Compare Arapahoe, CO Car Insurance Rates (2021)

Car insurance in Arapahoe, CO averages $327 a month. Arapahoe, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Arapahoe car insurance rates, compare quotes from the top car insurance companies in Arapahoe, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Arapahoe is Liberty Mutual
  • The cheapest car insurance company in Arapahoe for teen drivers is Liberty Mutual
  • Average car insurance rates in Arapahoe, CO are $3,920/year

If you need to buy Arapahoe, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Arapahoe, CO is right here.

You’ll find Arapahoe car insurance rates, the cheapest Arapahoe, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Arapahoe, Colorado car insurance rates to Aurora car insurance rates, Denver car insurance rates, and Centennial car insurance rates.

Ready to find affordable Arapahoe, CO car insurance today? Enter your ZIP code for fast, free Arapahoe car insurance quotes.

Cheapest Arapahoe, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Arapahoe, CO car insurance rates? Every Arapahoe, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arapahoe, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,261 $3,242 $2,964 $3,173 $11,464 $11,544 $3,568 $3,633
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,827 $1,796 $1,553 $1,701 $4,889 $5,318 $1,840 $1,865
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,122 $2,941 $2,622 $2,641 $9,589 $10,751 $3,544 $3,469
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Arapahoe, CO

Every driver must carry the minimum car insurance in Arapahoe, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Arapahoe, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Arapahoe, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Arapahoe, CO. Compare credit history car insurance rates in Arapahoe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Arapahoe, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,241 $5,036 $4,791
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,727 $2,261 $1,808
Nationwide $4,848 $3,820 $3,334
Progressive $5,559 $4,683 $4,263
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

Cheapest Arapahoe, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arapahoe, CO to rates for a clean record with top companies.

Annual Arapahoe, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,545 $5,797 $5,713 $5,369
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,263 $2,661 $2,782 $2,689
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,213 $5,721 $4,453 $4,953
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Arapahoe, CO Car Insurance for Teen Drivers

Teen car insurance in Arapahoe, CO can be expensive. Take a look at rates from the top car insurance companies in Arapahoe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Arapahoe, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $11,464 $11,544
GEICO $6,808 $7,210
Liberty Mutual $4,889 $5,318
Nationwide $6,687 $8,617
Progressive $9,589 $10,751
State Farm $5,211 $6,661
USAA $5,826 $6,723

Cheapest Arapahoe, CO Car Insurance for Seniors

Take a look at Arapahoe, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Arapahoe, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,964 $3,173
GEICO $2,320 $2,581
Liberty Mutual $1,553 $1,701
Nationwide $2,380 $2,529
Progressive $2,622 $2,641
State Farm $1,717 $1,717
USAA $2,298 $2,340

Cheapest Arapahoe, CO Car Insurance Rates After a DUI

A DUI in Arapahoe, CO increases car insurance rates. Compare Arapahoe, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Arapahoe, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,713
GEICO $4,302
Liberty Mutual $2,782
Nationwide $5,371
Progressive $4,453
State Farm $2,986
USAA $5,527

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Cheapest Arapahoe, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Arapahoe, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Arapahoe, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,356 $5,356
GEICO $3,397 $3,562
Liberty Mutual $2,599 $2,599
Nationwide $4,001 $4,001
Progressive $4,835 $4,835
State Farm $2,913 $3,059
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Arapahoe, CO

Take a look at a side-by-side comparison of the top car insurance companies in Arapahoe, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Arapahoe, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,356
GEICO $3,480
Liberty Mutual $2,599
Nationwide $4,001
Progressive $4,835
State Farm $2,986
USAA $3,589

Category Winners: Cheapest Car Insurance in Arapahoe, Colorado

Find the cheapest car insurance companies in Arapahoe, CO for each category right here.

Best Annual Car Insurance Rates by Company in Arapahoe, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Arapahoe, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Arapahoe car insurance rates. Find the cheapest Arapahoe, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Arapahoe, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,781 $5,292 $5,996
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,456 $2,588 $2,752
Nationwide $4,052 $4,001 $3,949
Progressive $4,575 $4,844 $5,086
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

Compare Car Insurance Quotes in Arapahoe, CO

Ready to find affordable Arapahoe, Colorado car insurance today? Enter your ZIP code for fast, free Arapahoe, CO car insurance quotes.

Free Car Insurance Comparison

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