062 $1,873 $1,873 $6,072 $7,660 $2,311 $2,735
USAA $2,145 $2,125 $2,063 $2,048 $5,537 $6,319 $2,751 $2,968

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Minimum Car Insurance in Applewood, CO

Every driver must carry the minimum car insurance in Applewood, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Applewood, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Applewood, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Applewood, CO. Compare credit history car insurance rates in Applewood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Applewood, Colorado

Insurance Company Poor Fair Good
Allstate $7,153 $5,521 $4,165
American Family $5,200 $3,702 $3,106
Farmers $6,553 $5,345 $5,081
GEICO $4,018 $3,340 $2,661
Liberty Mutual $4,068 $2,506 $1,991
Nationwide $4,656 $3,691 $3,212
Progressive $4,953 $4,238 $3,897
State Farm $4,614 $2,975 $2,404
USAA $4,776 $2,748 $2,210

Cheapest Applewood, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Applewood, CO to rates for a clean record with top companies.

Annual Applewood, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,776 $5,505 $6,750 $5,421
American Family $2,963 $4,187 $5,500 $3,360
Farmers $4,787 $6,147 $6,058 $5,647
GEICO $2,334 $3,671 $4,314 $3,040
Liberty Mutual $2,507 $2,938 $3,028 $2,948
Nationwide $2,972 $4,048 $5,125 $3,266
Progressive $3,769 $5,311 $3,978 $4,394
State Farm $3,053 $3,609 $3,331 $3,331
USAA $2,360 $2,896 $5,066 $2,657

Cheapest Applewood, CO Car Insurance for Teen Drivers

Teen car insurance in Applewood, CO can be expensive. Take a look at rates from the top car insurance companies in Applewood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Applewood, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,003 $12,641
American Family $6,635 $8,912
Farmers $12,587 $12,751
GEICO $6,657 $7,012
Liberty Mutual $5,768 $6,264
Nationwide $6,513 $8,306
Progressive $9,179 $10,252
State Farm $6,072 $7,660
USAA $5,537 $6,319

Cheapest Applewood, CO Car Insurance for Seniors

Take a look at Applewood, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Applewood, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,069 $3,100
American Family $2,464 $2,464
Farmers $2,962 $3,188
GEICO $2,253 $2,591
Liberty Mutual $1,618 $1,784
Nationwide $2,295 $2,419
Progressive $2,294 $2,283
State Farm $1,873 $1,873
USAA $2,063 $2,048

Cheapest Applewood, CO Car Insurance Rates After a DUI

A DUI in Applewood, CO increases car insurance rates. Compare Applewood, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Applewood, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,750
American Family $5,500
Farmers $6,058
GEICO $4,314
Liberty Mutual $3,028
Nationwide $5,125
Progressive $3,978
State Farm $3,331
USAA $5,066

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Cheapest Applewood, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Applewood, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Applewood, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,613 $5,613
American Family $3,916 $4,089
Farmers $5,660 $5,660
GEICO $3,271 $3,409
Liberty Mutual $2,855 $2,855
Nationwide $3,853 $3,853
Progressive $4,363 $4,363
State Farm $3,248 $3,414
USAA $3,153 $3,336

The Best Cheap Car Insurance Companies in Applewood, CO

Take a look at a side-by-side comparison of the top car insurance companies in Applewood, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Applewood, Colorado

Insurance Company Average Annual Rates
Allstate $5,613
American Family $4,003
Farmers $5,660
GEICO $3,340
Liberty Mutual $2,855
Nationwide $3,853
Progressive $4,363
State Farm $3,331
USAA $3,245

Category Winners: Cheapest Car Insurance in Applewood, Colorado

Find the cheapest car insurance companies in Applewood, CO for each category right here.

Best Annual Car Insurance Rates by Company in Applewood, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Applewood, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Applewood car insurance rates. Find the cheapest Applewood, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Applewood, Colorado

Insurance Company Low Medium High
Allstate $5,315 $5,595 $5,929
American Family $3,793 $4,084 $4,131
Farmers $4,954 $5,577 $6,449
GEICO $2,943 $3,267 $3,810
Liberty Mutual $2,653 $2,841 $3,072
Nationwide $3,824 $3,855 $3,879
Progressive $4,015 $4,378 $4,695
State Farm $3,074 $3,332 $3,587
USAA $3,078 $3,245 $3,411

What affects car insurance rates in Applewood, Colorado?

What factors can have an impact on Applewood, CO car insurance? There are several reasons why Applewood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Applewood, Colorado.

Commute Time in Applewood

The more time you spend in your car the higher the risk of an accident. The average commute length in Applewood, CO is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Applewood, CO

Ready to find affordable Applewood, Colorado car insurance today? Enter your ZIP code for fast, free Applewood, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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