Compare Aransas Pass, TX Car Insurance Rates (2021)

Car insurance in Aransas Pass, TX averages $317 a month. Aransas Pass, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Aransas Pass car insurance rates, compare quotes from the top car insurance companies in Aransas Pass, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Aransas Pass, TX are $3,803/year
  • Average car insurance rates in Aransas Pass, TX after a DUI are $4,332/year
  • The cheapest car insurance company in Aransas Pass for teen drivers is USAA

If you need to buy Aransas Pass, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Aransas Pass, TX is right here.

You’ll find Aransas Pass car insurance rates, the cheapest Aransas Pass, TX car insurance companies, and information on Texas car insurance laws. You can also compare Aransas Pass, Texas car insurance rates to Arlington car insurance rates, San Antonio car insurance rates, and Houston car insurance rates.

Ready to find affordable Aransas Pass, TX car insurance today? Enter your ZIP code for fast, free Aransas Pass car insurance quotes.

Cheapest Aransas Pass, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aransas Pass, TX car insurance rates? Every Aransas Pass, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aransas Pass, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $3,159 $3,530 $2,942 $3,387 $8,445 $10,994 $4,563 $5,188
GEICO $2,286 $2,479 $2,243 $2,575 $4,912 $5,045 $2,457 $2,410
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,184 $2,077 $1,944 $1,981 $8,950 $9,988 $2,579 $2,615
State Farm $1,696 $1,696 $1,509 $1,509 $4,031 $5,128 $1,842 $1,895
USAA $1,441 $1,453 $1,384 $1,380 $4,010 $4,364 $1,923 $2,063

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Minimum Car Insurance in Aransas Pass, TX

Every driver must carry the minimum car insurance in Aransas Pass, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Aransas Pass, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Aransas Pass, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aransas Pass, TX. Compare credit history car insurance rates in Aransas Pass from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aransas Pass, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $7,211 $4,615 $4,003
GEICO $4,701 $2,668 $1,784
Nationwide $5,435 $4,346 $3,768
Progressive $4,557 $3,927 $3,635
State Farm $3,414 $2,128 $1,698
USAA $3,281 $1,921 $1,555

Cheapest Aransas Pass, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aransas Pass, TX to rates for a clean record with top companies.

Annual Aransas Pass, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $4,796 $6,142 $5,371 $4,796
GEICO $2,591 $3,412 $2,855 $3,345
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,528 $4,546 $4,119 $3,967
State Farm $2,146 $2,459 $2,902 $2,146
USAA $1,681 $2,483 $2,919 $1,928

Cheapest Aransas Pass, TX Car Insurance for Teen Drivers

Teen car insurance in Aransas Pass, TX can be expensive. Take a look at rates from the top car insurance companies in Aransas Pass for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aransas Pass, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $8,445 $10,994
GEICO $4,912 $5,045
Nationwide $8,017 $10,292
Progressive $8,950 $9,988
State Farm $4,031 $5,128
USAA $4,010 $4,364

Cheapest Aransas Pass, TX Car Insurance for Seniors

Take a look at Aransas Pass, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aransas Pass, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $2,942 $3,387
GEICO $2,243 $2,575
Nationwide $2,508 $2,654
Progressive $1,944 $1,981
State Farm $1,509 $1,509
USAA $1,384 $1,380

Cheapest Aransas Pass, TX Car Insurance Rates After a DUI

A DUI in Aransas Pass, TX increases car insurance rates. Compare Aransas Pass, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aransas Pass, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,352
American Family $5,371
GEICO $2,855
Nationwide $5,804
Progressive $4,119
State Farm $2,902
USAA $2,919

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Cheapest Aransas Pass, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aransas Pass, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aransas Pass, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $5,276 $5,276
GEICO $2,991 $3,111
Nationwide $4,516 $4,516
Progressive $4,040 $4,040
State Farm $2,413 $2,413
USAA $2,224 $2,281

The Best Cheap Car Insurance Companies in Aransas Pass, TX

Take a look at a side-by-side comparison of the top car insurance companies in Aransas Pass, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aransas Pass, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $5,276
GEICO $3,051
Nationwide $4,516
Progressive $4,040
State Farm $2,413
USAA $2,252

Category Winners: Cheapest Car Insurance in Aransas Pass, Texas

Find the cheapest car insurance companies in Aransas Pass, TX for each category right here.

Best Annual Car Insurance Rates by Company in Aransas Pass, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Aransas Pass, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aransas Pass car insurance rates. Find the cheapest Aransas Pass, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aransas Pass, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $4,880 $5,053 $5,895
GEICO $2,838 $2,989 $3,325
Nationwide $4,810 $4,320 $4,418
Progressive $3,827 $4,020 $4,273
State Farm $2,275 $2,402 $2,564
USAA $2,161 $2,240 $2,357

What affects car insurance rates in Aransas Pass, Texas?

What factors can have an impact on Aransas Pass, TX car insurance? There are several reasons why Aransas Pass car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aransas Pass, Texas.

Car Theft in Aransas Pass

High levels of vehicle theft can make car insurance more expensive. Aransas Pass, TX car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Aransas Pass

The more time you spend in your car the higher the risk of an accident. The average commute length in Aransas Pass, TX is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Aransas Pass, TX

Ready to find affordable Aransas Pass, Texas car insurance today? Enter your ZIP code for fast, free Aransas Pass, TX car insurance quotes.

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