Compare Ararat, VA Car Insurance Rates (2021)

Car insurance in Ararat, VA averages $185 a month. Ararat, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Ararat car insurance rates, compare quotes from the top car insurance companies in Ararat, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ararat, VA are $2,222/year
  • The cheapest car insurance company in Ararat is USAA
  • Average car insurance rates in Ararat, VA after a DUI are $2,635/year

If you need to buy Ararat, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Ararat, VA is right here.

You’ll find Ararat car insurance rates, the cheapest Ararat, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Ararat, Virginia car insurance rates to Portsmouth car insurance rates, Newport News car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Ararat, VA car insurance today? Enter your ZIP code for fast, free Ararat car insurance quotes.

Cheapest Ararat, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ararat, VA car insurance rates? Every Ararat, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ararat, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,798 $1,894 $1,894 $5,933 $6,835 $2,479 $2,487
GEICO $1,432 $1,429 $1,356 $1,356 $3,058 $4,115 $1,668 $1,649
Nationwide $1,436 $1,450 $1,272 $1,313 $3,354 $4,351 $1,581 $1,731
Progressive $1,222 $1,168 $1,096 $1,102 $5,414 $6,102 $1,482 $1,525
State Farm $1,265 $1,265 $1,127 $1,127 $3,606 $4,547 $1,425 $1,631
USAA $1,030 $1,012 $964 $966 $3,214 $3,834 $1,324 $1,451

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Minimum Car Insurance in Ararat, VA

Every driver must carry the minimum car insurance in Ararat, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Ararat, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Ararat, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ararat, VA. Compare credit history car insurance rates in Ararat from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ararat, Virginia

Insurance Company Poor Fair Good
Allstate $3,846 $3,076 $2,537
GEICO $2,231 $1,896 $1,896
Nationwide $2,449 $1,959 $1,775
Progressive $2,678 $2,324 $2,165
State Farm $2,841 $1,763 $1,393
USAA $2,307 $1,571 $1,296

Cheapest Ararat, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ararat, VA to rates for a clean record with top companies.

Annual Ararat, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,369 $3,755 $3,445 $3,043
GEICO $1,526 $1,980 $3,000 $1,526
Nationwide $1,788 $1,788 $2,634 $2,033
Progressive $2,053 $2,687 $2,434 $2,383
State Farm $1,838 $2,160 $1,999 $1,999
USAA $1,335 $1,733 $2,296 $1,534

Cheapest Ararat, VA Car Insurance for Teen Drivers

Teen car insurance in Ararat, VA can be expensive. Take a look at rates from the top car insurance companies in Ararat for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ararat, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,933 $6,835
GEICO $3,058 $4,115
Nationwide $3,354 $4,351
Progressive $5,414 $6,102
State Farm $3,606 $4,547
USAA $3,214 $3,834

Cheapest Ararat, VA Car Insurance for Seniors

Take a look at Ararat, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ararat, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,894 $1,894
GEICO $1,356 $1,356
Nationwide $1,272 $1,313
Progressive $1,096 $1,102
State Farm $1,127 $1,127
USAA $964 $966

Cheapest Ararat, VA Car Insurance Rates After a DUI

A DUI in Ararat, VA increases car insurance rates. Compare Ararat, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ararat, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,445
GEICO $3,000
Nationwide $2,634
Progressive $2,434
State Farm $1,999
USAA $2,296

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Cheapest Ararat, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ararat, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ararat, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,248
GEICO $1,971 $2,045
Nationwide $2,061 $2,061
Progressive $2,389 $2,389
State Farm $1,951 $2,048
USAA $1,661 $1,788

The Best Cheap Car Insurance Companies in Ararat, VA

Take a look at a side-by-side comparison of the top car insurance companies in Ararat, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ararat, Virginia

Insurance Company Average Annual Rates
Allstate $3,153
GEICO $2,008
Nationwide $2,061
Progressive $2,389
State Farm $1,999
USAA $1,724

Category Winners: Cheapest Car Insurance in Ararat, Virginia

Find the cheapest car insurance companies in Ararat, VA for each category right here.

Best Annual Car Insurance Rates by Company in Ararat, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ararat, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ararat car insurance rates. Find the cheapest Ararat, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ararat, Virginia

Insurance Company Low Medium High
Allstate $3,064 $3,154 $3,241
GEICO $1,936 $2,006 $2,082
Nationwide $2,168 $2,039 $1,975
Progressive $2,299 $2,366 $2,502
State Farm $1,892 $1,995 $2,110
USAA $1,663 $1,727 $1,783

Compare Car Insurance Quotes in Ararat, VA

Ready to find affordable Ararat, Virginia car insurance today? Enter your ZIP code for fast, free Ararat, VA car insurance quotes.

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